Ethereum

Bitcoin

Strong

<ul>
 <li>Large holders have been reducing positions in Bitcoin and Ethereum due to profit-taking and portfolio shifts.</li>
 <li>Wallets with 10K+ XRP are up 220% in five years, with 100K+ wallets up 120%, signaling strong accumulation.</li>
 <li>Retail and mid-tier investors are driving demand, reflecting long-term belief in XRP’s utility and adoption.</li>
</ul>
<p>In contrast to the steady decline in large Bitcoin (BTC) and Ethereum (ETH) wallets over the past year, new data suggests XRP is charting a very different course. While profit-taking and portfolio rotations have led to a decline in holdings of BTC and ETH, XRP wallets are steadily increasing, indicating growing confidence and sustained accumulation among investors.</p> <br>
<h2 id="bitcoin-and-ethereum-wallets-in-decline">Bitcoin and Ethereum Wallets in Decline</h2>
<p>Over the past 12 months, the number of large wallets holding BTC and ETH has decreased gradually. Analysts attribute this to investors taking profits following price surges, as well as strategic reallocations into other assets across the digital asset market.</p> <br>
<p>The trend reflects a broader pattern of volatility among top cryptocurrencies, where large holders often lock in gains after significant rallies.</p> <br>
<h2 id="xrp-wallets-show-strong-growth">XRP Wallets Show Strong Growth</h2>
<p>XRP, however, has been moving in the opposite direction. <span style="text-decoration: underline;"><a href="https://coinmarketcap.com/community/post/367079173/" target="_blank" rel="noopener noreferrer">According to community researcher Mattmax</a></span>, wallets holding at least 10,000 XRP have surged more than 220% over the last five years. Even at the higher end of the spectrum, wallets holding 100,000 XRP or more have climbed by 120% in the same period.</p> <br>
<p><span style="text-decoration: underline;"><strong>Also Read</strong>: <a href="https://36crypto.com/jp-morgan-already-connected-to-xrp-pundit-connects-dots/" rel="noopener noreferrer nofollow"><span>JP Morgan Already Connected to XRP? Pundit Connects Dots</span></a></span></p> <br>
<p>This sharp rise in wallet growth signals a strong accumulation trend among both retail and mid-tier investors. Unlike the reduction observed in BTC and ETH wallets, XRP’s trajectory highlights increasing confidence in the token’s long-term prospects.</p> <br>
<div id="attachment_44615" style="width: 100%" class="wp-caption aligncenter">
 <img loading="lazy" src="https://36crypto.com/wp-content/uploads/2025/08/xrp-10k-balance.webp" alt="10,000 xrp holders chart" width="983" height="560" title="320% Increase Between 10,000 and 100,000 XRP Holders - Here's What's Happening 13">
 <p id="caption-attachment-44615">Source: CoinMetrics</p>
</div>
<h2 id="retail-and-mid-tier-investors-driving-demand">Retail and Mid-Tier Investors Driving Demand</h2>
<p>The consistent increase in wallet sizes suggests that <a href="https://36crypto.com/900000000-xrp-whale-movement-triggers-massive-upside-possibility/" target="_blank" rel="noopener noreferrer nofollow"><span style="text-decoration: underline;">XRP’s growth is not limited to institutional players</span></a> alone. Retail holders are steadily accumulating, while mid-tier investors are also adding to their positions. This widespread accumulation underscores a belief in XRP’s future utility and adoption within the broader blockchain ecosystem.</p> <br>
<p>Analysts note that wallet growth often serves as a proxy for market sentiment. As more investors accumulate and hold onto their XRP, it suggests long-term conviction rather than short-term speculation.</p> <br>
<div id="attachment_44617" style="width: 100%" class="wp-caption aligncenter">
 <img loading="lazy" src="https://36crypto.com/wp-content/uploads/2025/08/xrp-100k-balance.webp" alt="100,000 xrp holders chart" width="982" height="562" title="320% Increase Between 10,000 and 100,000 XRP Holders - Here's What's Happening 14">
 <p id="caption-attachment-44617">Source: CoinMetrics</p>
</div>
<p>The rising number of holders may also reflect optimism around Ripple’s ongoing push to <a href="https://36crypto.com/ripple-cto-gives-update-on-new-impressive-xrp-project-heres-whats-coming/" target="_blank" rel="noopener noreferrer nofollow"><span style="text-decoration: underline;">expand its cross-border payments infrastructure</span></a>. With increasing adoption by financial institutions and ongoing developments in blockchain-based settlement systems, XRP appears to be gaining traction as a utility-driven asset.</p> <br>
<h2 id="conclusion">Conclusion</h2>
<p>While Bitcoin and Ethereum continue to dominate headlines, XRP’s quiet but steady accumulation trend tells a different story. With wallets of all sizes on the rise, XRP investors appear to be signaling long-term confidence in the project’s future. If the trend continues, XRP could strengthen its position as one of the most resilient assets in the crypto market.</p> <br>
<p><span style="text-decoration: underline;"><strong>Also Read</strong>: <a href="https://36crypto.com/a-lot-could-happen-for-xrp-and-ripple-in-october-lawyer-reveals-whats-coming/" rel="noopener noreferrer nofollow">“A Lot Could Happen For XRP and Ripple in October” – Lawyer Reveals What’s Coming</a></span></p> <br>
<p>The post <a rel="noopener noreferrer nofollow" href="https://36crypto.com/320-increase-between-10000-and-100000-xrp-holders-heres-whats-happening/">320% Increase Between 10,000 and 100,000 XRP Holders – Here’s What’s Happening</a> appeared first on <a rel="noopener noreferrer nofollow" href="https://36crypto.com">36Crypto</a>.</p>

320% Increase Between 10,000 and 100,000 XRP Holders – Here’s What’s Happening

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