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Stablecoins Could Process $1.5 Quadrillion a Year by 2035: Chainalysis

Stablecoin transaction volume could reach $1.5 quadrillion annually by 2035, according to a report published Wednesday by #blockchain analytics firm Chainalysis. That figure assumes two structural shifts in how digital assets move through the global economy. Without those shifts, the firm still projects adjusted stablecoin volume of $719 trillion by the same date, based on current growth alone. #Stablecoins

Chainalysis tracked $28 trillion in real economic activity processed by stablecoins in 2025. That number excludes trading activity and covers only payments, remittances, and financial settlement. Adjusted stablecoin volume has grown at a 133% compound annual rate since 2023, the firm said.

The first catalyst the firm identified is demographic. An estimated $100 trillion in household wealth is expected to move from older generations to Millennials and Gen Z between 2028 and 2048. Those younger cohorts hold and spend digital assets at significantly higher rates than their predecessors. Chainalysis cited 2025 survey data from Gemini showing that nearly half of Millennials and Gen Z have held or currently hold #crypto. That generational transfer alone could add $508 trillion to annual stablecoin volumes by 2035, the report estimated.

The second catalyst is commercial integration. As stablecoins become embedded in merchant checkout systems and back-end payment infrastructure, using them will require no deliberate choice from consumers. Chainalysis said point-of-sale adoption could contribute another $232 trillion annually by 2035. #AI-driven commerce could further accelerate that process, the report added. #PaymentRails