## Τι είναι το TrueFi;

Το TrueFi είναι μια αποκεντρωμένη πλατφόρμα χρηματοοικονομικών (DeFi) που επαναστατεί στο τοπίο των δανείων και των δανεισμών προσφέροντας υπηρεσίες τόσο για παραδοσιακά όσο και για κρυπτονομίσματα. Στην καρδιά του, το TrueFi είναι ένα πρωτόκολλο σχεδιασμένο για να δημιουργεί δεξαμενές που φέρουν επιτόκιο και παρέχουν στους παρόχους ρευστότητας υψηλά ετήσια ποσοστά επιτοκίου (APR). Αυτή η καινοτόμος πλατφόρμα είναι μια συνεργατική προσπάθεια, αναπτύχθηκε από την TrustLabs σε συνεργασία με την EthWorks, και εκκινήθηκε στο κύριο δίκτυο του Ethereum στις 21 Νοεμβρίου 2020.

Ένα από τα ξεχωριστά χαρακτηριστικά του TrueFi είναι η χρήση του ανεξασφάλιστων δανείων, μια απόκλιση από τα παραδοσιακά μοντέλα δανεισμού με εγγύηση που επικρατούν στον χώρο του DeFi. Αυτή η προσέγγιση επιτρέπει στο TrueFi να προσφέρει ανταγωνιστικά επιτόκια για τις δεξαμενές του. Επιπλέον, η πλατφόρμα ενσωματώνει ένα αποκεντρωμένο πρωτόκολλο δανεισμού, ενισχύοντας περαιτέρω την έλξη της σε χρήστες που αναζητούν εναλλακτικές στα συμβατικά χρηματοοικονομικά συστήματα.

Το TrueFi εισάγει επίσης μια αγορά πρόβλεψης πιστωτικής ικανότητας, έναν καινοτόμο μηχανισμό που επιτρέπει στους κατόχους TrustToken να επηρεάζουν τις α

### Πώς εξασφαλίζεται το TrueFi;

Το πλαίσιο ασφαλείας του TrueFi είναι πολυεπίπεδο, ενσωματώνοντας αρκετά επίπεδα προστασίας για να διαφυλάξει την πλατφόρμα και τα περιουσιακά στοιχεία των χρηστών της. Στον πυρήνα του, το TrueFi χρησιμοποιεί έναν συνδυασμό αγορών πρόβλεψης και αγορών πρόβλεψης πιστωτικής ικανότητας. Αυτή η καινοτόμος προσέγγιση επιτρέπει ένα αποκεντρωμένο και χωρίς άδειες σύστημα αξιολόγησης πιστωτικής ικανότητας, όπου οι κάτοχοι TrustToken διαδραματίζουν κρίσιμο ρόλο. Χρησιμοποιώντας το διακριτικό TRU, οι κάτοχοι μπορούν να συμμετέχουν στη διαδικασία αξιολόγησης πιστωτικής ικανότητας, συμβάλλοντας έτσι ενεργά στη διαδικασία λήψης αποφάσεων σχετικά με τους αξιόπιστους δανειολήπτες. Αυτή η μέθοδος προωθεί μια προσέγγιση που βασίζεται στην κοινότητα για την αξιολόγηση πιστωτικής ικανότητας, ενισχύοντας την ασφάλεια της πλατφόρμας με την κατανομή της ευθύνης μεταξύ των χρηστών της.

