SmartCredit Token价格 (SMARTCREDIT)
Please wait, we are loading chart data
SmartCredit Token 今日价格 为 ¥21.98 CNY，其 24 小时的交易量为 ¥222,768 CNY。 我们会实时更新SMARTCREDIT兑换为CNY的价格。 SmartCredit Token 在过去 24 小时内增长了 0.62。 目前的 CoinMarketCap 排名为第 #1403 位，其市值为 ¥29,671,806 CNY。 其流通供给量为 1,350,243 SMARTCREDIT 个货币 目前无法提供供给量上限信息。
What Is SmartCredit.io?
SmartCredit.io is a Decentral Finance application for crypto borrowing and lending. The key features are:
- The low collateral ratio for the borrowers
- Personal Fixed Income Funds for the lenders
- Fixed-term and fixed interest loans
The key difference is that SmartCredit.io focuses on the DeFi fixed-income-funds as opposed to the DeFi money-market-funds (as most of DeFi lending solutions today).
SMARTCREDIT is the utility token for:
- Utility and loyalty token on the SmartCredit.io platform
- Collateral for the loans
- Liquidity mining for the borrowers, lenders, and integration pa (which integrate SmartCredit.io platform)
SmartCredit.io offers the following functionality:
- Borrowers can receive fixed interest and fixed-term loans with a lower collateral ration than the money-market-funds
- Borrowers can complete the optional credit-scoring, which allows reducing the collateral ratio and the loan interest
- Lenders receive fixed interest instead of the fluctuating money-market-funds interest
- Lenders have their own Personal Fixed Income Funds
- Integrators can integrate our User Interface Widgets and earn loan origination fees plus reward tokens
How Many SMARTCREDIT Coins Are There in Circulation?
10% of the total supply (2 500 000 tokens) are unlocked. 90% of the total supply (22 500 000 tokens) are time-locked with OpenZeppelin contracts and will be released 1/4 (in equal parts) in years 2, 3, 4, and 5. The current circulating supply is 1 106 625 SMARTCREDIT tokens.
Tokens allocation is the following:
- 40% for liquidity mining for integration-partners and users
- 10% for the marketing
- 10% for the team (starting from the second year, released ¼ per year)
- 20% for the liquidity provision
- 15% reserve and insurance funds
Who Are the Founders SmartCredit.io?
The Co-Founders are Martin Ploom and Tarmo Ploom, Ph.D. Both are ex-Credit-Suisse Vice Presidents from Zurich, Switzerland. Both are MBA’s and CFA’s. They know the traditional banking and credit-systems inside out.
They are early blockchain adaptors, co-authored first german-language blockchain book, are giving lectures and write the blog: https://smartcredit.io/blog
More about SmartCredit.io
Where Can I Buy SMARTCREDIT?
SMARTCREDIT is listed on the Uniswap
New to cryptocurrency? Read CoinMarketCap’s easy guide to buying Bitcoin or any other token.
历史最高点Feb 12, 2021 (10 months ago)
历史最低点Nov 08, 2020 (a year ago)