## What Is Populous (PPT)?

Populous is a network designed to offer small and medium-sized enterprises (SMEs) invoice liquidity for up to 90 days. Launched in 2017, Populous is designed to enable peer-to-peer ([P2P](https://coinmarketcap.com/alexandria/glossary/peer-to-peer-p2p)) interaction between enterprises, boost liquidity and solve problems with working capital for SMEs.

By relying on [blockchain](https://coinmarketcap.com/alexandria/glossary/blockchain) technology and smart contracts, the Populous network facilitates decentralized communication between businesses and allows them to share liquidity pools. According to the network’s official [whitepaper](https://whitepaper.io/document/19/populous-whitepaper), there is a need for liquidity in the sector, and Populous is trying to bring the solution. By providing short-term liquidity to enterprises through P2P lending, the network gives enterprises quick access to capital, which cannot be achieved by waiting for customers to settle invoices. 


### Who Are the Founders of Populous?

Populous was founded by two twin brothers from south London [Steve](https://www.linkedin.com/in/steve-nico-williams/?originalSubdomain=uk) and [Sam Williams](https://www.linkedin.com/in/samenricowilliams/). 

Steve Williams graduated in philosophy from London Metropolitan University, and since November 2016, he is the acting CEO of Populous. Sam Williams turned to other business ventures, founding The Trend View and Zloadr.


#### What Makes Populous Unique?

Populous aims to innovate the way liquidity is handled in small and medium enterprises. By introducing blockchain technology and smart contracts, the platform allows peer-to-peer interaction between businesses, lenders and invoice settlers. This means that the completely decentralized system charges significantly lower fees on liquidity loans and does not use intermediaries to facilitate the connection between lenders and borrowers.

Invoice selling is a relatively new financial tool that allows businesses to get loans on their outstanding invoices to use the underlying capital even if the customer has not yet paid the invoice. Populous transfers the process of lending money backed by invoices onto the blockchain, making it more scalable, faster, and easier for enterprises to use. The network has attracted funding from big firms, such as Fireblue Capital.


#### Related Pages:

Read more about [Enzyme](https://coinmarketcap.com/currencies/enzyme/).

Find out more about [Axion](https://coinmarketcap.com/currencies/axion/).

Learn more about [smart contracts](https://coinmarketcap.com/alexandria/glossary/smart-contract).

Have a look at the [CoinMarketCap blog](https://coinmarketcap.com/alexandria/categories/blog).


#### How Many Populous (PPT) Coins Are There in Circulation?

Populous (PPT) tokens have a maximum supply of 53,252,246 PPT. All of these tokens have been minted and released to the public. After the initial coin offering ([ICO](https://coinmarketcap.com/alexandria/glossary/initial-coin-offering-ico)), Populous founders and team received 32.4% of the total supply. The remaining 67.6% have been distributed among investors and interested third parties. 

The circulating supply of PPT is the same as the maximum supply — 53,252,246 tokens.


### How Is the Populous Network Secured?

As an [Ethereum](https://coinmarketcap.com/currencies/ethereum/)-based project, PPT is an [ERC-20](https://coinmarketcap.com/alexandria/glossary/erc-20) token. The ERC-20 compatibility of PPT allows them to be stored and traded on a wide variety of exchanges. Populous also utilizes a second on-chain token called Poken, which is not tradeable on the market and is used to facilitate transactions on the blockchain.


### Where Can You Buy Populous (PPT)?

PPT trading is available on a number of cryptocurrency exchanges, including:



*   [OKEx](https://coinmarketcap.com/exchanges/okex/)
*   [Binance](https://coinmarketcap.com/exchanges/binance/)
*   [Bitrue](https://coinmarketcap.com/exchanges/bitrue/)
*   [ProBit Exchange](https://coinmarketcap.com/exchanges/probit-exchange/)
*   [Mercatox](https://coinmarketcap.com/exchanges/mercatox/) 

[Read more](https://coinmarketcap.com/how-to-buy-bitcoin/) about buying crypto.


