United

JPMorgan

2026

Time

<p>Americans have shown increasing attention to crypto regulation under the Trump era. But things do not happen with a magic wand in this complex field. Policymakers, bankers, and voters must be convinced of the urgency. The paradox is striking: the more regulation is needed, the more obstacles accumulate along the way.</p>
<div class="in-brief">
 <div class="in-brief--container"><span></span><span></span>
  <h2 class="in-brief--title" id="in-brief">In Brief</h2>
  <ul>
   <li>The CLARITY Act aims to clarify the regulation of digital assets in the United States.</li>
   <li>The voting window in the Senate is shrinking before the 2026 midterm elections.</li>
   <li>JPMorgan opposes the bill, while the crypto industry strongly supports it.</li>
   <li>52 million Americans own cryptos and are waiting for a clear legal framework.</li>
  </ul>
 </div>
</div>
<h2 id="h-time-is-running-out-for-cryptoasset-regulation">Time is running out for cryptoasset regulation</h2>
<p>The <a href="https://www.cointribune.com/en/the-clarity-act-will-go-to-markup-on-may-14-the-crypto-industry-holds-its-breath/" rel="noopener noreferrer nofollow">voting window for the CLARITY Act</a> is dangerously shrinking as the midterm elections approach. The Senate has very few working days left before the election campaign monopolizes parliamentarians’ attention.&nbsp;</p>
<div class="my-4">
 <div class="ads "></div>
</div>
<p>Stand With Crypto, representing over one million members, is calling on Senate leaders to <a href="https://washingtonreporter.news/op-ed-mason-lynaugh-congress-is-getting-market-structure-right-for-millions-of-americans-now-its-time-to-get-it-done/" rel="noopener noreferrer nofollow">schedule a vote</a> in the coming weeks.&nbsp;</p>
<blockquote class="wp-block-quote">
 <p><em>The window to carry out this task is limited, with few days left in the current Congressional session before the midterm elections. If Senate leaders do not schedule a vote on the CLARITY Act in the coming weeks, a huge bipartisan effort, compromise, and progress could be lost.</em></p><cite>Source: Mason Lynaugh, Stand With Crypto, June 25, 2026.&nbsp;</cite>
</blockquote>
<p>If the bill is not passed in 2026, another chance might not come until 2030, according to Senator Cynthia Lummis. Time is working against the regulation of digital assets on American soil.</p>
<h2 id="h-banks-vs-the-crypto-industry-a-battle-for-influence">Banks vs. the crypto industry: a battle for influence</h2>
<p>Regulation deeply divides American financial players around this crucial text. Jamie Dimon, JPMorgan’s CEO, strongly opposes the CLARITY Act in its current form. Banks believe this bill favors crypto companies without imposing the same constraints as traditional institutions.&nbsp;</p>
<p>The crypto industry sees this text as essential protection against regulatory arbitrariness. Lobbyists are active behind the scenes in the U.S. Congress.&nbsp;</p>
<blockquote class="wp-block-quote">
 <p><em>The latest tactic to continue pushing back the deadline, and ultimately kill the bill, was to assert that the Senate does not need to prioritize a vote because digital assets are not a priority for voters.</em></p><cite>Source: Mason Lynaugh, Stand With Crypto, June 25, 2026.&nbsp;</cite>
</blockquote>
<p>Regulation is becoming a battlefield between established interests and newcomers. The antithesis is clear: banks defend their dominant position, the crypto industry demands a framework to innovate safely.</p>
<h2 id="h-52-million-americans-are-waiting-for-clear-rules-on-regulation">52 million Americans are waiting for clear rules on regulation</h2>
<p>Stand With Crypto states that 52 million Americans own digital assets in their portfolios. Among them, 59% do not support a fixed political party and remain undecided. These are swing voters who could tip the upcoming midterm elections.&nbsp;</p>
<div class="affiliate-button"><a href="https://coinbase-consumer.sjv.io/qzm0Jq" rel="noopener noreferrer nofollow">Your 1st cryptos with Coinbase</a><a href="https://www.cointribune.com/en/sponsored-content/" rel="noopener noreferrer nofollow">This link uses an affiliate program.</a>
</div>
<p>Crypto regulation has become a kitchen table topic for millions of American households. Over one-third of crypto owners use it for daily personal transfers. 21% use it to pay monthly expenses like rent or bills. 20% buy everyday goods with digital assets.&nbsp;</p>
<p>Regulation has become a matter of digital sovereignty for the United States. China is watching and could set standards instead of Americans. Ethics demand that Congress act without delay.</p>
<div class="my-4">
 <div class="ads "></div>
</div>
<h3 id="key-figures-of-the-clarity-act">Key figures of the CLARITY Act</h3>
<ul>
 <li>52 million Americans own digital assets;</li>
 <li>74% of crypto owners support pro-regulation candidates;</li>
 <li>59% of crypto owners do not support a fixed party;</li>
 <li>30% of Americans use crypto for everyday purchases.</li>
</ul>
<p>The CLARITY Act divides Washington. JPMorgan and Coinbase <a href="https://www.cointribune.com/en/coinbase-vs-jpmorgan-the-clarity-act-at-the-heart-of-a-historic-rivalry/" rel="noopener noreferrer nofollow">clash over this text</a>. Regulation of digital assets has become an electoral issue. Americans are waiting for clear rules. The window is closing; the choice is between inaction or decisive progress.</p>

CLARITY Act: Senate faces a very narrow window before midterm elections

Table of Contents

Cointribune EN

Other articles published on Jun 27, 2026

Join our free newsletter for daily crypto updates!