SmartCredit Token priceSMARTCREDIT $0.6091

SmartCredit.io is a Decentral Finance application for crypto borrowing and lending. The key features are:

• The low collateral ratio for the borrowers
• Personal Fixed Income Funds for the lenders
• Fixed-term and fixed interest loans

The key difference is that SmartCredit.io focuses on the DeFi fixed-income-funds as opposed to the DeFi money-market-funds (as most of DeFi lending solutions today).

SMARTCREDIT is the utility token for:

• Utility and loyalty token on the SmartCredit.io platform
• Collateral for the loans
• Liquidity mining for the borrowers, lenders, and integration pa (which integrate SmartCredit.io platform)

SmartCredit.io offers the following functionality:

• Borrowers can receive fixed interest and fixed-term loans with a lower collateral ration than the money-market-funds
• Borrowers can complete the optional credit-scoring, which allows reducing the collateral ratio and the loan interest
• Lenders receive fixed interest instead of the fluctuating money-market-funds interest
• Lenders have their own Personal Fixed Income Funds
• Integrators can integrate our User Interface Widgets and earn loan origination fees plus reward tokens