Επιπλέον, το TrueFi τονίζει τη σημασία των ισχυρών πρωτοκόλλων κρυπτογράφησης για την προστασία ευαίσθητων πληροφοριών και συναλλαγών στην πλατφόρμα. Η χρήση ψυχρής αποθήκευσης εξασφαλίζει επίσης ότι ένα σημαντικό μέρος των περιουσιακών στοιχείων δι

### Πώς θα χρησιμοποιηθεί το TrueFi;

Το TrueFi λειτουργεί ως μια αποκεντρωμένη πλατφόρμα χρηματοοικονομικών (DeFi) σχεδιασμένη για να διευκολύνει το δανεισμό και το δανειοδότηση χωρίς εξασφαλίσεις, προσφέροντας μια καινοτόμο προσέγγιση στον πιστωτικό τομέα χωρίς την ανάγκη για παραδοσιακές εξασφαλίσεις. Αυτό το πρωτόκολλο επιτρέπει τη δημιουργία πισίνων που παράγουν τόκους, παρέχοντας στους παρόχους ρευστότητας ανταγωνιστικά ετήσια ποσοστά ποσοστώσεων (APRs). Ο μηχανισμός πίσω από το TrueFi ανταμείβει όχι μόνο τους συμμετέχοντες για τη συνεισφορά τους στη ρευστότητα αλλά ενσωματώνει επίσης ένα σύστημα χρησιμότητας και ανταμοιβών μέσω του νομίσματος του, του TRU.

Οι συμμετέχοντες στο οικοσύστημα του TrueFi μπορούν να χρησιμοποιήσουν τα νομίσματα TRU με αρκετούς κρίσιμους τρόπους. Πρώτον, οι κάτοχοι TRU διαδραματίζουν έναν κρίσιμο ρόλο στη διακυβέρνηση της πλατφόρμας, ιδιαίτερα στην αγορά πρόβλεψης πιστωτικής ικανότητας. Αυτό τους επιτρέπει να επηρεάζουν τις αποφάσεις σχετικά με τους αξιόπιστους δανειολήπτες, συμβάλλοντας έτσι σε ένα αποκεντρωμένο σύστημα πιστωτικής αξιολόγησης. Η χρήση των νομισμάτων TRU με αυτόν τον τρόπο προωθεί ένα σύστημα πιστώσεων χωρίς άδειες, τ

### Ποια κύρια γεγονότα έχουν συμβεί για το TrueFi;

Η TrueFi έχει σηματοδοτήσει την παρουσία της στο τοπίο των κρυπτονομισμάτων μέσω μιας σειράς σημαντικών εξελίξεων και στρατηγικών συνεργασιών, υπογραμμίζοντας τη δέσμευσή της να επαναστατήσει στον χώρο του DeFi με το πρωτόκολλο πίστωσής της. Ένα από τα καθοριστικά στιγμιότυπα για την TrueFi ήταν η κυκλοφορία του TrueFi 2.0 στο Ethereum mainnet στις 21 Νοεμβρίου 2020. Αυτή η αναβάθμιση ήταν ένα σημαντικό βήμα προς τα εμπρός, ενισχύοντας την υποδομή του πρωτοκόλλου και επεκτείνοντας τις δυνατότητές του.

Ακολουθώντας αυτό, η κυκλοφορία της εφαρμογής TrueFi παρείχε στους χρήστες μια απλοποιημένη και φιλική προς τον χρήστη διεπαφή για να αλληλεπιδράσουν με τις προσφορές του πρωτοκόλλου, συμπεριλαμβανομένων της λήψης δανείων και της συμμετοχής σε δεξαμενές δανεισμού. Αυτή η ανάπτυξη ήταν κρίσιμη για την καταστήσει το αποκεντρωμένο χρηματοοικονομικό σύστημα πιο προσβάσιμο σε ευρύτερο κοινό.

Η εισαγωγή του κυβερνητικού διακριτικού TrueFi (TRU) σηματοδότησε ένα άλλο καθοριστικό ορόσημο. Το TRU παίζει κεντρικό ρόλο στο οικοσύστημα, ενδυναμώνοντας τους κατόχους TrustToken με δικαιώματα διακυβέρνησης. Αυτό περιλαμβάνει την επιρροή των αποφάσεων σχετικά με τους αξιόπιστους



Meet the Borrowers: Our second NEW line of credit with 

The transaction terms were structured by 

, TrueFi's Credit Risk Manager, following a comprehensive due diligence and underwriting process.

 some questions to help you learn more about their firm. A summary below: 

Founded in 2018, Alphanonce is a crypto trading firm based in Singapore and the Cayman Islands. Their battle-tested arbitrage strategy has yielded high Sharpe ratios across three market cycles, demonstrating resilience in various market conditions.

