What is EVAA Protocol (EVAA)?

Deep Dive

1. Purpose & Value Proposition

EVAA targets mass adoption by embedding DeFi into Telegram, a platform with 900M+ monthly active users (CoinMarketCap). Users can earn yield on deposits, borrow via overcollateralized loans, and soon access non-collateralized credit using AI-based risk assessments. Its integration as a Telegram Mini App (@EvaaAppBot) eliminates technical barriers, letting users interact with DeFi as easily as messaging.

2. Technology & Architecture

Built on the TON blockchain, EVAA leverages Telegram’s ecosystem for scalability and user reach. A cross-chain bridge (launched November 2025) enables 1:1 asset transfers between TON, Ethereum, and TRON in under two minutes, reducing costs and slippage (EVAA Protocol). Future upgrades include AI-driven credit scoring for undercollateralized loans, starting in Indonesia.

3. Tokenomics & Governance

The $EVAA token is deflationary, with a buyback-and-burn mechanism funded by protocol revenue (projected $3M+ annually). Only 1.71% of tokens were unlocked at its October 2025 launch to minimize sell pressure. Holders govern key decisions—like collateral types and fee structures—via a DAO, aligning incentives for long-term growth (Kaff 📊).

Conclusion

EVAA Protocol combines Telegram’s reach with DeFi fundamentals, prioritizing accessibility and community governance. Its cross-chain infrastructure and AI innovations aim to redefine lending for retail users. How will EVAA balance scalability and decentralization as its user base grows?