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<p><strong>Ripple CTO Emeritus David Schwartz said on May 5, 2026, that his remaining crypto exposure is now almost fully tied to XRP and Ripple equity.&nbsp;</strong></p>
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   <li>David Schwartz said he has virtually no crypto exposure left beyond XRP and Ripple equity.</li>
   <li>Schwartz said his XRP-heavy position was not fully planned, despite his long role at Ripple.</li>
   <li>He also said diversification can be rational when investors cannot clearly identify future winners.</li>
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<p>His <a href="https://x.com/JoelKatz/status/2051385388489662933" rel="noopener noreferrer nofollow">comment</a> came during a fresh online discussion about investment choices and XRP loyalty. Schwartz wrote: “Yeah, that’s true now. I have virtually no crypto exposure left except XRP and Ripple.” He also said the position was not fully planned, adding: “I’m not sure I really planned it that way, though.”</p>
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<p>Despite his concentrated exposure, Schwartz did not present XRP-only investing as a general rule. He said diversification can make sense when an investor believes a sector may grow but cannot yet identify the clear winners.</p>
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 <p>“I think it’s rational to spread investment throughout a space if you think that space is likely to be successful in the future and don’t believe that you can personally pick the winners and the losers yet,” He wrote.</p>
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<p>His comments place his personal portfolio apart from his broader market view. Schwartz said he now holds little crypto outside XRP, but his explanation showed that he still sees a case for spreading risk across a sector.</p>
<h2 class="wp-block-heading" id="strong-recent-xrp-debates-add-context-strong"><strong>Recent XRP debates add context</strong></h2>
<p>The comment followed several recent debates involving Schwartz, XRP expectations and older public posts. As <a href="https://crypto.news/ripples-david-schwartz-denies-gag-order-claims-as-xrp-debate-grows/" rel="noopener noreferrer nofollow">noted</a> in our May 3 coverage, Schwartz denied claims that a gag order or non-disclosure agreement controls his comments about Ripple or XRP. He said no NDA forces him to mislead the XRP community.</p>
<p>Moreover, Schwartz also questioned extreme XRP price forecasts. He argued that if wealthy investors saw even a small chance of XRP reaching $10,000, they would likely push the price much higher today.</p>
<p>As <a href="https://crypto.news/xrp-to-10000-ripple-cto-emeritus-rejects-bold-claim/" rel="noopener noreferrer nofollow">outlined</a> in our May 1 article, Schwartz said old XRP comments about liquidity were not a promise of future price levels. He said the debate was about market depth and transaction size, not a guaranteed target.</p>
<h2 class="wp-block-heading" id="strong-old-comments-remain-in-focus-strong"><strong>Old comments remain in focus</strong></h2>
<p>In our April 27 update, we <a href="https://crypto.news/ripples-david-schwartz-rejects-claims-he-misled-xrp-holders/" rel="noopener noreferrer nofollow">covered</a> Schwartz’s response to claims that he misled XRP holders with a 2017 discussion about XRP price and liquidity. He said the post explained how liquidity works when large transfers move through a market.</p>
<p>As <a href="https://crypto.news/david-schwartz-rejects-claims-of-hidden-government-xrp-deals/" rel="noopener noreferrer nofollow">highlighted</a> in our April 24 article, Schwartz also rejected claims that XRP has hidden government or central bank deals. He said Ripple’s non-disclosure agreements relate to normal business activity, not secret XRP adoption plans.</p>
<p>At press time, Ripple’s native token (<a href="https://crypto.news/price/xrp/" rel="noopener noreferrer nofollow">XRP</a>) traded at around $1.4, up slightly in the past 24 hours and over 1% in the past 7 days (per crypto.news data)</p>
<figure class="wp-block-image size-large"><img width="1024" height="627" src="https://media.crypto.news/2026/05/image-30-1024x627.webp" alt="Source: crypto.news">
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  Source: crypto.news
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Ripple’s David Schwartz reveals he is nearly all in on XRP

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