Alphanonce seeks working capital to capitalize on numerous trading opportunities while maintaining a stringent approach to leverage management. The firm has substantial balance sheet to absorb potential trading loss

Alphanonce capitalizes on crypto market inefficiencies through cross-exchange arbitrage, employing market-neutral strategies by hedging directional exposure and leveraging volatility.

Alphanonce maintains a disciplined approach to delta-neutral position sizing, manages exchange risks through concentration limits, and prioritizes a robust liquidity balance sheet. The firm continuously refines its processes by analyzing significant market events to remain resilient and adaptive to market dynamics.

Meet the Borrowers: Our second NEW line of credit with @alphanonce is now live on @arbitrum 🤝

The transaction terms were structured by @cicadacredit, TrueFi's Credit Risk Manager, following a comprehensive due diligence and underwriting process.

We asked @alphanonce some questions to help you learn more about their firm. A summary below: 

Founded in 2018, Alphanonce is a crypto trading firm based in Singapore and the Cayman Islands. Their battle-tested arbitrage strategy has yielded high Sharpe ratios across three market cycles, demonstrating resilience in various market conditions.

🤝 Why TrueFi?

Alphanonce seeks working capital to capitalize on numerous trading opportunities while maintaining a stringent approach to leverage management. The firm has substantial balance sheet to absorb potential trading loss

🧠 Market Strategy
Alphanonce capitalizes on crypto market inefficiencies through cross-exchange arbitrage, employing market-neutral strategies by hedging directional exposure and leveraging volatility.

🛡️ Risk Management
Alphanonce maintains a disciplined approach to delta-neutral position sizing, manages exchange risks through concentration limits, and prioritizes a robust liquidity balance sheet. The firm continuously refines its processes by analyzing significant market events to remain resilient and adaptive to market dynamics.

🔗 Link to their new pool: https://t.co/OniLYbin4Y

 with market-neutral borrowers. This has been months in the making and we are excited to finally share more!

Before getting into the details, let's first share -- 

1. Arbitrum is the largest Layer 2 by TVL, # of DeFi protocols, and balance of stablecoins.

, they are the farthest along the path of decentralization.

 where their mouth is and investing significant funds from their treasury into RWAs (see the recent STEP program where we’ve also applied with 

In the coming days and weeks, we will be sharing more about the specific configuration of the pools and details on each of the borrowers.

TrueFi is now live on @arbitrum! (💙,🧡)

In partnership with @cicadacredit, we are expanding onchain credit to @arbitrum with market-neutral borrowers. This has been months in the making and we are excited to finally share more!

Before getting into the details, let's first share -- 

💙WHY ARBITRUM?!🧡

1. Arbitrum is the largest Layer 2 by TVL, # of DeFi protocols, and balance of stablecoins.

2. As measured by @l2beat, they are the farthest along the path of decentralization.

3. They are putting their $$ where their mouth is and investing significant funds from their treasury into RWAs (see the recent STEP program where we’ve also applied with @adapt3rdigital).

In the coming days and weeks, we will be sharing more about the specific configuration of the pools and details on each of the borrowers.

Our first two pools will be with @GravityTeam_co and @alphanonce with many more to come!

TrueFi is a protocol for creating interest-bearing pools with a high APR for liquidity providers. TrueFi includes utility and rewards mechanisms using TrustTokens (TRU) and rewards participants for maintaining stable, high APRs.

TRU is the native token of the TrueFi protocol and is used for: 
TrustToken holders ultimately have a say over who is a credible borrower in the prediction market. TRU gives the holder the ability to rate credit for third parties. Through TRU credit rating, a permissionless system of credit can be built which operates purely through incentives. TRU owners have part ownership in building a new credit system.

