Bitcoin Cash

Value

Standard

Four

<ul>
 <li>XRP’s growing role in global value transfer is undeniable.</li>
 <li>Interledger Protocol positions XRP as the key for cross-border payments.</li>
 <li>XRP’s unique features make it essential for global financial infrastructure.</li>
</ul>
Blockchain expert Rob Cunningham, in his latest analysis, laid out why XRP is set to become a cornerstone in the growing Internet of Value. In a <a href="https://x.com/KuwlShow/status/2001795961992188313" target="_blank" rel="noopener noreferrer nofollow">recent update on X</a>, Cunningham explained that XRP is not just another cryptocurrency; it is quickly evolving into essential infrastructure for global value transfer. This shift, according to Cunningham, is not driven by speculation, but by the fundamental need for systems to meet specific design constraints that XRP perfectly satisfies. 
<h2 id="the-four-key-principles-that-make-xrp-indispensable">The Four Key Principles That Make XRP Indispensable</h2>
Cunningham outlined four critical principles that make XRP an inevitable part of the future financial system: necessity, neutrality, interoperability, and scalability. He draws an analogy to the Internet, where protocols like TCP/IP and DNS became integral parts of global communication systems without anyone “investing” in them. 
Also Read: <a href="https://36crypto.com/bitcoin-cash-bch-sees-a-strong-rally-as-bullish-momentum-builds/" target="_blank" rel="noopener noreferrer nofollow">Bitcoin Cash (BCH) Sees a Strong Rally as Bullish Momentum Builds</a> 
<div class="embed-twitter">
 <blockquote class="twitter-tweet">
 If the Internet of Value is real, then XRP is not optional. It becomes foundational infrastructure – and foundational infrastructure inevitably becomes essential, scarce, and highly valuable. 
 Not because of belief. Not because of narratives. But because systems obey design… <a href="https://t.co/rpDFraoZet" rel="noopener noreferrer nofollow">pic.twitter.com/rpDFraoZet</a> 
 — Rob Cunningham | KUWL.show (@KuwlShow) <a href="https://twitter.com/KuwlShow/status/2001795961992188313?ref_src=twsrc%5Etfw" target="_blank" rel="noopener noreferrer nofollow">December 18, 2025</a> 
 </blockquote>
 
</div>
Instead, their value came from their ability to meet the increasing demands of a connected world. XRP, in the same vein, is becoming the neutral and scalable asset that global systems rely on for secure and efficient value transfer. 
<h2 id="why-the-interledger-protocol-ilp-enhances-xrp-s-role">Why the Interledger Protocol (ILP) Enhances XRP’s Role</h2>
A major reason for XRP’s growing importance is the advent of the Interledger Protocol (ILP). Cunningham emphasizes that ILP fundamentally changes how value is transferred across different systems by decoupling it from any single ledger, bank, or currency. 
The protocol requires a neutral settlement asset with instant finality and global liquidity access qualities that XRP provides. With ILP, XRP facilitates fast and secure transactions, ensuring its place as the go-to asset for cross-border payments. The design of ILP eliminates counterparty risk, making XRP a highly reliable choice for businesses seeking to move value internationally. 
<h2 id="xrpl-s-unmatched-capabilities">XRPL’s Unmatched Capabilities</h2>
Another key point Cunningham highlights is the <a href="https://36crypto.com/xrp-army-celebrates-big-xrp-ledger-move-heres-what-happened/" target="_blank" rel="noopener noreferrer nofollow">XRP Ledger (XRPL)</a>, which offers unique features that differentiate it from other blockchain solutions. XRPL ensures deterministic finality, meaning transactions settle without delay or uncertainty. It also supports a native decentralized exchange (DEX) and atomic pathfinding, enabling faster and more efficient transactions. 
With the ability to process over 1,500 transactions per second and settle them in under five seconds, XRPL is designed to handle high-volume, institutional-grade payments. These capabilities make XRP the ideal asset for global business transactions that require speed, security, and scalability. 
<h2 id="stablecoins-and-xrp-a-complementary-relationship">Stablecoins and XRP: A Complementary Relationship</h2>
Cunningham also clarified that XRP does not compete with stablecoins such as RLUSD but instead complements them. Stablecoins serve as accounting units anchored to fiat currencies and help satisfy regulatory requirements. 
Meanwhile, XRP’s role is to provide the liquidity and motion necessary to move value across borders. Together, they form a complementary system that enables both the stable storage of value and the efficient transfer of that value in the global market. 
<h2 id="how-xrp-fits-into-the-iso-20022-standard">How XRP Fits into the ISO 20022 Standard</h2>
The growing adoption of the <a href="https://36crypto.com/xrp-and-xlm-set-to-dominate-as-banks-rush-to-adopt-iso-20022-standard/" target="_blank" rel="noopener noreferrer nofollow">ISO 20022 standard</a> in the financial industry further strengthens XRP’s position. Cunningham points out that ISO 20022 requires the use of tokenized assets and real-time settlement, both of which XRP is uniquely equipped to handle. 
As more financial institutions transition to this new messaging and data standard, they will need a payment rail capable of settling transactions instantly and cross-border, with no counterparty risk. XRP meets these requirements perfectly, making it an essential asset for the future of global payments. 
<h2 id="xrp-s-potential-in-collateral-markets">XRP’s Potential in Collateral Markets</h2>
Another significant aspect of XRP’s future is its potential role in collateral markets. Cunningham explains that for markets to operate effectively, they need assets that offer liquidity, price discovery, and legal clarity, which XRP already fulfills. 
As XRP gains acceptance as collateral, it will be integrated into liquidity pools, clearing, and settlement systems, solidifying its place in global financial markets. This shift from speculative interest to structural demand would further establish XRP as an indispensable asset. 
<h3 id="xrp-s-path-to-becoming-global-financial-infrastructure">XRP’s Path to Becoming Global Financial Infrastructure</h3>
Cunningham’s analysis concludes that XRP’s future is not speculative; it’s structural. As tokenization of real-world assets (RWAs) grows and the demand for cross-chain settlements increases, XRP’s utility will become undeniable. 
With regulatory clarity continuing to evolve and institutions leaning toward neutral assets, XRP’s role as the infrastructure for the Internet of Value is all but guaranteed. Its value lies not in the narratives surrounding it, but in the essential function it serves in global value transfer. As the Internet of Value becomes a reality, XRP is poised to be an unavoidable part of the financial landscape. 
Also Read: <a href="https://36crypto.com/heres-how-the-dtcc-tokenization-move-quietly-aligns-with-ripple-xrp-pundit/" target="_blank" rel="noopener noreferrer nofollow">Here’s How the DTCC Tokenization Move Quietly Aligns With Ripple (XRP): Pundit</a> 
The post <a rel="noopener noreferrer nofollow" href="https://36crypto.com/analyst-breaks-down-why-xrp-is-inevitable-in-the-internet-of-value-heres-what-you-should-know/">Analyst Breaks Down Why XRP Is Inevitable in the Internet of Value – Here’s What You Should Know</a> appeared first on <a rel="noopener noreferrer nofollow" href="https://36crypto.com">36Crypto</a>.

Analyst Breaks Down Why XRP Is Inevitable in the Internet of Value – Here’s What You Should Know

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