JUST

Crypto Task Force

Force

<h3 id="what-to-know">What to know:</h3>
<ul>
 <li>Ripple proposed new SEC rules covering stablecoins and non-security tokens like RLUSD and XRP.</li>
 <li>The blockchain company requested on-chain ownership recognition alongside expanded non-security treatment for XRP.</li>
 <li>Congressional inquiry questioned Ripple’s banking activities and federally chartered trust company operations.</li>
</ul>
Ripple moved further into the U.S. regulatory landscape after newly surfaced SEC documents revealed the company’s latest recommendations involving non-security cryptocurrencies and stablecoin oversight within regulated financial markets. 
On May 22, Ripple submitted a <a href="https://www.sec.gov/files/ctf-written-input-ripple-052226.pdf" rel="noopener noreferrer nofollow">follow-up letter</a> to the SEC Crypto Task Force outlining several proposed rule changes tied to digital asset custody, institutional operations, and broker-dealer capital requirements. 
The filing covered operational areas directly connected to cryptocurrency&nbsp;usage across regulated financial systems, including stablecoin collateral treatment, blockchain ownership verification, and regulatory classifications for digital assets considered non-securities. 
Moreover, Ripple’s recommendations showed the company seeking regulatory standards that place its tokens, XRP and RLUSD, closer to financial instruments already recognized throughout traditional banking and investment markets. 
<h2 id="ripple-pushes-sec-to-expand-rules-for-xrp-and-rlusd">Ripple Pushes SEC to Expand Rules for XRP and RLUSD</h2>
Ripple submitted the letter following its earlier meeting with SEC officials and Commissioner Hester Peirce in March, where the company discussed several issues connected to digital asset regulation and institutional market structure requirements. 
According to the filing, Ripple requested updates to Rule 15c3-1 involving stablecoin treatment under broker-dealer capital regulations, arguing that properly backed payment stablecoins should qualify as reliable collateral instruments within regulated financial environments. 
Also Read: <a href="https://36crypto.com/south-korea-uses-new-crypto-law-against-solana-memecoin-rugpull-operators/" rel="noopener noreferrer nofollow">South Korea Uses New Crypto Law Against Solana Memecoin Rugpull Operators</a> 
Additionally, the company proposed creating a separate category called “Qualified Payment Stablecoins” under SEC guidance, which could allow broker-dealers to manage certain stablecoins under clearer compliance standards while improving operational certainty for institutions handling tokenized assets. 
<div class="embed-twitter">
 <blockquote class="twitter-tweet">
 JUST IN: Ripple officially submitted a follow-up letter to the SEC Crypto Task Force on May 22, 2026 <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f440.png" alt="👀"> 
 Here's what they're demanding: <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4cc.png" alt="📌"> Stablecoins treated as proper collateral <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4cc.png" alt="📌"> RLUSD haircut reduced to 0% <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4cc.png" alt="📌"> XRP &amp; other non-securities get same treatment as BTC &amp; ETH <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4cc.png" alt="📌">… <a href="https://t.co/9DTmsGUz4f" rel="noopener noreferrer nofollow">https://t.co/9DTmsGUz4f</a><a href="https://t.co/MgERkvxr0O" rel="noopener noreferrer nofollow">pic.twitter.com/MgERkvxr0O</a> 
 — 𝗕𝗮𝗻𝗸XRP (@BankXRP) <a href="https://twitter.com/BankXRP/status/2059538778629570574?ref_src=twsrc%5Etfw" rel="noopener noreferrer nofollow">May 27, 2026</a> 
 </blockquote>
</div>
Another major section centered on stablecoins, where Ripple requested a “0% haircut treatment” for stablecoins operating under mint-and-burn redemption structures between issuers and broker-dealers, a framework that would allow tokens like RLUSD and USDC to receive treatment closer to cash-equivalent assets during regulatory capital reserve calculations. 
Moreover, Ripple also <a href="https://36crypto.com/ripple-just-made-a-big-move-that-would-enhance-rlusd-and-xrp-details/" rel="noopener noreferrer nofollow">requested expanded regulatory</a> treatment for digital assets classified as non-securities, with the filing specifically referencing XRP alongside Bitcoin and Ethereum within broader institutional market frameworks. 
Ripple further proposed recognizing on-chain transfer ledgers as authoritative ownership records for tokenized assets, arguing that blockchain-based records could reduce conflicts tied to traditional off-chain databases and ownership verification systems used across financial markets. 
That proposal could influence how custodians, broker-dealers, and institutional firms interact with XRP across regulated environments, while clearer classifications may also reduce operational restrictions tied to digital asset custody services and tokenized financial products. 
<h2 id="congressional-inquiry-adds-pressure-around-ripple-banking-activities">Congressional Inquiry Adds Pressure Around Ripple Banking Activities</h2>
Meanwhile, a separate congressional document revealed increasing scrutiny surrounding <a href="https://36crypto.com/ripple-bank-charter-update-fed-access-and-trust-license-in-the-works/" rel="noopener noreferrer nofollow">Ripple’s reported national trust bank activities</a>, with Senator Elizabeth Warren requesting confidential materials connected to Ripple National Trust Bank and several financial institutions operating under federal oversight frameworks. 
The inquiry also questioned whether the Office of the Comptroller of the Currency expanded trust company powers too broadly under federal banking law, while referencing firms including Coinbase, Fidelity Digital Asset Services, Paxos, and BitGo within the same request. 
According to the filing, Warren requested internal analyses explaining how federally chartered trust companies operate under existing banking regulations. However, Ripple’s latest SEC submission showed the company continuing efforts to strengthen XRP and <a href="https://36crypto.com/ripples-xrp-and-rlusd-take-center-stage-in-global-humanitarian-finance/" rel="noopener noreferrer nofollow">RLUSD’s</a> role within regulated U.S. financial infrastructure and institutional financial markets. 
<h2 id="conclusion">Conclusion</h2>
Ripple’s latest recommendations to the SEC highlighted the company’s broader push for clearer rules surrounding XRP, RLUSD, stablecoin regulation, and tokenized financial systems. At the same time, the filing reinforced Ripple’s strategy to increase institutional compatibility across regulated banking and investment markets in the United States. 
Also Read: <a href="https://36crypto.com/coinbase-expands-institutional-banking-access-through-standard-chartered-partnership/" rel="noopener noreferrer nofollow">Coinbase Expands Institutional Banking Access Through Standard Chartered Partnership</a> 
The post <a href="https://36crypto.com/ripple-issues-fresh-suggestions-to-sec-for-tokens-like-xrp-and-rlusd-details/" rel="noopener noreferrer nofollow">Ripple Issues Fresh Suggestions to SEC For Tokens Like XRP and RLUSD: Details</a> appeared first on <a href="https://36crypto.com" rel="noopener noreferrer nofollow">36Crypto</a>.

Ripple Issues Fresh Suggestions to SEC For Tokens Like XRP and RLUSD: Details

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