Spike

Bitcoin

<div class="key-points-section"><b>What to Know:</b>
 <ul>
  <li>Bitcoin considered as collateral by Fannie Mae and Freddie Mac.</li>
  <li>BTC value surged following the policy announcement.</li>
  <li>Major stablecoins included; altcoins largely unaffected.</li>
 </ul>
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<figure class="wp-block-image aligncenter size-large"><a href="https://bitcoininfonews.com/wp-content/uploads/2025/06/pixelated-city-dusk-bitcoin.jpg" rel="noopener noreferrer nofollow"> </a>
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  Bitcoin Proposed as Mortgage Collateral in New FHFA Directive
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<p>FHFA Director William Pulte has proposed Fannie Mae and Freddie Mac assess Bitcoin as mortgage collateral, impacting the mortgage sector and crypto markets.</p>
<p>The initiative marks a shift in federal crypto policy, buoying Bitcoin prices while altering mortgage risk assessments.</p>
<h2 id="fannie-mae-and-freddie-mac-to-evaluate-bitcoin-as-collateral">Fannie Mae and Freddie Mac to Evaluate Bitcoin as Collateral</h2>
<p>William Pulte, head of the <a href="https://www.fhfa.gov" rel="noopener noreferrer nofollow">Federal Housing Finance Agency</a>, instructed Fannie Mae and Freddie Mac to consider <a href="https://www.ledgerinsights.com/federal-housing-finance-agency-crypto-to-be-counted-as-mortgage-collateral/" rel="noopener noreferrer nofollow">Bitcoin</a> as eligible mortgage collateral. This policy change aims to adapt mortgage practices to modern financial landscapes.</p>
<p>Key figures include Pulte, CJ Konstantinos of <a href="https://cointelegraph.com/news/us-home-mortgage-regulator-bitcoin-amid-housing-crisis" rel="noopener noreferrer nofollow">People’s Reserve</a>, and Mitchell Askew of Blockware. They are evaluating the <strong>risk and liquidity</strong> advantages of Bitcoin and stablecoins in collateral assessments.</p>
<h2 id="bitcoin-prices-spike-to-107-000-after-policy-news">Bitcoin Prices Spike to $107,000 After Policy News</h2>
<p>The policy announcement led to a significant rise in <a href="https://finance-commerce.com/2025/06/fannie-freddie-crypto-mortgage-policy-change/" rel="noopener noreferrer nofollow">Bitcoin prices</a>, reaching $107,000. Market reactions show positive sentiment toward Bitcoin, yet altcoins saw minimal benefits from this directive.</p>
<p>This directive prompts potential changes in mortgage <strong>risk management</strong> and <strong>financial planning</strong>. It aligns with broader objectives to position the US as a crypto-friendly leader globally.</p>
<h2 id="overturn-of-previous-crypto-regulations-broadens-participation">Overturn of Previous Crypto Regulations Broadens Participation</h2>
<p>Historically, federal regulations earmarked crypto as a <strong>financial liability</strong>, preventing its use as collateral. Recently repealed regulations have now opened avenues for inclusion in loan evaluations.</p>
<p>Expectations include a transition towards broader crypto adoption in financial sectors, potentially influencing mortgage practices similarly to previous financial product integrations.</p>
<blockquote><strong>"Fannie Mae and Freddie Mac are to assess the risk of accepting crypto assets, such as Bitcoin, as direct collateral for mortgage loans, without mandatory conversion to dollars" - William Pulte, Director, FHFA</strong>
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<blockquote class="twitter-tweet"><a href="https://twitter.com/pulte/status/1937303023518445931" rel="noopener noreferrer nofollow"></a>
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<blockquote class="twitter-tweet"><a href="https://twitter.com/corybates1895/status/1937328951103488500" rel="noopener noreferrer nofollow"></a>
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<blockquote class="twitter-tweet"><a href="https://twitter.com/pulte/status/1937944964656152800" rel="noopener noreferrer nofollow"></a>
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<blockquote class="twitter-tweet"><a href="https://twitter.com/pulte/status/1937944964656152800/photo/1" rel="noopener noreferrer nofollow"></a>
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<blockquote class="twitter-tweet"><a href="https://twitter.com/BTCBULL_TOKEN/status/1929489483906326773/photo/1" rel="noopener noreferrer nofollow"></a>
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    <td><em><strong>Disclaimer</strong>: The information on this <a href="https://bitcoininfonews.com/" rel="noopener noreferrer nofollow">website</a> is for informational purposes only and does not constitute financial or investment advice. Cryptocurrency markets are volatile, and investing involves risk. Always do your own research and consult a financial advisor.</em></td>
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Bitcoin Proposed as Mortgage Collateral in New FHFA Directive

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