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As January 2024 nears its end, some investors have expressed concerns about the performance of Solana (SOL) and XRP. Others have turned their attention to Kelexo (<a target="_blank" href="https://kelexo.com/" rel="noopener noreferrer nofollow">KLXO</a>), a web3-based lending protocol currently in its presale phase.&nbsp;
<h2 class="wp-block-heading" id="solana-facing-headwinds">Solana facing headwinds</h2>
Solana remains a compelling option in 2024.&nbsp;
However, investors pursuing immediate gains may consider alternative strategies like trading meme coins deploying on the network.&nbsp;
You might also like: <a href="https://crypto.news/franklin-templeton-eyes-solana-network-a-prelude-to-a-solana-etf/" rel="noopener noreferrer nofollow"> Franklin Templeton eyes Solana network: A prelude to a Solana ETF? </a>
While these approaches may offer potential returns, they may not be suitable for investors seeking to maximize the value of their investment.&nbsp;
Solana is currently at around $93 but is overly bullish.
<h2 class="wp-block-heading" id="xrp-supporters-bullish">XRP supporters bullish</h2>
XRP is firm following Ripple’s partial victory in its legal challenge with the United States Securities and Exchange Commission (SEC).&nbsp;
However, this positive sentiment was short-lived, as XRP prices declined following the news.
You might also like: <a href="https://crypto.news/xrp-price-gains-7-6-as-sec-dismisses-lawsuit-against-ripple/" rel="noopener noreferrer nofollow"> XRP price gains 7.6% as SEC dismisses lawsuit against Ripple </a>
The coin has been trading sideways at around $0.54 for the past month.&nbsp;
As 2024 progresses, XRP holders remain hopeful that institutional investments may support prices.
<h2 class="wp-block-heading" id="kelexo-presale-is-live">Kelexo presale is live</h2>
The peer-to-peer (P2P) lending market may reach $200 billion in 2024.
<a target="_blank" href="https://kelexo.com/" rel="noopener noreferrer nofollow">Kelexo</a>&nbsp;is a web3 lending and borrowing marketplace whose presale recently launched.&nbsp;
Its native token, KLXO, can be used to make loans, pay fees, and participate in governance.&nbsp;
You might also like: <a href="https://crypto.news/dogecoin-and-solana-holders-looking-at-kelexo-presale/" rel="noopener noreferrer nofollow"> Dogecoin and Solana holders looking at Kelexo presale </a>
At this stage, KLXO is available for $0.022.
Kelexo is creating a marketplace that enables lenders to lend out their crypto holdings and allows borrowers to access fully collateralized crypto credit facilities.&nbsp;
This creates a mutually beneficial situation for lenders and borrowers.&nbsp;
The team’s tokens are locked for 500 days, and Kelexo is implementing a lifelong liquidity lock for long-term sustainability.
Read more: <a href="https://crypto.news/btc-miners-continue-to-unload-pushing-downward-price-momentum/" rel="noopener noreferrer nofollow"> BTC miners continue to unload pushing downward price momentum </a>
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Solana and XRP investors looking at Kelexo presale

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