Populous

Trust Wallet

MetaMask

Ethereum

Shiba Inu

Chainlink

UNUS SED LEO

Uniswap

Bird.Money

ALLY

Pillar

Abyss

Bistroo

hiPENGUINS

UniLayer

Razor Network

Civilization

Mohameme Bit Salman

Chinese Andy

MAGA

R-DEE Protocol

Cosmic Network

HyperCash

SALT Lending is a blockchain-based lending platform that offers users cryptocurrency-backed loans. Users deposit any combination of accepted tokens — such as Bitcoin (BTC), Ether (ETH), Litecoin (LTC), Doge (DOGE), DASH (DASH) or SALT (SALT) — as collateral to receive a loan in the form of a fiat currency or stablecoin.

SALT Lending has a native token, called SALT, that can be spent to reduce the interest rate on a loan and can be used as a secondary form of loan collateral. Currently, SALT is redeemable at a $7.50 value for interest reductions on loans, a policy and valuation which are subject to change.

The company was launched in 2016 and is operated by Salt Blockchain Inc., a for profit entity, Salt Lending LLC: Salt Master Fund II, LLC – NMLS 1711910.

SALT

Komodo

Augur

Hifi (formerly Mainframe) is a Lending Protocol that allows anyone to borrow against their crypto. Hifi uses a bond-like instrument, representing an on-chain obligation that settles on a specific future date. Buying and selling the tokenized debt enables fixed-rate, fixed term lending and borrowing — something much needed in decentralized finance today. It is anticipated that a ticker symbol change will occur alongside future iterations on the Hifi Lending Protocol.

Mainframe Token (MFT) is the native utility token that is used for:

Governance votes

Staking to ensure the safety of the protocol

Rewarding contributors to the ecosystem

What can you do with the Hifi Lending Protocol:

Borrow:  Lock collateral in a vault to mint fixed-rate, fixed-term debt tokens.  These debt tokens can be swapped for instant liquidity allowing users to leverage long, yield farm, or pursue other strategic trades without selling their collateral tokens.

Lend:  Buy fixed-rate, fixed-term debt tokens for a discount.  When the term expires they can be redeemed for face value, earning lenders a predictable return on their investment.

Provide Liquidity:  Earn trading fees by providing liquidity between debt tokens and stablecoins on an Automated Market Maker (AMM).

Mainframe

Dragonchain

WaykiChain

TenX

ARK is a cryptocurrency- and blockchain- based development platform allowing anyone to create their own fully customizable and interoperable blockchain. Reducing the industries need for Smart Contracts by using custom transactions, logic and multiple programming languages. ARK was founded in mid 2016, running a Toekn Exchange Campain(TEC) later that year which raised $800K in bitcoin and other exchanged cryptos. Sound financial planning has allowed the team to become a well-funded entity since its inception. On March 21, 2017, the ARK Public Network went live, hosting the native ARK crypto asset. The ARK business entity formed shortly after, called ARK ECOSYSTEM SCIC. The business entity is commonly referred to as 'ARK.io' which is part of the teams branding as well as the teams website.

The ARK Ecosystem consists of an open-source blockchain technology stack authored in TypeScript programming language. ARK’s public network acts as a live implementation of ARK technology, node operators acting as delegates on the network, standalone blockchains running on ARK technology with independent node operators, business entities that develop products powered by ARK as well as assist in maintaining the code base, an enterprise division driving adoption as well as a community of users, developers and service providers.

The ARK Public Network supports special transaction types such as multi-payment, multisignature, many various registration transactions, and IPFS hash transactions. ARK’s Launcher product, allows fully customizable interoperable blockchain creation using a graphical user interface. This plug and play creation method allows developers to fully utilize ARK’s consensus model, technology stack, product line and custom transactions.

Metal DAO

Ardor

PERL.eco

Steem is a community-focused blockchain that creates an instant earning opportunity for the network’s users. The protocol is designed to provide an earning opportunity for customers based on their value to the network. It is designed to provide users with a platform where they can post curated content online, and get paid in cryptocurrency.

