Tregrity USD is a United States‑dollar‑pegged stablecoin introduced on 10/06/2025 to facilitate fast, low‑cost settlement across several public blockchains. Developed by Tregrity Labs, the project focuses on three design goals: multi‑chain operability, transparent collateral, and usability for everyday payments. From launch, the token operates on Binance Smart Chain (BEP‑20) and is scheduled to expand to Tron and Ethereum in Q3 2025. Each token is intended to track the value of one US dollar through a combination of on‑chain reserves (BNB, USDC, and DAI held in publicly viewable addresses) and off‑chain fiat deposits attested by third‑party accountants. Smart contracts have undergone security reviews by CertiK and Halborn, and audit summaries are made available on the project website. Because transactions confirm in roughly three seconds on BSC, Tregrity USD seeks to support e‑commerce merchants, DeFi protocols, and individual users who require predictable value transfer without exposure to price volatility. The roadmap outlines incremental steps—additional chain deployments, DAO governance, and privacy‑focused features—aimed at broadening utility while retaining a conservative reserve policy.
What Is the USD.I Token?
USD.I is the ticker symbol representing Tregrity USD across supported networks. The token follows each chain’s native standard—BEP‑20 on BSC at launch, with ERC‑20 and TRC‑20 contracts scheduled next—making it compatible with popular wallets, decentralized exchanges, and liquidity pools. Contract source code is open‑sourced, enabling independent verification of mint, burn, and transfer functions. Tregrity Labs maintains a monthly proof‑of‑reserve disclosure that lists on‑chain collateral and corresponding fiat balances; those statements are reviewed by external auditors and published for public scrutiny. While the token is pegged 1 : 1 to USD, it is not marketed as an interest‑bearing instrument, nor does it promise profit to holders. Governance is planned to transition gradually to a token‑holder DAO that will oversee reserve composition, chain expansion, and treasury operations. Compliance considerations were factored into the design—wallet screening, travel‑rule integrations, and jurisdictional reporting features are on the product backlog—to support future institutional adoption without compromising peer‑to‑peer accessibility.