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The development of any business in current conditions necessitates a scenario where customers easily engage and conduct their operations effortlessly. Payment is among the most crucial operations that any business requires, allowing customers to easily address their concerns in this area. It has been proven that the easier the payment process is for customers, the smoother the purchasing operations become, leading to increased purchases from customers. With an appropriate sales mechanism, we can witness an increase in sales acceptance in the business. Ikipay was created with the aim of providing each user with a dedicated wallet along with some synchronized banking features. Additionally, Ikipay holders can utilize these services in all countries where Visa and Mastercard services are supported. We are also registered with the Financial Conduct Authority to offer services under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017.