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Beanstalk is a decentralized credit based stablecoin protocol that is built on Ethereum. The first Beanstalk issues a USD stablecoin (Bean) on the Ethereum blockchain.

Beanstalk uses credit instead of collateral to create a decentralized, liquid, blockchain-native asset, which is stable relative to the value of a non-blockchain-native asset.

Beanstalk creates protocol-native financial incentives to encourage participation in peg maintenance and governance without requiring any action from everyday Bean users.