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VeriCoin describes itself as purely a digital currency that runs on its own protocol known as Proof-of-Stake-Time (PoST).
Proof of Stake Time rewards investors with variable and compounding interest payments on the coins held within their wallets in return for leaving Vericoin's digital wallet open and running on their computer, a process known as "staking". Staking, incentivized through interest payments, validates transactions on the VeriCoin network.
VeriCoin transactions are reportedly nearly instant (currently 10 times faster than Bitcoin). The team claims that -- upon the upcoming launch of the binary chain that pairs VeriCoin with Verium Reserve -- network transaction speeds will increase exponentially. The Dual Blockchain (or Binary-Chain) pairs a digital currency (VeriCoin) with a digital reserve (Verium). It reportedly secures and accelerates transactions by leveraging complementary protocol technologies (Proof-of-Stake-Time and Proof-of-Work-Time), into a blockchain system. The goal is to offer a comprehensive solution to ensure low cost, secure, fast, and scalable digital transactions.