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<h2 id="span-style-font-size-16px-color-inherit-font-weight-bolder-xrp-news-today-4-25m-etf-inflows-and-the-28-price-target-debate-span">XRP News Today: $4.25M ETF Inflows and the $28 Price Target Debate</h2>
Fresh numbers show <a href="https://www.coingabbar.com/en/crypto-blogs-details/what-is-rlusd-ripple-stablecoin-guide-market-cap" rel="noopener noreferrer nofollow">Ripple’s token</a> attracting new money at a time when several bigger coins are seeing money leave.&nbsp;
This <a href="https://www.coingabbar.com/en/xrp-news-today-etf-inflows-stablecoin-rules-ripple" rel="noopener noreferrer nofollow">XRP news today</a> update covers the latest fund flows, the debate around a long-term $28 price target, and how the price moved over the last 24 hours. Everything is explained in simple words.
<h3 id="span-span-style-font-size-16px-us-spot-funds-record-4-25m-in-net-inflows-span-span">US Spot Funds Record $4.25M in Net Inflows</h3>
A&nbsp;<a href="https://x.com/BankXRP/status/2114133378987676114" rel="noopener noreferrer nofollow">post by BankXRP on X</a> says US spot XRP ETFs recorded roughly $4.25M in net inflows this week.&nbsp;
<img alt="Information by BankXRP post" src="https://d3iuzwoiyg9qa8.cloudfront.net/webadmin/storage/public/commonEditerImage/xz8t1HIDe0ZkAtN3Vb1nD9ICEbTQZu8t7NMVIE11.png" width="300" style="margin-bottom: 10px; margin-left: auto; margin-right: auto; margin-top: 10px" height="383">
“Net inflow” simply means more money came into the funds than went out.&nbsp;
The same post puts the total net assets of these products near $1.49B.
<ul>
 <li style="margin-left: 0px; list-style-type: disc">Weekly flow: about +$4.25M</li>
 <li style="margin-left: 0px; list-style-type: disc">Total net assets: near $1.49B</li>
 <li style="margin-left: 0px; list-style-type: disc">Fund type: spot funds, which are built to follow the real price of the token</li>
</ul>
<h3 id="span-span-style-font-size-16px-how-the-streak-ended-and-restarted-span-span">How the Streak Ended and Restarted</h3>
The same post says this rebound follows a $1.84M outflow. That outflow had ended a 13-week inflow streak. In plain terms, the funds attracted new money for 13 weeks in a row, lost a small amount in one week, and are now gaining again.
<ul>
 <li style="margin-left: 0px; list-style-type: disc">13 weeks: the length of the earlier inflow streak</li>
 <li style="margin-left: 0px; list-style-type: disc">$1.84M: the outflow that broke it</li>
 <li style="margin-left: 0px; list-style-type: disc">$4.25M: this week’s inflow, more than double that outflow</li>
</ul>
The outflow was small next to total assets of about $1.49B, so it looks more like a short pause than a major change.
<h3 id="span-span-style-font-size-16px-a-different-direction-from-bitcoin-ethereum-and-solana-span-span">A Different Direction From Bitcoin, Ethereum and Solana</h3>
What makes the number stand out is what happened elsewhere. <a href="https://www.coingabbar.com/en/crypto-etf-news-today-bitcoin-outflows-eth-xrp-sol" rel="noopener noreferrer nofollow">Spot fund flows for Bitcoin</a>, Ethereum and Solana were negative this week, while XRP attracted fresh capital.&nbsp;
<img alt="Data by by BankXRP post" src="https://d3iuzwoiyg9qa8.cloudfront.net/webadmin/storage/public/commonEditerImage/0uLV1eS6fyKOZDfWH2maQhjqQJzGiCXwdzC5u9m6.png" width="300" style="margin-bottom: 10px; margin-left: auto; margin-right: auto; margin-top: 10px" height="514">
This XRP news today is notable because money moved in opposite directions across the major coins.
<div>
 <table>
 <colgroup>
 <col width="180">
 <col width="427">
 </colgroup>
 <tbody>
 <tr>
 <td>Asset</td>
 <td>Spot fund flow this week</td>
 </tr>
 <tr>
 <td>Bitcoin</td>
 <td>Negative</td>
 </tr>
 <tr>
 <td>Ethereum</td>
 <td>Negative</td>
 </tr>
 <tr>
 <td>Solana</td>
 <td>Negative</td>
 </tr>
 <tr>
 <td>XRP</td>
 <td>Positive (about +$4.25M)</td>
 </tr>
 </tbody>
 </table>
</div>
For wider context, a SoSoValue chart covering 12 assets shows the combined total recovering to roughly the $120B to $130B zone in recent weeks. That is still well below the peak near $200B around late August 2025.
