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Standard Chartered has revised its XRP price targets through 2030. The bank now projects XRP reaching $7 in 2027, $12.60 in 2028, $19.60 in 2029, and $28 by 2030. That represents a 25x increase on the asset over roughly 3.3 years from current levels.
Digital asset researcher Ripplesinwales shared the updated targets, noting that Standard Chartered is proposing this trajectory for XRP.
The revision places one of the world’s largest financial institutions on record with a structured, multi-year outlook for the asset.
<blockquote class="twitter-tweet">
 ripple:native – Standard Chartered has revised its XRP targets for 2030.
 Its proposing a 25x for the asset in the next 3.3 years.
 2027 – $7 2028 -$12.60 2029- $19.60 2030- $28
 The future is looking bright for the ledger amigos.
 Slow and steady wins the race <a href="https://t.co/YILlKr83zK" rel="noopener noreferrer nofollow">https://t.co/YILlKr83zK</a>
 — Ripples <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3f4-200d-2620-fe0f.png" alt="🏴‍☠️" style="height: 1em; max-height: 1em;"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1fa96.png" alt="🪖" style="height: 1em; max-height: 1em;"> (@Ripplesinwales) <a href="https://x.com/Ripplesinwales/status/2114285300260479270?ref_src=twsrc%5Etfw" rel="noopener noreferrer nofollow">October 25, 2026</a>
</blockquote>
<h2 id="strong-how-the-community-is-responding-strong">How the Community Is Responding</h2>
The targets drew mixed reactions from the <a href="https://timestabloid.com/expert-explains-why-589-is-such-a-powerful-number-in-the-xrp-community/" rel="noopener noreferrer nofollow">XRP community.</a> Some holders welcomed the institutional recognition. Others pushed back hard on the projected ceiling.
Commentator Quantum called the $28 target “shit after 17 years.” Martin Sram questioned the targets against the <a href="https://timestabloid.com/dom-kwok-doubles-down-on-1000-xrp-prediction-by-2030/" rel="noopener noreferrer nofollow">$1,000 predictions</a> that circulate in XRP communities. Apache XRP <a href="https://x.com/graham16541892/status/2114320102825046443?s=46" rel="noopener noreferrer nofollow">noted</a> that XRP’s price performance has been “pathetic” given its partnerships, <a href="https://timestabloid.com/canada-opens-xrp-etf-gates-heres-the-latest/" rel="noopener noreferrer nofollow">ETF developments,</a> the conclusion of its legal case, and consistent positive news, and said the asset “should be at least $7 now.”
Charles Hall went further, <a href="https://x.com/charleshalsyv2/status/2114296149385548238?s=46" rel="noopener noreferrer nofollow">stating</a> that if XRP does not reach three or four digits by year-end, holders should consider rotating into other assets.
<h2 id="strong-why-the-forecast-still-carries-weight-strong">Why the Forecast Still Carries Weight</h2>
Not everyone dismissed the numbers. Commentator Xrp_Biker took a different view: “A major bank putting multi-year XRP targets on paper says a lot about how the asset is viewed now.”
That perspective holds weight regardless of where individual price expectations sit. Standard Chartered is not a fringe analyst or a social media account.
It is a global bank with institutional clients, and it has now attached specific dollar figures to XRP across a four-year window. That level of coverage reflects a shift in how traditional finance engages with the asset.
Xrp_Biker <a href="https://x.com/baggehaglund/status/2114311288193159490?s=46" rel="noopener noreferrer nofollow">added</a> that forecasts are forecasts, but “the adoption keeping pace is the part to enjoy.”
<h2 id="strong-what-the-targets-represent-strong">What the Targets Represent</h2>
A 25x projection over 3.3 years is significant on its own terms. Critics pointing to $28 as a low ceiling are measuring it against community-driven expectations that have circulated for years. Standard Chartered is measuring it against current market conditions and institutional adoption curves.
The gap between those two reference points explains most of the frustration in the comments. Community holders and institutional analysts are not working from the same baseline.
Ripplesinwales closed with a simple read on the trajectory: “Slow and steady wins the race.”
Whether that pace satisfies the <a href="https://timestabloid.com/most-powerful-fact-about-the-xrp-community/" rel="noopener noreferrer nofollow">XRP community</a> is another matter. The bank has made its position clear.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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Standard Chartered Revises Its XRP Price Targets for 2030

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