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One in four investors across Europe's four largest economies now holds cryptocurrency, and 35% would switch banks for better crypto access, according to a new survey of 6,000 respondents.
<h2 id="boerse-stuttgart-survey-details">Boerse Stuttgart Survey Details</h2>
The findings come from <a href="https://www.coindesk.com/business/2026/04/21/european-banks-are-at-risk-of-losing-customers-to-rivals-with-better-crypto-tools" rel="noopener noreferrer nofollow">Boerse Stuttgart</a> Digital, which <a href="https://www.cryptonewsz.com/35-of-crypto-users-may-switch-banks-eu-study/" rel="noopener noreferrer nofollow">commissioned</a> market research firm Marketagent to poll investors aged 18 to 70 in Germany, Italy, Spain and France between August 2025 and January 2026.
<blockquote>
 Spain led adoption at nearly 28%. Germany followed at 25%, with Italy at 24% and France at 23%.
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Overall, 36% of current holders said they were likely to reinvest within five years. Spain again topped general investment interest, at over 40%.
Also Read:<a href="https://yellow.com/news/hoskinson-292m-kelpdao-ethereum-weakness" rel="noopener noreferrer nofollow">$292M KelpDAO Hack Highlights Ethereum Weakness, Hoskinson Says</a>
<h2 id="banks-face-customer-flight">Banks Face Customer Flight</h2>
"Crypto adoption across Europe is continuing to grow, with Spain emerging as a frontrunner," Dr. Matthias Voelkel, CEO of Boerse Stuttgart Group, <a href="https://rwatimes.substack.com/p/european-investors-say-they-would" rel="noopener noreferrer nofollow">said</a>. He pointed to the sustained intention to invest further despite market volatility.
The study also <a href="https://phemex.com/news/article/european-investors-eye-bank-switch-for-enhanced-crypto-services-74991" rel="noopener noreferrer nofollow">found</a> 35% of European investors would consider switching banks for better crypto services, rising to 40% in Spain.
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 Nearly one in five expect their bank to offer crypto access within three years.
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Knowledge gaps remain the biggest drag. About 76% of respondents said the market is insufficiently regulated, while 65% of Germans still find digital assets too complex.
The results track with earlier Boerse Stuttgart moves. The firm opened a Madrid hub in September 2025 and became the first German provider to secure an EU-wide MiCA custody license in January 2025.
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35% Of European Investors Would Ditch Their Bank For Crypto Access

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