Brad

JUST

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Levi

<ul>
 <li>Ripple’s blockchain technology rapidly gaining traction among major global banks.</li>
 <li>Brad Garlinghouse claims Ripple will overtake SWIFT in global payments.</li>
 <li>XRP’s efficiency drives costs down, surpassing traditional payment systems.</li>
</ul>
A <a href="https://x.com/LeviRietveld/status/1970192258734448915" target="_blank" rel="noopener noreferrer nofollow">video shared by Levi Rietveld</a> has resurfaced, featuring Ripple’s CEO, Brad Garlinghouse, who confidently claimed that Ripple is “taking over” SWIFT. In the video, Garlinghouse explained how Ripple has successfully onboarded over 100 major banks, positioning its blockchain technology as a powerful alternative to SWIFT’s traditional payment system. 
<a href="https://36crypto.com/brad-garlinghouse-early-life-and-net-worth-the-vision-behind-ripple-and-cryptocurrency-innovation/" target="_blank" rel="noopener noreferrer nofollow">Brad Garlinghouse</a> highlighted a key success story where a remittance company using Ripple’s technology managed to reduce transaction fees from $20 to just $2. 
This cost reduction resulted in an impressive 800% increase in usage overnight, demonstrating Ripple’s ability to enhance both affordability and scalability in the payments industry. Garlinghouse emphasized that such developments underscore the limitations of SWIFT, which continues to struggle with slow transaction times and high fees. 
Also Read: <a href="https://36crypto.com/popular-crypto-whale-gives-candid-advice-to-xrp-holders/" target="_blank" rel="noopener noreferrer nofollow">Popular Crypto Whale Gives Candid Advice to XRP Holders</a> 
<div class="embed-twitter">
 <blockquote class="twitter-tweet">
 XRP JUST IN BIG NEWS! HE KNOWS SOMETHING* <a href="https://twitter.com/hashtag/XRP?src=hash&amp;ref_src=twsrc%5Etfw" target="_blank" rel="noopener noreferrer nofollow">#XRP</a> <a href="https://t.co/61pl3x8sul" rel="noopener noreferrer nofollow">pic.twitter.com/61pl3x8sul</a> 
 — Levi | Crypto Crusaders (@LeviRietveld) <a href="https://twitter.com/LeviRietveld/status/1970192258734448915?ref_src=twsrc%5Etfw" target="_blank" rel="noopener noreferrer nofollow">September 22, 2025</a> 
 </blockquote>
 
</div>
<h2 id="ripple-s-growing-reach-challenges-swift-s-dominance">Ripple’s Growing Reach Challenges SWIFT’s Dominance</h2>
The claims made by Garlinghouse align with a broader trend in the financial world, where Ripple’s decentralized blockchain network is steadily becoming a preferred choice for financial institutions seeking more efficient payment solutions. 
While <a href="https://36crypto.com/ripple-vs-swift-here-are-the-reasons-why-banks-wont-use-xrp-swift-cio-discloses/" target="_blank" rel="noopener noreferrer nofollow">SWIFT remains entrenched</a> in global banking systems, Ripple’s ability to provide faster and cheaper cross-border transactions has made it a viable alternative. Ripple’s technology, which ensures real-time settlement and reduced operational costs, offers the modern, cost-effective solution that SWIFT has failed to match. 
Ripple’s ability to attract large financial players, including major banks, signals a fundamental shift in how global payments are being processed. Ripple’s success in onboarding institutions is a testament to the growing dissatisfaction with legacy systems, which are increasingly seen as inefficient and costly. 
As Ripple’s influence continues to grow, Garlinghouse’s prediction that the company will eventually take over SWIFT seems increasingly plausible. With its fast and cost-effective blockchain technology, Ripple is well-positioned to disrupt the status quo and reshape the future of global payments. 
Also Read: <a href="https://36crypto.com/deutsche-bank-predicts-bitcoin-will-join-central-bank-reserves-by-2030/" target="_blank" rel="noopener noreferrer nofollow">Deutsche Bank Predicts Bitcoin Will Join Central Bank Reserves by 2030</a> 
The post <a rel="noopener noreferrer nofollow" href="https://36crypto.com/brad-garlinghouse-video-resurfaces-ripple-xrp-is-in-fact-taking-over-swift/">Brad Garlinghouse Video Resurfaces: ‘Ripple (XRP) Is In Fact Taking Over SWIFT’</a> appeared first on <a rel="noopener noreferrer nofollow" href="https://36crypto.com">36Crypto</a>.

Brad Garlinghouse Video Resurfaces: ‘Ripple (XRP) Is In Fact Taking Over SWIFT’

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