PAID

Trader

Brad

BlackRock

Ripple closed out <a href="https://timestabloid.com/the-one-single-statement-that-excites-xrp-army-at-ripple-swell-2026/" rel="noopener noreferrer nofollow">its annual Swell conference</a> in New York City with a live performance by Ellie Goulding. The British pop star delivered her hit “Love Me Like You Do” to a crowd of attendees. For many XRP holders who had anticipated major financial announcements, the concert felt like a sharp contrast to their expectations.
Prominent crypto trader Kylo Tradez (@KyloTradez) voiced that frustration publicly. He wrote that Ripple has “completely lost the plot.” He expected developments like a BlackRock ETF or XRP taking over SWIFT’s role in global payments.
Instead, he got a concert. He argued the event was “PAID for by retail XRP investors who have been farmed the past 10 years.” His post attached video footage of Goulding’s performance on the Ripple-branded stage.
<blockquote class="twitter-tweet">
 Ripple has completely lost the plot.
 Instead of getting a Blackrock ETF or <a href="https://x.com/search?q=%24XRP&amp;src=ctag&amp;ref_src=twsrc%5Etfw" rel="noopener noreferrer nofollow">$XRP</a> taking over SWIFT, we got some concert going on at Ripple Swell, PAID for by retail XRP investors who have been farmed the past 10 years. <a href="https://t.co/ucOyOdxaBd" rel="noopener noreferrer nofollow">pic.twitter.com/ucOyOdxaBd</a>
 — Kylo Tradez (@KyloTradez) <a href="https://x.com/KyloTradez/status/2116316990096986214?ref_src=twsrc%5Etfw" rel="noopener noreferrer nofollow">October 30, 2026</a>
</blockquote>
<h2 id="strong-the-occ-approval-that-could-not-move-price-strong">The OCC Approval That Could Not Move Price</h2>
The frustration arrives despite genuine positive news from the conference. Ripple <a href="https://timestabloid.com/ripple-ceo-says-this-big-news-for-xrp-holders-ripple-national-trust-bank-finally-approved/" rel="noopener noreferrer nofollow">received full approval from the Office of the Comptroller of the Currency</a> to launch Ripple National Trust Bank. This makes Ripple one of a small number of crypto companies to receive that level of regulatory recognition in the U.S. The approval positions Ripple to operate as a federally chartered institution.
Despite that milestone, XRP’s price did not respond in a way that satisfied investors. For a community that has held the asset through years of legal battles and regulatory uncertainty, the muted price reaction added to the sense of disappointment.
<h2 id="strong-how-the-community-responded-strong">How the Community Responded</h2>
One user <a href="https://x.com/ANIMAL_zooCAGES/status/2116356692090699815" rel="noopener noreferrer nofollow">pushed</a> back on the criticism of the concert, arguing that providing entertainment at a corporate event is entirely standard practice and not unique to Ripple. Another took a sharper position. He <a href="https://x.com/Yagerman01/status/2116385323215179857" rel="noopener noreferrer nofollow">called</a> Ripple’s CEO Brad Garlinghouse a fraud and a charlatan, expressing strong distrust in the company’s leadership.
A third <a href="https://x.com/zeroentropi/status/2116373541918826529" rel="noopener noreferrer nofollow">addressed</a> the financial relationship between Ripple and its token holders. He suggested that <a href="https://timestabloid.com/what-if-xrp-is-designed-to-fund-ripple-at-the-expense-of-holdres-xrp-army-responds/" rel="noopener noreferrer nofollow">Ripple treats XRP holders as a funding source</a>, presenting it as an arrangement that benefits the company far more than the retail investors who support it.
<h2 id="strong-what-comes-next-for-xrp-strong">What Comes Next for XRP?</h2>
The Swell conference is now behind the community. What remains is the question of execution. Ripple holds a significant regulatory achievement with the OCC approval. The infrastructure for a national trust bank is now within reach.
Whether that translates into price appreciation or meaningful <a href="https://timestabloid.com/swift-partner-handling-9-of-global-traffic-picks-ripple-xrp-for-settlement/" rel="noopener noreferrer nofollow">adoption of XRP as a settlement asset</a> is the outstanding question for investors.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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The post <a href="https://timestabloid.com/full-time-trader-says-ripple-has-the-plot-when-it-comes-to-xrp-heres-why/" rel="noopener noreferrer nofollow">Full-time Trader Says Ripple Has the Plot When It Comes to XRP. Here’s why</a> appeared first on <a href="https://timestabloid.com" rel="noopener noreferrer nofollow">Times Tabloid</a>.

Full-time Trader Says Ripple Has the Plot When It Comes to XRP. Here’s why

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