Spend has two financial services products, the Spend App and Spend Card. These are offshoots of Spend.com, which aims to give users a multi-currency digital wallet to buy, sell, store, manage, and exchange multiple fiat and digital assets. The Spend App is available on the Apple iOS App Store and Google Play Store.
The Spend Visa card reportedly allows users to spend funds loaded in the Spend Wallet via the Spend App at over 40+ million locations that accept Visa cards. The rewards system is powered by Spendcoins, created by the Spend Foundation.
Spendcoin is required to use the Spend ecosystem of products, such as the Spend Visa Card and in-app real-time exchange discounts. The Spend Visa Card Rewards Back system reportedly allows users to receive up to 6% back on all purchases in the form of SPND. There are plans for Spendcoin to be the native digital currency of the Cross Ledger (www.CrossLedger.org) blockchain. Spendcoins may be redeemable for Gift Cards, Discounts, Memberships,
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