Latest XRP (XRP) News Update

Deep Dive

1. XRPL Lending Vote Advances (11 November 2026)

Overview: XRPL Lending Network said it supports the proposed LendingProtocol and SingleAssetVault amendments and is testing infrastructure. As of 10 November, the proposals had 22 and 23 validator votes, respectively; each needs 29 votes and more than 80% support for two consecutive weeks before activation.

What this means: This could be positive for XRPL utility if the amendments pass, enabling shared lending vaults and on-ledger loan records. They remain proposals, not live features.

(crypto.news)

2. Schwartz Discloses XRP Reduction (10 November 2026)

Overview: Ripple co-creator David Schwartz said his XRP holdings had fallen about 88.5%, from roughly 26 million to 3 million. He described himself as uncomfortable with risk; the disclosure prompted criticism from some XRP supporters.

What this means: This is a sentiment headwind because a prominent Ripple figure’s reduced exposure can unsettle holders. His stated personal risk management does not establish a view on XRP’s future.

(CCN)

3. XRP Whale Balances Rise (10 November 2026)

Overview: A report citing analyst Ali Martinez said tracked XRP whale balances increased by 65.32 million XRP, valued near $72 million, over four days. Address balances alone cannot distinguish purchases from wallet transfers.

What this means: This may indicate accumulation, but the data is not conclusive evidence of new buying or a lasting shift in demand.

(CCN)

Conclusion

XRPL lending progress offers a utility catalyst, while Schwartz’s disclosure and inconclusive whale data temper the signal. Will validator support reach the activation threshold?