Major

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Billion

<div class="key-points-section">
 Key Points:
 <ul>
 <li>Crypto card payments reportedly exceed $15 billion monthly, led by Visa.</li>
 <li>Visa holds over 80% share in these transactions.</li>
 <li>P2P stablecoin transfers are approximately $11 billion monthly.</li>
 </ul>
</div>
Artemis reports the monthly transaction volume of cryptocurrency card payments has hit $15 billion, driven largely by Visa and Mastercard, outpacing P2P stablecoin transfers at $11 billion.
Such trends indicate cryptocurrency cards now dominate stablecoin use, challenging traditional payment systems and sparking discussions on their potential financial impact.
<h2 id="crypto-card-payments-reach-15-billion-monthly-visa-dominates">Crypto Card Payments Reach $15 Billion Monthly, Visa Dominates</h2>
According to <a href="https://coincu.com/markets/hassett-fed-chair-odds-rise/" rel="noopener noreferrer nofollow">Artemis</a>, monthly cryptocurrency card payments have exceeded $15 billion, marking a significant rise in stablecoin use. Visa leads the market, accounting for over 80% of these transactions, while Mastercard holds a smaller but expanding share.
The rise in cryptocurrency card usage represents a major shift. Cards now dominate stablecoin activity on-chain, possibly reducing reliance on traditional peer-to-peer methods. This change is supported by on-site merchant acceptance and the popularity of card-linked rewards.
Market observers note that the increased reliance on card payments could spark regulatory scrutiny. While there are no direct responses from industry leaders, Artemis's data underscores a potential trend of enhanced crypto integration in consumer transactions.
<h2 id="shifts-in-stablecoin-use-and-potential-regulatory-scrutiny">Shifts in Stablecoin Use and Potential Regulatory Scrutiny</h2>
Did you know? Major growth in crypto card payments mirrors the adoption curve seen in credit card history, potentially signaling a similar trajectory for digital assets in mainstream finance.
As reported by CoinMarketCap, <a href="https://coincu.com/news/china-stablecoins-halt-digital-yuan/" rel="noopener noreferrer nofollow">USDC</a> maintains its stable value at $1.00, with a market cap of $75.64 billion. This stablecoin shows negligible fluctuation over 30 days but slightly dropped by 1.9% over 90 days.
<figure class="wp-block-image aligncenter size-large">
 <a href="https://coincu.com/wp-content/uploads/2026/01/USDC-daily-chart-on-0227-UTC-on-January-16-2026file.jpeg" rel="noopener noreferrer nofollow"> <img src="https://coincu.com/wp-content/uploads/2026/01/USDC-daily-chart-on-0227-UTC-on-January-16-2026file.jpeg" alt="usdc-daily-chart-394" class="wp-image-389156"> </a>
 <figcaption class="wp-element-caption">
 USDC(USDC), daily chart, screenshot on CoinMarketCap at 02:27 UTC on January 16, 2026. Source: <a href="https://coinmarketcap.com/currencies/usd-coin/" rel="noopener noreferrer nofollow">CoinMarketCap</a>
 </figcaption>
</figure>
Insights from the <a href="https://coincu.com/news/hashkey-hkex-listing-digital-assets/" rel="noopener noreferrer nofollow">Coincu research team</a> suggest that the expansion of crypto card payments might prompt <a href="https://www.cftc.gov/PressRoom/SpeechesTestimony/phamatkinsstatement090525" rel="noopener noreferrer nofollow">regulatory changes</a>. "We have reported multi-billion-dollar stablecoin-linked volumes, positioning Visa as a pivotal player in crypto card spending with an 80% share," noted Visa, Payment Processing Giant in their recent communications. While some market skeptics express caution, historical data trends imply possible increased adoption, bridging traditional and digital finance avenues.
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 <td>DISCLAIMER:&nbsp;The information on<a href="https://coincu.com/" rel="noopener noreferrer nofollow"> this website</a> is provided as general market commentary and does not constitute investment advice. We encourage you to do your own research before investing.</td>
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</figure> <a href="https://coincu.com/uncategorized/crypto-card-payments-15-billion-monthly/" rel="noopener noreferrer nofollow">Read original article on coincu.com</a>

Crypto Card Payments Surpass $15 Billion Monthly According to Report

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