KuPay has developed and will continue to develop a web 3 decentralized bank account that is the centre of a multi tool smart contract payment ecosystem for consumers and businesses, featuring a Web 3 DeFi payment interface for integration in Woo Commerce and Shopify platforms, an integrated payment request system allowing the requesting of payments via multiple EVM's including Ethereum, BSC, Polygon etc and support for charities and influencers allowing payments via DeFi donation links via unique URL's easily embeddable in websites or social media posts.