# What is the reason for ODE being in digital finance ecosystem?
**ODE** is an innovative digital currency of the new financial ecosystem designed for branchless banking and financial institutions. In order to breathe new life into the digital finance ecosystem, it creates a completely different alternative to various traditional investment instruments by using new generation blockchain technology.


# What is the most important service ODE offers?
**ODE** offers individual retirement account (***dIRA***), which is the first time in the world savings with cryptocurrency. There are retirement plans suitable for every budget, with contributions starting from 0.05 **ODE**. It includes more flexible conditions than traditional individual retirement conditions.




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