Binance

TrueFi

Trust Wallet

MetaMask

Atomic wallet

Ethereum

Shiba Inu

Chainlink

Uniswap

UNUS SED LEO

ANDY (ETH)

Delysium

Chromia

Marlin

Alchemy Pay

Creditcoin

iExec RLC

Non-Playable Coin

SwissBorg

FractonX

DGI Game

StarHeroes

Taproot Exchange

1ex Trading Board

Centrifuge is a decentralized asset financing protocol. It connects decentralized finance (DeFi) with real-world assets (RWA) while trying to lower the cost of capital for small and mid-size enterprises (SMEs) and provide investors with a stable source of income. The main goal of the project is to generate profits that are not tied to volatile crypto assets; the developers are pursuing the task of transferring real monetary value from fiat to cryptocurrencies.

Companies are using Centrifuge to access the liquidity that DeFi has to offer. They can tokenize real assets and use these tokens as collateral to access financing through Tinlake, a decentralized application (DApp) lending protocol. The Centrifuge blockchain is built on Polkadot (DOT) for speed and low fees, while its financial DApp Tinlake is built to access Ethereum (ETH) liquidity.

Centrifuge provides liquidity to everyone and investors receive income and rewards in the form of CFG tokens. Centrifuge links assets such as invoices, real estate and royalties with decentralized finance (DeFi). Additionally, borrowers benefit from the fact that they can finance their real assets without banks or other intermediaries.

Centrifuge

Maple

Polymesh is an institutional-grade permissioned blockchain built specifically for regulated assets. It streamlines antiquated processes and opens the door to new financial instruments by solving challenges with public infrastructure around governance, identity, compliance, confidentiality, and settlement. POLYX is the native protocol token of Polymesh used to stake and secure the network, pay transaction fees, and engage in governance.

Polymesh integrates built-in financial primitives that enable users to operate the blockchain at minimal fixed costs. Additionally, it enables developers to create decentralized applications (dApps) on the platform. Polymesh also aims to effectively tackle critical concerns like rule enforcement, identity verification, regulatory compliance, data privacy and transaction finalization.

According to Polymesh's whitepaper, the project overcomes the flaws in Ethereum and other general-purpose blockchains that may impede the acceptance of security tokens by industries and institutions.

Polymesh

Dusk

Reserve Rights (RSR) is an ERC-20 token that will serve two main purposes for the Reserve Protocol: overcollateralization of Reserve stablecoins (RTokens) through staking and governing them through proposing & voting on changes to their configuration.

The Reserve Rights (RSR) token was launched in May 2019 following a successful initial exchange offering (IEO) on the Huobi Prime platform.

Reserve Rights

MANTRA

Ondo

Ocean Protocol

What Is Ankr (ANKR)?

Ankr is a decentralized blockchain infrastructure provider that operates an array of nodes globally distributed across over 50 Proof-of-Stake networks. This infrastructure helps drive the growth of the crypto economy while powering a full suite of multi-chain tools for Web3 users:

Ankr Build
Ankr provides comprehensive blockchain developer solutions, including traditional APIs, a decentralized multi-chain network of public RPC nodes used to access blockchain data and execute code, and tools like Ankr Scan to view on-chain information across blockchains.

Ankr Earn
Ankr Earn makes staking, liquid staking, and other yield-earning opportunities easy and accessible to any crypto investor. Ankr creates the most scalable and decentralized staking infrastructure solution that aims to solve the capital inefficiency of Proof-of-Stake networks and similar blockchain consensus mechanisms.

Ankr Learn
Through Ankr’s learning tools, tutorials, and docs, anyone can become a better user or developer of blockchain-based systems.

Ankr

Pendle

Launched in 2017, Livepeer is the first live video streaming network protocol that is fully decentralized. The platform aims to become a viable blockchain-based, economically efficient alternative to centralized broadcasting solutions for all new and existing broadcaster companies.

