Stablecoin

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<a style="text-decoration:none" href="https://bsc.news/post/sei-network-layer1-blockchain-analysis">Sei Network</a> will&nbsp;<a style="text-decoration:none" href="https://x.com/SeiNetwork/status/1998769931718922608?s=20">integrate</a> a pre-installed crypto wallet and discovery app on new Xiaomi smartphones sold outside mainland China and the United States. This partnership makes it possible for Xiaomi users to access crypto tools without extra downloads, and it will introduce&nbsp;<a style="text-decoration:none" href="https://bsc.news/post/understanding-stablecoins-how-they-work-guide">stablecoin</a> payments for Xiaomi’s global retail network.
<div>
 <blockquote class="twitter-tweet">
 A new era of mobile finance is coming to Xiaomi's global user base. 
 A next-gen finance app powered by Sei and designed for stablecoin payments, will be integrated into the Xiaomi mobile ecosystem, coming pre-installed on new devices. 
 Money made instant — built into your phone. <a href="https://t.co/75ly01AHB3">pic.twitter.com/75ly01AHB3</a>— Sei (@SeiNetwork) <a href="https://twitter.com/SeiNetwork/status/1998769931718922608?ref_src=twsrc%5Etfw">December 10, 2025</a>
 </blockquote>
</div>
The move joins the worlds of mobile hardware and blockchain infrastructure in a direct way. It places Sei inside one of the most widely used smartphone ecosystems, and offers a new distribution path for digital asset tools. It also answers a long running challenge in the industry: user onboarding.
<h2 dir="ltr" id="span-span-strong-what-does-the-sei-and-xiaomi-collaboration-include-strong-span-span">What Does the Sei and Xiaomi Collaboration Include?</h2>
Sei and Xiaomi will distribute a next generation crypto wallet and app on every new Xiaomi smartphone outside mainland China and the United States. This app will offer login options through Google or Xiaomi accounts. That removes the usual friction of seed phrases or manual wallet creation.
The integration includes:
<ul>
 <li>Multi party computation wallet security</li>
 <li>A curated list of leading decentralized applications</li>
 <li>Peer to peer transfers</li>
 <li>Consumer to business payments</li>
 <li>Discovery features for new crypto tools</li>
</ul>
These features are designed for users who want a fast entry point to crypto as well as those who already interact with web3 applications.
The rollout focuses on regions where Xiaomi has a strong market presence and where crypto adoption is already steady. These include Europe, Latin America, Southeast Asia, and Africa.&nbsp;
Per reports, Xiaomi holds more than 36% of Greece’s smartphone market and more than 24% in India. Global shipments reached 168 million devices in 2024, giving Xiaomi a 13 percent global market share.
This scale means the pre installed wallet may be the first exposure to crypto for millions of users.
<blockquote>
 "By embedding Sei's high-performance infrastructure directly into one of the world's most popular smartphone ecosystems, we're not just solving the onboarding problem—we're reimagining how billions of users will interact with digital assets in their daily lives,” said Jeff Feng, Co-Founder of Sei Labs.
</blockquote>
Sei’s infrastructure supports this strategy with sub 400 millisecond finality and the ability to process thousands of transactions per second.
<h2 dir="ltr" id="span-span-strong-stablecoin-payments-across-xiaomi-s-retail-network-strong-span-span">Stablecoin Payments Across Xiaomi’s Retail Network</h2>
One of the more ambitious parts of the collaboration is the plan for real world stablecoin payments. The goal is to enable customers to purchase Xiaomi products using stablecoins such as USDC on the Sei network.
This includes payments at Xiaomi’s retail stores and through its online channels. Xiaomi operates more than 20,000 retail outlets across many regions. If stablecoin transactions are introduced at this scale, it could offer a new use case for digital payments across consumer electronics.
Initial stablecoin payment support is expected in Hong Kong and the European Union by the second quarter of 2026. Other jurisdictions will follow based on regulatory approvals.
Stablecoin payments have become a key topic in global finance. They offer predictable value and fast settlement. Companies like Visa and PayPal have begun exploring how stablecoins fit into their systems.&nbsp;
