Stablecoin

Pendle

Arthur

Yield

New York, NY, USA, December 8th, 2025, Chainwire 
The Banking System Is Failing Users. Stablecoin neobanks are emerging as the first consumer category that routes institution-grade yield back to the people who generate it.
For decades, banks and financial institutions have captured the upside created by their customers. They kept the yield, controlled the data, and earned returns on deposits while savers received pennies. Even today, the financial system offers little transparency into where user funds go or how value is generated.
A new category is beginning to flip that model. User-owned, stablecoin neobanks are giving people access to the same yield institutions kept for themselves. <a href="https://www.superform.xyz/" rel="noopener noreferrer nofollow">Superform</a> uses onchain vaults to route protocol-level earnings directly to users rather than intermediaries. It is the first time everyday savers can tap into what was previously an institutional-only opportunity.
With more than 180,000 active users earning through its platform, Superform is designing a modern, onchain alternative to traditional financial infrastructure.&nbsp;
<blockquote>
 “People have finally realized they don’t need banks to access yield,” said Vikram Arun, CEO and Co-Founder of Superform Labs. “The upside users create should flow back to them, not into balance sheets they never see. Onchain vaults allow value to return to the source.”
</blockquote>
Solution: A User-Owned Stablecoin Neobank
Superform’s products are designed to make earning onchain simple and transparent. SuperVaults v2 packages the best yield across protocols like Pendle, Morpho, Aave, and Euler, then automates allocation, routing, and rebalancing. Users deposit once. Superform handles everything else.
By combining variable lending rates with fixed-yield Pendle PT exposure, SuperVaults v2 gives users a dual-yield strategy typically reserved for sophisticated institutional desks.
This infrastructure represents a new category: A stablecoin neobank owned by the people who use it.
What’s Coming Next: Superform’s New Apps
To bring these capabilities to a broader audience, Superform will debut its new mobile and desktop apps. The new experience will give users seamless access to over 1,000 earning opportunities across chains, all in a single click. The goal is to offer a clean, modern interface while keeping the core system fully onchain and self-custodial.
<blockquote>
 “With our new apps, anyone can access institutional-grade earning tools without needing to understand DeFi mechanics,” said Blake Richardson, COO and Co-Founder. “We believe this is how onchain wealth should feel.”
</blockquote>
Superform’s ecosystem continues to be supported by its community of real users, who have contributed more than $1.5 million in vault pre-deposits ahead of the v2 rollout and ongoing public sale.
About Superform
<a href="https://www.superform.xyz/" rel="noopener noreferrer nofollow">Superform</a> is the first user-owned stablecoin neobank to effortlessly grow your crypto portfolio. Superform helps users maximize returns on their crypto by providing access to over 800 earning opportunities with $10B in TVL across 50 protocols. Superform’s SuperVaults product offers single-transaction deposits into multi-protocol, yield bearing vaults. These “set and forget” opportunities are focused on earning users stablecoin yields. SuperVaults have been audited by yAudit and multiple independent security researchers from Spearbit.
Backed by $9.5M in funding from leading investors including VanEck Ventures, Polychain Capital, Circle, BlockTower Capital, Maven11 Capital, CMT Digital, and Arthur Hayes, Superform Labs is simplifying the path to onchain wealth. 
<h5>Contact</h5>VP Kayla Gill Serotonin kayla@serotonin.cp 
Disclaimer. This is a paid press release. CoinMarketCap does not recommend that any cryptocurrency (bitcoin, ethereum, custom asset) should be bought, sold or held. Do conduct your own due diligence and consult your financial advisor before making any investment decisions.

Superform Brings Institutional-Level Yield to Everyday Users With New Stablecoin Neobank Products (8 Dec)

Chainwire

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