Factor

Genius

XRP’s price has remained relatively steady even after the introduction of exchange-traded products dedicated to the asset. Market participants continue to question why a major surge has not yet occurred, particularly in light of recent progress in U.S. legislation regarding digital assets.
The <a href="https://timestabloid.com/the-genius-act-passed-document-reveals-what-it-means-for-rlusd-and-xrp/" rel="noopener noreferrer nofollow">signing of the Genius Act</a> earlier this year was viewed by many as a milestone in preparing the foundation for a regulated digital financial system. However, there is growing sentiment that another crucial piece of legislation is needed before the utility of XRP can be fully realized, and it can leave the $3 level.
<h2 id="strong-what-is-holding-xrp-back-strong">What is Holding XRP Back?</h2>
In a video <a href="https://x.com/deepwebslinger/status/1972817590486790435?t=mkXsHop2YwMYDRldtt62Cg&amp;s=19" rel="noopener noreferrer nofollow">shared</a> by DeepWebSlinger (@deepwebslinger), TikTok user Tomihumihum offered a perspective on the issue that has resonated with segments of the XRP community.
He argued that although the Genius Act has already been signed, the absence of the <a href="https://timestabloid.com/heres-how-clarity-act-could-turn-things-around-for-xrp/" rel="noopener noreferrer nofollow">Clarity Act</a> prevents major financial institutions from using digital asset infrastructure.
He stated that “without the Clarity Act, which is supposed to be now under review, nothing can run at full speed,” emphasizing that the regulatory environment remains incomplete.
<blockquote class="twitter-tweet">
 Everyone is wondering why XRP is still hovering around $3. This guy explains it perfectly.
 Be patient <img src="https://s.w.org/images/core/emoji/16.0.1/72x72/1f64f.png" alt="🙏" style="height: 1em; max-height: 1em;"> <a href="https://t.co/BYzezcbpQ9" rel="noopener noreferrer nofollow">pic.twitter.com/BYzezcbpQ9</a>
 — DeepWebSlinger (@deepwebslinger) <a href="https://twitter.com/deepwebslinger/status/1972817590486790435?ref_src=twsrc%5Etfw" rel="noopener noreferrer nofollow">September 30, 2025</a>
</blockquote>

<h2 id="strong-legislation-as-the-key-factor-strong">Legislation as the Key Factor</h2>
According to Tomihumihum, the infrastructure necessary for digital asset integration with traditional finance is already in place. However, it cannot be activated until legislation provides the required authorization. He noted that this situation limits the involvement of large financial corporations with XRP and other tokens he referred to as ISO 20022 coins.
His explanation suggests that the delay in price appreciation is tied to the absence of legal clarity rather than a lack of technological progress or market interest. He added that “it’s not about utility today. It’s about legislation catching up and then utility follows,” implying that legal clarity will unlock the <a href="https://timestabloid.com/ripple-ceo-why-global-institutions-will-adopt-xrp/" rel="noopener noreferrer nofollow">usage of digital assets by institutions</a>.
<blockquote class="twitter-tweet">
 We are on X, follow us to connect with us :- <a href="https://twitter.com/TimesTabloid1?ref_src=twsrc%5Etfw" rel="noopener noreferrer nofollow">@TimesTabloid1</a>
 — TimesTabloid (@TimesTabloid1) <a href="https://twitter.com/TimesTabloid1/status/1934162718258499855?ref_src=twsrc%5Etfw" rel="noopener noreferrer nofollow">June 15, 2025</a>
</blockquote>

<h2 id="strong-expectations-for-the-coming-months-strong">Expectations for the Coming Months</h2>
Tomihumihum’s remarks also pointed to a timeline, suggesting that the signing of the Clarity Act later this year could kickstart a new phase of growth. XRP has stayed between $2 and $3 for most of 2025, and DeepWebSlinger believes the absence of the clarity act is the primary reason why XRP is still around $3.
In his view, liquidity is already available and ready for deployment. Once the Clarity Act is signed, he believes it could trigger a new phase of <a href="https://timestabloid.com/researcher-says-xrp-utility-will-be-supercharged-in-the-coming-months-heres-why/" rel="noopener noreferrer nofollow">price movement based on real-world utility</a>, sending XRP far above $3.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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The post <a href="https://timestabloid.com/expert-explains-why-xrp-still-hovers-around-3/" rel="noopener noreferrer nofollow">Expert Explains Why XRP Still Hovers Around $3</a> appeared first on <a href="https://timestabloid.com" rel="noopener noreferrer nofollow">Times Tabloid</a>.

Expert Explains Why XRP Still Hovers Around $3

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