Note

Catalyst

Impact

The Office of the Comptroller of the Currency took a significant step on October 21. The OCC finalized its rules implementing the GENIUS Act, becoming the first federal regulator to complete the stablecoin framework Congress passed in July 2025. Crypto researcher SMQKE wasted no time responding. He explained how the development carries positive consequences for XRP.
<h2 id="b-smqke-xrp-has-a-role-to-play-b">SMQKE: XRP Has a Role to Play</h2>
Crypto researcher SMQKE tweeted “THE GENIUS ACT WILL HAVE POSITIVE IMPLICATIONS FOR XRP.”
He attached research to back the claim. The documents note that <a href="https://timestabloid.com/rlusd-is-designed-to-complement-xrp-and-expand-adoption-new-document-says/" rel="noopener noreferrer nofollow">Ripple’s USD-backed stablecoin, RLUSD</a>, runs on the XRP Ledger. Each RLUSD transaction on the ledger triggers a small XRP-denominated fee. That fee gets <a href="https://timestabloid.com/the-xrp-burn-mechanism-explained-how-rlusd-contributes/" rel="noopener noreferrer nofollow">permanently burned,</a> shrinking supply with every transaction. The research states that sustained burn activity could push upward pressure on XRP’s price over time.
<blockquote class="twitter-tweet">
 THE GENIUS ACT WILL HAVE POSITIVE IMPLICATIONS FOR XRP <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/203c.png" alt="‼" style="height: 1em; max-height: 1em;">
 As RLUSD gains traction in cross border payments and remittances, "XRP could play a vital role as a bridge currency for liquidity provision."<img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" style="height: 1em; max-height: 1em;">
 Documented.<img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4dd.png" alt="📝" style="height: 1em; max-height: 1em;"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f447.png" alt="👇" style="height: 1em; max-height: 1em;"><a href="https://t.co/Uz545jUqq5" rel="noopener noreferrer nofollow">https://t.co/Uz545jUqq5</a><a href="https://t.co/p6jq05u9DO" rel="noopener noreferrer nofollow">pic.twitter.com/p6jq05u9DO</a>
 — SMQKE (@SMQKEDQG) <a href="https://x.com/SMQKEDQG/status/2112892859087262032?ref_src=twsrc%5Etfw" rel="noopener noreferrer nofollow">October 21, 2026</a>
</blockquote>
<h2 id="b-rlusd-adoption-as-a-catalyst-b">RLUSD Adoption as a Catalyst</h2>
SMQKE pulled one line from the research and put it front and center. As RLUSD gains traction in cross-border payments and remittances, “XRP could play a vital role as a bridge currency for liquidity provision.”
The research ties institutional credibility directly to the <a href="https://timestabloid.com/the-genius-act-will-amplify-xrps-use-case-expert-presents-proof/" rel="noopener noreferrer nofollow">GENIUS Act.</a> Compliance with the Act’s reserve and audit requirements could strengthen RLUSD’s standing with financial institutions. Greater institutional trust drives adoption. More adoption means more transactions. More transactions mean more <a href="https://timestabloid.com/xrp-burned-just-hit-record-number/" rel="noopener noreferrer nofollow">XRP burns.</a>
<h2 id="b-regulatory-clarity-and-competitive-positioning-b">Regulatory Clarity and Competitive Positioning</h2>
XRP is not a stablecoin, but the GENIUS Act may still affect its legal footing. The research clarified that the Act’s approach to digital asset classification could support XRP’s case for recognition as a utility token rather than a security. That question has sat at the core of <a href="https://timestabloid.com/xrp-case-100-done-second-circuit-approves-joint-stipulation-of-dismissal/" rel="noopener noreferrer nofollow">Ripple’s SEC dispute</a> for years.
On the competitive side, the research notes the Act could reduce friction for financial institutions looking to integrate stablecoins into payment systems. With regulatory ambiguity reduced, RLUSD and XRP become easier to adopt together.
<h2 id="strong-community-takes-note-strong">Community Takes Note</h2>
SMQKE’s post caught the attention of various members of the XRP community. The researcher’s choice to label the analysis “Documented” signals he considers the sourcing solid.
The GENIUS Act gives Ripple and RLUSD a defined regulatory environment. SMQKE’s position is straightforward: XRP benefits from that clarity too.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
Follow us on <a href="https://x.com/TimesTabloid1" rel="noopener noreferrer nofollow">X</a>, <a href="https://www.facebook.com/timestabloid/" rel="noopener noreferrer nofollow">Facebook</a>, <a href="https://t.me/markettabloid" rel="noopener noreferrer nofollow">Telegram</a>, and &nbsp;<a href="https://news.google.com/publications/CAAqLAgKIiZDQklTRmdnTWFoSUtFSFJwYldWemRHRmliRzlwWkM1amIyMG9BQVAB?hl=en-US&amp;gl=US&amp;ceid=US%3Aen" rel="noopener noreferrer nofollow">Google News</a>
The post <a href="https://timestabloid.com/genius-act-will-positively-impact-xrp-heres-the-proof/" rel="noopener noreferrer nofollow">GENIUS Act Will Positively Impact XRP. Here’s the Proof</a> appeared first on <a href="https://timestabloid.com" rel="noopener noreferrer nofollow">Times Tabloid</a>.

GENIUS Act Will Positively Impact XRP. Here’s the Proof

Table of Contents

Times Tabloid

Other articles published on Oct 23, 2026

Join our free newsletter for daily crypto updates!