What is Alchemy Pay (ACH)?

Deep Dive

1. Core Functionality & Value Proposition

Alchemy Pay acts as a payment gateway, allowing businesses to accept cryptocurrencies (BTC, ETH, stablecoins) and traditional payment methods (credit cards, mobile wallets) while receiving settlements in local fiat. This shields merchants from crypto volatility and expands customer payment options (FAQ). Its network spans 173 countries, 300+ payment channels, and 2M+ merchants via partnerships with Shopify, Binance, and Visa-backed QFPay.

2. Technology & Ecosystem Expansion

The project is launching Alchemy Chain in Q4 2025 – a blockchain optimized for stablecoin payments and cross-border settlements. It will support major stablecoins (USDT, USDC) and regional tokens (e.g., EURC, BRLN), with transaction fees paid in ACH (Whitepaper). Recent integrations include Brazil’s PIX instant payment system and tokenized stock/ETF platforms like xStocks, targeting users excluded from traditional markets.

3. Tokenomics & Governance

ACH (ERC-20/BEP-20) has three primary uses:
- Fees: Discounts for using ACH to pay transaction costs.
- Rewards: Distributed to merchants and partners based on network activity.
- Pledging: Required for businesses to join the network, with locked funds returnable upon exit.
Total supply is capped at 10 billion, with no mining.

Conclusion

Alchemy Pay positions itself as a regulatory-compliant bridge between traditional finance and crypto, leveraging partnerships and proprietary blockchain tech to simplify global transactions. How will its focus on stablecoins and real-world asset tokenization reshape cross-border payment efficiency in regulated markets?