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<div class="key-points-section"><strong>Key Points:</strong>
 <ul>
  <li>People's Bank of China maintains LPRs, impacting financial markets.</li>
  <li>LPRs fixed at 3% and 3.5%, ensuring economic stability.</li>
  <li>No immediate major changes in Chinese crypto markets observed.</li>
 </ul>
</div>
<p>The People's Bank of China maintained its one-year and five-year loan prime rates at 3.00% and 3.50% respectively on October 20, 2025, amidst economic analysis.</p>
<p>This rate decision may influence broader market trends in Asia, affecting currencies like CNY and potentially impacting crypto market sentiment and liquidity flows.</p>
<h2 id="bitcoin-price-holds-steady-amid-pboc-decision">Bitcoin Price Holds Steady Amid PBOC Decision</h2>
<p>As of October 20, 2025, Bitcoin's price stands at $107,990.62 with a market cap of $2.15 trillion, according to CoinMarketCap. Market dominance is 58.84%, with a slight 0.93% price increase over the past 24 hours. Volume rose 38.15% to $50.74 billion. Over a 90-day tracking, Bitcoin decreased by 7.86%.</p>
<p>Chinese crypto markets showed no direct price reactions following the announcement. Although broader liquidity and <strong>risk appetite may evolve</strong>, large crypto-cap assets like Bitcoin and Ethereum remained largely unaffected. Key players such as Arthur Hayes and Vitalik Buterin offered no significant commentary immediately following the PBOC decision.</p>
<blockquote>
 <p>"This continued steadiness in the LPR is aimed at balancing growth support with financial stability." - Pan Gongsheng, Governor &amp; CCP Committee Secretary, People's Bank of China</p>
</blockquote>
<h2 id="market-insights">Market Insights</h2>
<p style="background-color: #222222; color: #ffffff; padding: 10px; border-radius: 5px;"><strong>Did you know?</strong> During similar unchanged LPR periods in 2023 and 2024, Asian equity markets saw brief rallies, highlighting historical steadiness rather than volatility.</p>
<p><strong><a href="https://coincu.com/analysis/heres-what-has-been-fueling-bitcoins/" rel="noopener noreferrer nofollow">Coincu analysts emphasize</a></strong> the importance of PBOC’s steady approach, focusing on economic stabilization without immediate lending shifts. Market observers highlight that future PBOC policy actions may increasingly affect cross-asset flows and Asian crypto market liquidity.</p>
<figure class="wp-block-image aligncenter size-large"><a href="https://coincu.com/wp-content/uploads/2025/10/Bitcoin-daily-chart-on-0126-UTC-on-October-20-2025file.jpeg" rel="noopener noreferrer nofollow"> <img src="https://coincu.com/wp-content/uploads/2025/10/Bitcoin-daily-chart-on-0126-UTC-on-October-20-2025file.jpeg" alt="bitcoin-daily-chart-3838"> </a>
 <figcaption>
  Bitcoin(BTC), daily chart, screenshot on CoinMarketCap at 01:26 UTC on October 20, 2025. <em>Source: <a href="https://coinmarketcap.com/currencies/bitcoin/" target="_blank" rel="noopener noreferrer nofollow">CoinMarketCap</a></em>
 </figcaption>
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<p>Market analysts anticipated this outcome, seeing it as a continuity signal by PBOC in broader Asia-Pacific <strong><a href="https://coincu.com/markets/us-china-tariff-impact-tech-crypto/" rel="noopener noreferrer nofollow">economic integration</a></strong>.</p>
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    <td><em><strong>DISCLAIMER</strong>:&nbsp;The information on<a href="https://coincu.com/" rel="noopener noreferrer nofollow"> this website</a> is provided as general market commentary and does not constitute investment advice. We encourage you to do your own research before investing.</em></td>
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</figure> <a href="https://coincu.com/uncategorized/pboc-holds-loan-prime-rates/" rel="noopener noreferrer nofollow">Read original article on coincu.com</a>

People's Bank of China Keeps Loan Prime Rates Steady

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