<h3 id="span-span-style-font-size-16px-standard-chartered-s-28-target-what-would-need-to-happen-span-span">Standard Chartered’s $28 Target: What Would Need to Happen</h3>
<a href="https://x.com/BankXRP/status/2114063506433835040" rel="noopener noreferrer nofollow">Another BankXRP post</a> asks what would have to happen for Standard Chartered’s $28 XRP price target by 2030 to play out.&nbsp;
<img alt="BankXRP post on X" src="https://d3iuzwoiyg9qa8.cloudfront.net/webadmin/storage/public/commonEditerImage/XMoUOzKsOr5gUpqzdpF31yDJNXpopR9HxkqYWtVB.png" width="300" style="margin-bottom: 10px; margin-left: auto; margin-right: auto; margin-top: 10px" height="343">
The post is a question and does not explain the bank’s reasoning. We have not checked the target with Standard Chartered directly, so treat it as the post’s reference.
A little simple math shows how big the jump would be. These figures use the price and supply data in the next section.
<ul>
 <li style="margin-left: 0px; list-style-type: disc">Price change: from $1.30 to $28 is about 21.5 times higher.</li>
 <li style="margin-left: 0px; list-style-type: disc">Market value: at 63.35B tokens in circulation, $28 would mean a market cap of about $1.77 trillion, compared with $82.83B today.</li>
</ul>
People who discuss such targets usually point to things like these:
<ul>
 <li style="margin-left: 0px; list-style-type: disc">Steady fund demand: more weeks of inflows like this one.</li>
 <li style="margin-left: 0px; list-style-type: disc">Clearer rules: the US moved a step forward when the OCC finalized its stablecoin rules, which take effect on 18 January 2027, according to the<a href="https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-92.html" rel="noopener noreferrer nofollow">OCC news release</a>.</li>
 <li style="margin-left: 0px; list-style-type: disc">Wider real-world use: more companies and payment firms using the token.</li>
</ul>
These are general talking points, not a forecast.
<h3 id="span-span-style-font-size-16px-price-check-the-last-24-hours-span-span">Price Check: The Last 24 Hours</h3>
No XRP news today article is complete without the price. The figures below come from CoinMarketCap at the time of writing, on 25 October.
<div>
 <table>
 <colgroup>
 <col width="327">
 <col width="264">
 </colgroup>
 <tbody>
 <tr>
 <td>Metric</td>
 <td>Value</td>
 </tr>
 <tr>
 <td>Price</td>
 <td>$1.30</td>
 </tr>
 <tr>
 <td>24-hour change</td>
 <td>+1.57%</td>
 </tr>
 <tr>
 <td>Market cap</td>
 <td>$82.83B (+1.93%)</td>
 </tr>
 <tr>
 <td>24-hour trading volume</td>
 <td>$1.65B (+7.1%)</td>
 </tr>
 <tr>
 <td>Volume to market cap</td>
 <td>1.99%</td>
 </tr>
 </tbody>
 </table>
</div>
<img alt="CoinMarketCap Live Data" src="https://d3iuzwoiyg9qa8.cloudfront.net/webadmin/storage/public/commonEditerImage/wfCOdygre9QoEjwhmLKLHhYxQkrbnwMO44tR7vCR.png" width="300" style="margin-bottom: 10px; margin-left: auto; margin-right: auto; margin-top: 10px" height="832">
Source: <a href="https://coinmarketcap.com/currencies/xrp/" rel="noopener noreferrer">CoinMarketCap Live Data</a>
The 24-hour <a href="https://www.coingabbar.com/en/why-is-xrp-falling-despite-franklin-templeton-150m-ledger-move" rel="noopener noreferrer nofollow">chart opened near</a> $1.29, at about $1.2879. It drifted lower through the afternoon and evening, with the day’s low near $1.26 around 9 PM. Buyers then returned.&nbsp;
The price climbed back past $1.29 around midnight, pushed above $1.30 in the early morning, and peaked near $1.31 before settling at $1.30.&nbsp;
Trading volume rose 7.1%, so more people were active than the day before. The token also holds the number five spot by market size.
<h3 id="span-span-style-font-size-16px-conclusion-span-span">Conclusion</h3>
US spot funds took in about $4.25M this week and ended the 13-week streak’s brief break, even as Bitcoin, Ethereum and Solana funds saw exits.&nbsp;
The talk of a $28 target by 2030 would need a roughly 21.5 times price rise from today’s $1.30.&nbsp;
The price itself is up 1.57% after recovering from an evening dip. For anyone following XRP news today, the weekly fund flow numbers are the next thing to watch.
<h3 id="span-span-style-font-size-16px-disclaimer-span-span">Disclaimer</h3>
This article is for educational and informational purposes only and is not financial or investment advice. Crypto assets are high risk, their prices can be very volatile, and you can lose some or all of your money. Always do your own research and consider speaking with a licensed financial advisor before making investment decisions.

XRP News Today: ETF Money Returns as Investors Debate the $28 Target

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