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USV

Universal Store of Value (USV) is a logical, fair, and energy-efficient alternative to Bitcoin: Bitcoin pays miners in newly-minted inflationary coins but doesn’t reward its "hodlers". USV, in contrast, rewards its hodlers (stakers). USV’s multi-chain protocol, available on many networks, stands in stark contrast to Bitcoin’s Proof-of-Work, energy-inefficient blockchain. The users can choose to hold USV on an energy-efficient eco-friendly blockchain such as Avalanche or Polygon. Even after 13 years of existence, the top 10,000 holders in Bitcoin still control about 1/3 of the cryptocurrency in circulation, according to a study by the National Bureau of Economic Research. 3 of USV’s largest initial wallets, however, are Protocol lockboxes that aren't owned by anyone (PODL, RACL, KFML wallets constitute 65% of the initial supply). These large initial holdings belong to no one and the principals are permanently locked. Furthermore, PODL (50% of initial supply) is never staked and therefore, gets diluted over time, allowing for new comers to gain market share. USV’s approach starkly contrasts other VC-funded protocols in which inequity rules: a small number of large investors own the vast majority of the initial supply. (Read the next few sections for details of NETD strategy.) Central to USV’s ethos of equality is the charitable donation built into the protocol through its Reciprocal Altruism Charity Lockbox (RACL). We hope all protocols adopt the same win-win philanthropic ideology as USV to improve the world we live in.