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DRAM

Launched on 16 October 2023 by a team based in the United Arab Emirates, the AED-backed crypto stablecoin is a blockchain-based digital currency project. Its primary function is to facilitate efficient and cost-effective cross-border payments. The stablecoin maintains a stable value by being backed by the United Arab Emirates Dirham (AED), ensuring reduced volatility that is typical in other cryptocurrencies.

Project Overview: The AED-backed stablecoin project aims to simplify international transactions, particularly in the Middle East, North Africa, and Asia. It addresses the challenges posed by traditional currencies, such as the US dollar, in international trade, including high transaction fees, slow processing times, and exchange rate risks. This stablecoin provides a regionally focused alternative, offering stability and predictability in financial operations.

Technical Aspects: Each unit of the stablecoin is backed by 3.67 AED, held by a regulated financial entity. This backing provides a tangible value to the digital currency and maintains its price stability. The platform employs advanced security protocols and is committed to transparency by design to safeguard assets and transactions against cyber threats and de-pegging events.

Accessibility and Regulatory Compliance: The project is designed to be inclusive, providing access to individuals with limited interaction with traditional banking systems, including unbanked and underbanked populations. Adhering to anti-money laundering (AML) and know-your-customer (KYC) regulations, the stablecoin ensures a compliant and trustworthy environment for its users.

Conclusion The AED-backed crypto stablecoin is not just a digital currency but a strategic tool designed to enhance the efficiency of cross-border payments. Its link to the AED provides a stable and predictable value, making it a suitable option for transactions and savings, especially in the MENA region. By leveraging blockchain technology, the project offers a secure, transparent, and inclusive platform for financial transactions, contributing to the broader goal of global financial connectivity and inclusivity.