Ethereum

Dubai, United Arab Emirates, November 9th, 2026, Chainwire
Simple, fixed-term borrowing against BTC or ETH: no liquidation during the loan period and a promotional service fee at half the standard rate of 0.5%
<a target="_blank" rel="noopener noreferrer nofollow">Bybit</a>, the New Financial Platform trusted by more than 80 million users worldwide, is pleased to announce <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.bybit.com/help-center/article/Introduction-to-Lite-Loan">Bybit Lite Loan</a>, a streamlined crypto-backed lending product that lets users borrow USDT or USDC against BTC or ETH in just a few steps, without managing complex margin parameters.
Bybit Lite Loan gives traders a way to unlock liquidity without selling their assets. By borrowing USDT or USDC against BTC or ETH, users can meet short-term cash needs, cover expenses, seize a trading opportunity or rebalance a portfolio, while retaining full upside exposure to their collateral.&nbsp;
To mark the launch, Bybit is offering a limited-time 50% discount on the service fee, reduced to 0.5% from the standard 1%, for all eligible orders initiated between November 9, and December 8, 2026.
Bybit Lite Loan Highlights
<ul>
 <li>Stress-free set-up: No Liquidation during the initial 30-day loan term, regardless of market conditions, subject to applicable product terms.</li>
 <li>0.5% Service Fee: Limited time offer at 50% off; a one-time prepaid charge with no hidden interest accruals.</li>
 <li>Extended Repayment Window: 30-day term plus an additional 30-day grace period, offering up to 60 days of flexible liquidity.</li>
 <li>Flexible Repayment: Users have the freedom to repay in manual or automatic modes in the borrowed asset.</li>
</ul>
The no-liquidation guarantee during the 30-day term removes the anxiety of margin calls in volatile markets, and the flat, prepaid fee structure means costs are known upfront with no compounding interest surprises. For users who want the simplicity of a traditional loan inside a crypto-native environment, Lite Loan bridges that gap.
UTA Upgrade: Trade Auto-Repayment
For Loan users, Bybit has introduced <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.bybit.com/en/help-center/article/Borrowing-Repayment-UTA">Trade Auto-Repayment</a> for its Unified Trading Account (UTA). Once enabled, assets received from spot trades are automatically applied to outstanding borrowing liabilities, reducing interest costs with zero manual effort.&nbsp;
The feature includes an extreme-market safeguard that pauses cross-currency repayment during abnormal price conditions, and enhanced API controls with a global toggle and automatic inheritance for newly listed assets.
Terms and conditions apply. For details on availability and eligibility, users may visit: <a target="_blank" rel="noopener noreferrer nofollow" href="https://announcements.bybit.com/en/article/explore-bybit-lite-loan-no-liquidation-for-30-days--art06367d0c958e/">Explore Bybit Lite Loan: No Liquidation for 30 days</a>
#Bybit / #NewFinancialPlatform&nbsp;&nbsp;
About Bybit
<a target="_blank" rel="noopener noreferrer nofollow" href="https://bybit.com/">Bybit</a> is The New Financial Platform.
We believe every person should have access to every financial opportunity on earth. That's why we're building the first intelligent platform that connects anyone, anywhere to the world's finance.
Trusted by more than 80 million users worldwide, Bybit brings together investing, trading, payments, and wealth-building in a single secure and intelligent ecosystem. Through the combination of AI-powered technology, deep global liquidity, robust security, and transparent operations, Bybit makes global finance more accessible, efficient, and empowering for everyone.
Built for everyone. Powered by intelligence. Open to the world.
Learn more at<a target="_blank" rel="noopener noreferrer nofollow"> Bybit.com</a>
For more details about Bybit, please visit<a target="_blank" rel="noopener noreferrer nofollow" href="https://www.bybit.com/en/press"> Bybit Press</a>
For media inquiries, please contact: media@bybit.com
For updates, please follow:<a target="_blank" rel="noopener noreferrer nofollow" href="https://www.bybit.com/en-us/promo/global/communities/"> Bybit's Communities and Social Media</a>
<a target="_blank" rel="noopener noreferrer nofollow" href="https://discord.gg/bybit">Discord</a> |<a target="_blank" rel="noopener noreferrer nofollow" href="https://www.facebook.com/Bybit/"> Facebook</a> |<a target="_blank" rel="noopener noreferrer nofollow" href="https://www.instagram.com/bybit_official/?hl=en"> Instagram</a> |<a target="_blank" rel="noopener noreferrer nofollow" href="https://www.linkedin.com/company/bybitexchange/"> LinkedIn</a> |<a target="_blank" rel="noopener noreferrer nofollow" href="https://www.reddit.com/r/Bybit/"> Reddit</a> |<a target="_blank" rel="noopener noreferrer nofollow" href="https://t.me/s/Bybit_Announcements"> Telegram</a> |<a target="_blank" rel="noopener noreferrer nofollow" href="https://www.tiktok.com/@bybit_official?lang=en"> TikTok</a> |<a target="_blank" rel="noopener noreferrer nofollow" href="https://twitter.com/Bybit_Official"> X</a> |<a target="_blank" rel="noopener noreferrer nofollow" href="https://www.youtube.com/c/bybit"> Youtube</a>


Contact
Head of PR
Tony Au
Bybit
tony.au@bybit.com

Bybit Lite Loan: Introducing Crypto-Backed Borrowing With 30-day No Liquidation Period

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