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MobileCoin (MOB) is a decentralized payment platform established in 2017 by MobileCoin Inc. However, the network went live only in December 2020. A privacy-focused cryptocurrency, MOB, was created to be used as digital cash on mobile. Secure and easy payments, along with fast and encrypted transactions, are claimed to protect personal data. The developers aspire to revolutionize the P2P payment system where transactions are stored on a blockchain ledger.

The project was designed to be integrated into messaging apps like WhatsApp, Telegram, Facebook Messenger, and Signal. How does it work: a user enters a PIN code to send or receive funds. No one but a sender/a receiver can check the details of transactions. Users can always recover their keys with a recovery PIN. Confidentiality is a priority, and the platform applies ring signatures to authenticate the ownership and use of digital assets. The benefits of the ecosystem also include security and speed of transactions, environmental friendliness, and intuitive optimization for mobile devices.

MobileCoin is open-source. Users have the option to verify the programming techniques.

In addition, MobileCoin is not only user-friendly but also planet-friendly, claiming to be one of the first negative carbon cryptocurrencies in its niche.

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