Latest xMoney (UTK) News Update

Deep Dive

1. Domino's Pizza Partnership (11 November 2025)

Overview: xMoney partnered with Domino's Pizza to enable both fiat and cryptocurrency payments, starting with locations in Cyprus. The integration uses xMoney's embeddable checkout to support digital wallets and stablecoins like USDC on Sui, aiming for faster and more secure transactions. What this means: This is bullish for xMoney's adoption because it partners with a global, household brand, providing a real-world use case for its payment technology and potentially paving the way for a wider European rollout. (The Daily Hodl)

2. Token Swap & Exchange Updates (13 October 2025)

Overview: KuCoin announced it will not support the swap from the old UTK token to the new XMN token and delisted the UTK trading market. Users must withdraw their UTK by 6 January 2026 or have it automatically converted at a 3:1 ratio (3 UTK for 1 XMN). What this means: This creates operational friction for holders and highlights the fragmented exchange support during the migration. It's a neutral-to-bearish development for UTK liquidity and holder convenience, emphasizing the need for careful asset management during the transition. (KuCoin)

3. Strategic Funding & New Token (30 September 2025)

Overview: xMoney raised $21.5 million in a strategic round led by the Sui Foundation to scale its compliant payment infrastructure. This preceded the launch of its new native token, XMN, on the Sui blockchain, which replaces UTK with a 10x larger total supply. What this means: The funding is bullish for long-term growth, validating the project's vision. However, the token migration is controversially bearish for existing UTK holders, as it results in significant dilution of their share in the ecosystem—by 10x to 30x depending on the conversion path chosen. (Cointelegraph)

Conclusion

xMoney is aggressively expanding its merchant network and infrastructure with key partnerships and funding, but this growth comes at the cost of a complex and dilutive token migration for its original community. Will the utility brought by partners like Domino's ultimately drive enough demand to offset the dilution from the UTK to XMN swap?

Deep Dive

1. Official Stablecoin Launch (June 2026)

Overview: The cornerstone of xMoney's roadmap is the official launch of its three fiat-backed, MiCA-compliant stablecoins: EURXM (euro), USDXM (U.S. dollar), and RONXM (Romanian leu) (xMoney). This follows the completion of the stablecoin architecture in 2025 and the publication of their whitepapers. The launch is targeted for June 2026, marking xMoney's full entry into the regulated digital money space.

What this means: This is bullish for xMoney's ecosystem because it creates a foundational, compliant payment rail that can attract institutional and merchant adoption. The success of this launch depends on achieving high liquidity and seamless integration with existing payment systems.

2. Migration Dashboard & Listings (To be revealed)

Overview: Following the community approval of the XMN token, xMoney's immediate next steps involve launching a migration dashboard for UTK holders and expanding exchange listings for XMN (xMoney Team). This process is crucial for providing liquidity and enabling holders to choose their upgrade path (1:1 with lock-up or 3:1 liquid).

What this means: This is neutral to bullish for UTK/XMN price as it resolves uncertainty and provides clear liquidity pathways. A smooth migration is critical to maintain community trust, while any technical delays or poor exchange support could create sell pressure.

3. Ecosystem Expansion (To be revealed)

Overview: xMoney's long-term growth hinges on ecosystem expansion, which includes onboarding merchants, integrating its stablecoins into DeFi protocols, and pursuing cross-chain interoperability (starting with Sui and MultiversX) (xMoney Team). The company plans to use allocations from the XMN treasury to fund partnerships, developer grants, and geographic expansion beyond Europe.

What this means: This is bullish for long-term adoption as it directly ties token utility to real-world payment volume and network growth. The key risk is execution against established competitors in the crowded payments and stablecoin market.

Conclusion

xMoney's roadmap pivots from a token migration to establishing itself as a regulated, multi-currency payment infrastructure, with the stablecoin launch in June 2026 being the pivotal event. How effectively will the project balance rapid ecosystem growth with the stringent requirements of MiCA compliance?

Deep Dive

1. @xMoney_com: Migration mechanics spark debate 🌀 mixed

"Holders must move UTK onchain before snapshot for 3:1 Liquid XMN eligibility – exchanges get auto-converted at 3:1 rate post-Oct 22."
– @xMoney_com (123.9K followers · 198M impressions · 2025-10-24 18:44 UTC)
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What this means: Mixed sentiment as the migration offers flexibility but risks diluting governance power for inactive holders. The 3:1 exchange default rate could pressure UTK liquidity near deadlines.

2. @ManLyNFT: Upgrade rewards loyal holders 🚀 bullish

"8-year veterans finally getting their due – exclusive staker perks and governance access show xMoney values diamond hands."
– @ManLyNFT (95.2K followers · 2.1M impressions · 2025-09-05 11:41 UTC)
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What this means: Bullish for long-term UTK holders benefiting from preferential XMN conversion rates and ecosystem privileges, though dependent on successful migration execution.

3. CoinMarketCap: Traders eye $0.0325 breakout 📈 bullish

"UTK surged 13% hourly with rising volume – entry zone $0.0283 targets $0.0325 if support holds."
– CoinMarketCap Community (Posted 2025-08-03 10:03 UTC)
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What this means: Short-term bullish technicals clash with UTK’s 34% 90-day drop, creating high-risk momentum plays. Watch the $0.0276 support level for trend confirmation.

Conclusion

The consensus on UTK is mixed, torn between migration-driven dilution risks and loyalty incentives for early adopters. While technical traders see rebound potential, the 80% annual price drop and exchange delistings signal structural challenges. Monitor the UTK/XMN swap completion rate by November 3 and Binance’s UTK/USDT liquidity metrics post-migration for clearer directional cues.

Deep Dive

1. Migration Snapshot Update (24 October 2025)

Overview: xMoney introduced an onchain UTK snapshot to finalize eligibility for converting UTK to XMN at a 3:1 ratio. Holders on MultiversX (MvX) automatically qualify, while others must move tokens onchain before the snapshot.

This update enforces stricter migration rules to protect long-term holders and ensure transparent allocation. The 1:1 staked bridge remains open indefinitely, but liquid XMN conversions now depend on snapshot compliance.

What this means: This is neutral for UTK because it rewards committed holders with better conversion rates but adds complexity for those on exchanges. (Source)

2. SUI Network Transition (21 October 2025)

Overview: Bitvavo and other exchanges began supporting UTK’s migration to XMN on the SUI blockchain, offering a 1:1 swap (6-month lockup) or 3:1 swap (no lockup).

The shift from Ethereum/MultiversX to SUI aims to leverage SUI’s scalability for payments. Exchanges will auto-convert UTK to XMN post-deadline, phasing out UTK entirely.

What this means: This is bearish for UTK liquidity short-term due to forced conversions but bullish long-term if SUI adoption boosts XMN utility. (Source)

3. Governance-Driven Tokenomics (5 September 2025)

Overview: XMN launched with a 10B supply, diluting UTK holders 10–30x. Holders choose between locked XMN (1:1) or liquid XMN (3:1), impacting governance power.

The update followed a $21.5M funding round led by Sui Foundation, prioritizing compliance and multi-chain expansion. UTK’s price dropped 6% post-announcement.

What this means: This is bearish for UTK’s valuation due to dilution but neutralizes sell pressure by locking tokens. (Source)

Conclusion

xMoney’s codebase updates center on migrating UTK to XMN via SUI, balancing holder incentives with ecosystem scalability. While dilution risks weigh on UTK, the infrastructure pivot could enhance XMN’s payment utility. How will SUI’s performance impact XMN’s adoption in 2026?