Acala Network is the financial hub of Polkadot and its research focuses on decentralized finance protocol and mechanism design, parachain economic modelling and governance. By providing key financial primitives including decentralized stablecoin, staking derivatives and DeX, Acala Network powers cross-blockchain open finance (DeFi) applications on Polkadot and beyond. The project aims to issue Acala Dollar (aUSD) which is a decentralized stablecoin that allows users to send and receive USD across any blockchains connected to the Polkadot network. The project also designs to release staked assets (DOTs) as fungible & liquid assets (L-DOTs), extracting the derivative value of staked assets to fuel DeFi without sacrificing the security of the whole network. Acala Network is secured under Polkadot's shared security model, ensuring high resilience and forkless upgradability.

The decentralized network is governed entirely by Acala Network Token (ACA) holders to achieve a transparent future: a future based on more truth and less trust.