To learn more about this project, check out our deep dive of Livepeer.

As stated in the official Livepeer whitepaper, the live video streaming and broadcasting industry is growing at a rapid pace, and the company is looking to ride this wave and introduce decentralization to the environment. Livepeer aims to streamline the broadcasting process by allowing producers to submit their work on the platform, taking care of reformatting and distributing the content to users and streaming platforms.

Livepeer

Synthetix is building a decentralized liquidity provisioning protocol that any protocol can tap into for various purposes. Its deep liquidity and low fees serve as a backend for many exciting protocols on both Optimism and Ethereum. Many user-facing protocols in the Synthetix ecosystem, such as Kwenta (Spot and Futures), Lyra (Options), Polynomial (Automated Options), and 1inch & Curve (Atomic Swaps), tap into Synthetix liquidity to power their protocols. Synthetix is built on Optimism and Ethereum mainnet. The Synthetix Network is collateralized by SNX, ETH, and LUSD, enabling the issuance of synthetic assets (Synths). Synths track and provide returns on the underlying asset without requiring one to directly hold the asset. This pooled collateral enables an array of on-chain, composable financial instruments backed by liquidity from Synthetix. Some of the most exciting upcoming releases from SNX are Perps V2, which hopes to enable low-fee on-chain futures trading through the usage of off-chain oracles, and Synthetix V3, which aims to rebuild the protocol to achieve its earliest goal, being a fully permissionless derivatives protocol. Learn more about Synthetix on their blog or by joining the SNX Discord.

The platform aims to broaden the cryptocurrency space by introducing non-blockchain assets, providing access to a more robust financial market.

Synthetix

Founded in 2017 and launched via IEO on Binance in March 2019, Fetch.AI is an artificial intelligence (AI) lab building an open, permissionless, decentralized machine learning network with a crypto economy. Fetch.ai democratizes access to AI technology with a permissionless network upon which anyone can connect and access secure datasets by using autonomous AI to execute tasks that leverage its global network of data. The Fetch.AI model is rooted in  use cases like optimizing DeFi trading services, transportation networks (parking, micromobility), smart energy grids, travel — essentially any complex digital system that relies on large-scale datasets.

Fetch.ai

iExec is the leading provider of blockchain-based decentralized computing. Blockchain is utilized to organize a market network where people can monetize their computing power as well as applications and even datasets.

It does this by providing on-demand access to cloud computing resources. IExec can support applications in fields such as big data, healthcare, AI, rendering and fintech. IExec was founded on Oct. 16, 2016, with the goal to reinvent cloud computing through the creation of a new cloud computing paradigm.

As such, iExec relies on the XtremWeb-HEP, an open-source desktop grid software that implements features such as multi-applications, fault-tolerance, multi-users, deployment of virtual images, private infrastructure, data management, security and much more.

SKALE, described as a modular blockchain network, is designed to bring scalability to Ethereum. SKALE is the only blockchain network capable of running an unlimited number of fast, on-demand, pooled-security Blockchains with zero gas fees to end users. These individual chains are known as SKALE chains and can be dapp-specific or shared.

The project’s website says it wants to enable people to build and run DApps in a “decentralized modular cloud built for real-world needs and configured for your requirements.” This emphasis on decentralization isn’t at the expense of security.

According to SKALE, those who build on this platform can run Solidity smart contracts “thousands of times faster at a fraction of the mainnet cost” — with games and content streaming services among the projects that already take advantage of its infrastructure.

SKALE

LTO Network has established itself as Europe’s leading blockchain with strong real-world usage. It was founded on B2B enterprise solutions such as decentralized workflows, data & document verification and authentication. In 2021, LTO Network’s COBALT mainnet update expanded this solid base with the addition of Decentralized Identifiers (DID) and Verifiable Credentials (VC), putting LTO Network on the road of becoming a true layer-1 blockchain. In turn, Decentralized Identities and Verifiable Credentials are at the core of LTO Network’s newest focus; NFT2.0 technology, where people truly own and manage their NFTs in a decentralized way.

