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Transaction volume on the XRP Ledger surged 65% over the past twelve months, rising from 43 million to 71 million monthly transactions, according to data published by Evernorth, a Nasdaq-listed digital asset treasury firm focused on <a href="https://x.com/search?q=%24XRP&amp;src=cashtag_click" rel="noopener noreferrer nofollow">$XRP</a> accumulation.
Evernorth is an institutional investment vehicle focused on XRP accumulation. While Strategy and BitMine lead in Bitcoin and Ethereum accumulation respectively, Evernorth holds XRP and was listed on the Nasdaq in October 2025 with a $1 billion valuation to accumulate XRP as a treasury reserve.
<h2 id="settlement-activity-not-speculation">Settlement Activity, Not Speculation</h2>
Evernorth was direct in its framing of the numbers. Speculative transaction volumes on a network typically experience short bursts and fade quickly. Those with real-world use cases and growing adoption experience steady and programmatic growth. For XRP, the growth in monthly transaction count reflects this and confirms that real businesses are moving money using the cryptocurrency.
Bitstamp, one of the world's oldest regulated cryptocurrency exchanges, sits alongside <a href="https://x.com/search?q=%24RLUSD&amp;src=cashtag_click" rel="noopener noreferrer nofollow">$RLUSD</a>, Ripple's US dollar stablecoin, as well as Braza Bank, a Brazilian financial institution settling cross-border payments on the ledger. Exchanges, stablecoin issuers, DeFi protocols, and a Latin American bank are all settling on the same infrastructure, the firm noted, a composition that signals demand distribution rather than concentration in a single use case.
<h2 id="infrastructure-being-built-for-regulated-capital">Infrastructure Being Built for Regulated Capital</h2>
In a blog post published May 8, Sagar Shah, Chief Business Officer at Evernorth, laid out what he described as the most under-discussed XRP story of 2026: a series of protocol-level upgrades that have quietly built the compliance and settlement infrastructure that regulated capital requires before committing to a public blockchain.
In the past 30 days, the XRP Ledger hosted $2.3 billion in tokenized real-world assets and $1.77 billion in stablecoin transfer volume. XRPL ranks second in 30-day real-world asset growth behind Arbitrum, and above Solana and Polygon in total on-chain RWA value.
Societe Generale, a European bank managing approximately $1.8 trillion in assets, chose XRPL as one of only three public blockchains to host its EU-regulated euro stablecoin, which went live in February 2026. Rather than simply holding XRP, Evernorth earns yield via crypto lending, supporting the XRP ecosystem and participating in decentralized finance, with an overriding goal of attracting institutional capital and infrastructure into the XRP space.
Sources: <a href="https://www.newsbtc.com/analysis/xrp/key-xrp-metric-skyrockets-65-in-record-time-why-it-could-change-everything-for-buyers/" rel="noopener noreferrer nofollow">NewsBTC: Key XRP Metric Skyrockets 65% In Record Time</a> <a href="https://www.cryptopolitan.com/xrp-monthly-transactions-jump-65-in-one-year/" rel="noopener noreferrer nofollow">Cryptopolitan: Transactions on XRP Network Jump 65% in One Year</a> <a href="https://crypto-economy.com/xrp-utility-explodes-as-transactions-surge-65-amid-bitstamp-and-rlusd-boom/" rel="noopener noreferrer nofollow">Crypto Economy: XRP Utility Explodes as Transactions Surge 65%</a>

Xrp Transactions Explode As Institutional Use Grows

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