The protocol is a publicly available, incentivized blockchain database that allows users to interact with each other and earn in return. It leverages technologies from both social media and cryptocurrency to provide users with value. The network ensures the fair treatment of contributors by running a reward structure that reflects each user’s contribution.

Steemit is the first app that was built on the Steem blockchain, and it launched on July 4, 2016. The protocol aims to provide value for its community of users in the following ways:

To provide thoughtfully chosen news and commentaries.

Creating an opportunity to earn.

As a source that offers answers to users’ inquiries.

Offering a stable cryptocurrency pegged to the USD.

Steem

GoChain

BitShares Blockchain is a decentralized “Blockchain as Organization” (BaO); an industrial-grade decentralized open source platform built to run high-performance financial technology operations. It represents the first decentralized autonomous decentralized community that enables its core utility token (BTS) holders to decide the Blockchain future direction in order to develop and maintain a wide range of decentralized financial technology products, features and functions. BitShares Blockchain is a Blockchain that permanently records financial technology operations between different Blockchain accounts and facilitates a wide range of access controls across BitShares Blockchain user financial means.

BitShares Blockchain is a technology that supports the digital generation entrepreneurs, investors, and developers with a common interest in building and participating in free market solutions by leveraging the power of globally decentralized consensus and decision making. Consensus technology has the power to do for economics what the internet did for information. It can harness the combined power of all humanity to coordinate the discovery and aggregation of real-time knowledge, previously unobtainable. This knowledge can be used to more effectively coordinate the allocation of resources toward their most productive and valuable use.

BitShares looks to extend the innovation of the Blockchain to all industries that rely upon the internet to provide their services. Whether its banking, stock exchanges, lotteries, voting, music, auctions or many others, a digital public ledger allows for the creation of distributed autonomous companies (or BaO) that provide better quality services at a fraction of the cost incurred by their more traditional, centralized counterparts. The advent of (BaO) ushers in a new paradigm in organizational structure in which companies can run without any human management and under the control of an incorruptible set of business rules. These rules are encoded in publicly auditable open source software distributed across the computers of the companies’ shareholders, who effortlessly secure the company from arbitrary control. BitShares does for business what bitcoin did for money by utilizing distributed consensus technology to create companies that are inherently global, transparent, trustworthy, efficient and most importantly profitable.

BitShares has went through many changes and has done its best to stay on top of Blockchain technology. BitShares is using Consensus as the mechanism by which organized people decide upon unitary rational action. While not considered technology in the traditional since, consensus “technology” is the basis of democratic governance and the coordination of free market activity first coined by Adam Smith as the “Invisible Hand.” The process of consensus decision-making allows for all participants to consent upon a resolution of action even if not the favored course of action for each individual participant. Bitcoin was the first system to integrate a fully decentralized consensus method with the modern technology of the internet and peer-to-peer networks in order to more efficiently facilitate the transfer of value through electronic communication. The proof-of-work structure that secures and maintains the Bitcoin network is one manner of organizing individuals who do not necessarily trust one another to act in the best interest of all participants of the network. The BitShares ecosystem employs Delegated Proof of Stake in order to find efficient solutions to distributed consensus decision making.

BitShares

pNetwork

QuarkChain

aelf

The Bitcoin Standard Hashrate Token (BTCST) was launched on Binance Smart Chain (BSC) on Dec. 13, 2020. It is collateralized by Bitcoin’s (BTC) hashrate, with each token representing 0.1 TH/s of Bitcoin mining power at an efficiency of 60 W/TH. As such, miners contribute their computational power to the platform in exchange for newly minted BTCST tokens.

BTCST’s goal is to bridge liquidity to Bitcoin’s mining market. This will allow users to get exposure to mining rewards and hashpower of any size, at a low cost. The ultimate goal of the app is to increase the liquidity and efficiency of mining power markets.