<h2 dir="ltr" id="span-span-strong-sei-launches-a-global-mobile-innovation-program-strong-span-span">Sei Launches a Global Mobile Innovation Program</h2>
Alongside the Xiaomi partnership, Sei is creating a $5 million dollar Global Mobile Innovation Program. This initiative will support developers building applications for mobile environments, especially those focused on onboarding, payments, and decentralized finance.
Sei wants to encourage builders to create tools that align with the new distribution path created through Xiaomi. A mobile focused approach is becoming more important in crypto, especially in regions where smartphones are the main gateway to financial services. Examples include India, Nigeria, and Indonesia, where mobile-first fintech tools have grown rapidly.
The program supports consumer apps, new wallet standards, and services linked to stablecoins and decentralized liquidity.&nbsp;
The SEI network is an independent layer one blockchain. It carries $90 million in stablecoins and about $215 million dollars in decentralized liquidity. Liquidity comes from a mix of layer one chains like&nbsp;<a style="text-decoration:none" href="https://bsc.news/post/what-is-bnb-chain-layer-one-blockchain-guide">BNB Chain</a> and layer two networks like&nbsp;<a style="text-decoration:none" href="https://bsc.news/post/polygon-ethereum-layer-2-scaling-analysis">Polygon</a> and&nbsp;<a style="text-decoration:none" href="https://bsc.news/post/arbitrum-ethereum-layer-2-analysis">Arbitrum</a>.
<h2 dir="ltr" id="span-span-strong-what-makes-this-integration-different-from-other-blockchain-partnerships-strong-span-span">What Makes This Integration Different From Other Blockchain Partnerships?</h2>
Many blockchains focus on crypto native channels. They try to onboard users through decentralized apps, exchanges, or social platforms. Sei is taking another route by embedding blockchain tools directly into devices and retail experiences.
This mirrors earlier technology shifts. Pre-installed apps helped mobile banking reach scale in the 2010s. Integrated cloud services on smartphones brought millions of users into online storage systems. The same approach is now being applied to digital assets.
This model could influence how other ecosystems think about user growth.
After the rollout begins, new Xiaomi phones will ship with the wallet and discovery app already installed. Existing users may receive promotion through Xiaomi’s ad networks.
Users can open the app and authenticate using their Google or Xiaomi IDs. This replaces seed phrase onboarding with a more familiar flow. Features such as decentralized app access, peer transfers, and consumer payments will be visible from the main dashboard.
Users who have never used crypto can begin with simple actions like storing assets or exploring stablecoin tools. Experienced users can connect to decentralized exchanges or multi chain platforms already linked to the Sei ecosystem.
<h2 id="span-span-conclusion-span-span">Conclusion</h2>
The integration between Sei and Xiaomi introduces a direct path for mobile based crypto adoption. The pre installed app brings wallet access, decentralized applications, and future stablecoin payments to a global user base. Xiaomi’s scale allows Sei to reach both experienced users and those entering crypto for the first time. With high performance infrastructure and a mobile focused strategy, Sei positions itself for growth in practical consumer environments rather than isolated crypto channels.
<h2 dir="ltr" id="span-span-resources-span-span">Resources</h2>
<ol>
 <li>
 <a style="text-decoration:none" href="https://x.com/SeiNetwork">Sei Network on X</a>: Announcements (December 2025)</li>
 <li>
 <a style="text-decoration:none" href="https://blog.sei.io/announcements/sei-expands-to-xiaomis-global-user-base-with-pre-installed-app/">Announcement</a>: Sei Expands to Xiaomi’s Global User Base with Pre-Installed App</li>
 <li>
 <a style="text-decoration:none" href="https://www.coindesk.com/business/2025/12/09/sei-wallets-to-come-pre-installed-on-millions-of-xiaomi-phones">Report by CoinDesk</a>: Sei Wallets to Come Pre-Installed on Millions of Xiaomi Phones</li>
</ol>

Sei Enters Xiaomi Ecosystem With Direct Access to Crypto Tools on New Devices

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