By utilizing its hybrid (2-layer) approach, LTO Network is natively GDPR compliant. This ensures easy compliance for companies around the world with ever-increasing privacy laws. Because of this, LTO Network enables developers and businesses to build Privacy Aware Decentralized Apps (PADA) and offers many unique opportunities for projects to explore.

Immediate plans for LTO Network include NFT2.0, decentralized identities/verifiable credentials driving KYC, expansions on already established projects and much more.

LTO Network

SingularityNET is a blockchain-powered platform that allows anybody to easily "create, share, and monetize" AI services, thanks to its globally-accessible AI marketplace.

Through the SingularityNET marketplace, users can browse, test and purchase a huge variety of AI services using the platform’s native utility token — AGIX. Moreover, the marketplace represents an outlet AI developers can use to publish and sell their AI tools, and easily track their performance.

With the benefits of LLMs and generative AI are increasingly exciting, their limitations are also becoming increasingly apparent. The convergence of structured knowledge with neural networks is emerging as the key to overcoming their shortcomings.

Uniquely positioned at the heart of this convergence, SingularityNET will prioritize the integration of Knowledge Graphs (KGs) and comprehensive Neural Symbolic tools for LLMs, with the goal of empowering developers to create the next generation of AI systems on the SingularityNET Platform.

SingularityNET is strategically positioned to become the Knowledge Layer of the Internet, leading the evolution of the emerging AI landscape while also laying the foundations for the Artificial General Intelligence (AGI) of tomorrow.

The team behind SingularityNET pioneered the development of an AI known as Sophia, which is described as the "world's most expressive robot". SingularityNET’s goal is to enable Sophia to be able to fully understand human language, and continue developing “OpenCog” — an AI framework that is hoped to eventually achieve a state known as “advanced general intelligence,” i.e. human-level artificial intelligence (or beyond).

The platform was first announced in 2017 and completed an initial coin offering (ICO) in December the same year, raising $36 million in just one minute.

SingularityNET

The Graph is an indexing protocol for querying data for networks like Ethereum and IPFS, powering many applications in both DeFi and the broader Web3 ecosystem. Anyone can build and publish open APIs, called subgraphs, that applications can query using GraphQL to retrieve blockchain data. There is a hosted service in production that makes it easy for developers to get started building on The Graph and the decentralized network will be launching later this year. The Graph currently supports indexing data from Ethereum, IPFS and POA, with more networks coming soon.

To learn more about this project, check out our deep dive of The Graph.

To date, over3,000 subgraphs have been deployed by thousands of developers, for DApps like Uniswap, Synthetix, Aragon, AAVE, Gnosis, Balancer, Livepeer, DAOstack, Decentraland and many others. The Graph usage has been growing at over 50% MoM and hit over 7 billion queries during the month of September 2020.

The Graph has a global community, including over 200 Indexer Nodes in the testnet and more than 2,000 Curators in the Curator Program as of October 2020. To fund network development, The Graph raised funds from community members, strategic VCs and influential individuals in the blockchain community including Coinbase Ventures, DCG, Framework, ParaFi Capital, CoinFund, DTC, Multicoin, Reciprocal Ventures, SPC, Tally Capital and others. The Graph Foundation also successfully completed a public GRT Sale with participation from 99 countries (not including the U.S.). To date as of November 2020, The Graph has raised ~$25M.

The Graph

Numerai is an Ethereum-based platform allowing developers and data scientists to experiment and create machine learning models with improved reliability. The platform’s main goal is to bring decentralization to the data science field and allow developers to compete in creating effective machine learning prediction models.

Founded in late 2015 in San Francisco, Numerai claims to be the first hedge fund to launch a cryptocurrency on the market. Unlike traditional hedge funds, however, Numerai relies on the data and predictions produced by tournament participants to participate in the stock market. They claim to be the first hedge fund to use machine learning so heavily in its investment strategy.