Cronos

Hong Kong, 2 October 2025 — Cronos, Morpho and Crypto.com, today announced a collaboration to bring advanced lending and borrowing to the Cronos network and scale decentralized finance for millions of global users. The announcement marks the next phase of their relationship,&nbsp; which will include the upcoming integration of Morpho Vaults into Crypto.com's product offerings earlier this year.
The collaboration will expand Morpho’s capital-efficient lending network beyond Ethereum and set the foundation for new collateral types and tokenization use cases in the fast-growing Cronos ecosystem.
Cronos and Morpho will work together to launch stablecoin lending markets backed by wrapped assets such as CDCBTC and CDCETH. The first vaults on Cronos network are anticipated in Q4 2025, giving users the ability to borrow against their holdings or supply assets into Morpho Vaults to earn interest, with rates adjusting dynamically based on supply and demand.
Morpho is planned to be integrated directly into the Crypto.com App and Exchange, potentially extending access to its millions of global users, making Morpho’s lending markets on Cronos accessible to one of the largest user bases in the industry and driving substantial on-chain activity.
Looking further ahead, the teams are also exploring the use of wrapped real-world assets (RWA) as collateral within Morpho Vaults on Cronos. This long-term direction reflects a shared vision to expand access to tokenized assets and bridge traditional finance with on-chain markets.
The collaboration comes as Cronos advances its 2025–2026 roadmap, positioning the chain as the blockchain of choice for institutions through tokenization, AI integration and global distribution. Recent upgrades have cut gas fees by 10x and reduced block times to under one second, driving a 400% increase in daily transactions.
“Collaborating with Morpho is an exciting milestone for our community,” said Mirko Zhao, Head of Cronos Labs. “By working together to enable borrowing and lending with wrapped assets, we’re unlocking immediate utility for users while also laying the groundwork for tokenization and institutional-grade use cases that are central to our long-term roadmap.”
The roadmap also sets out initiatives such as a tokenization platform for equities, funds and real estate, seamless access to millions of users and merchants globally via Crypto.com and expanded institutional use cases for CRO, the native token of Cronos.
“We're excited to keep growing the DeFi Mullet: with Crypto.com in the front, Morpho on Cronos in the back to bring the benefit of on-chain lending to millions of users through familiar user experience,” said Paul Frambot, Co-founder and CEO of Morpho. “Together, we will bring new lending markets to Cronos and explore future collateral types, from wrapped assets to potentially tokenized real-world assets, to expand the scope and accessibility of DeFi.”
“Our mission has always been to accelerate the world’s transition to cryptocurrency, and this collaboration with Morpho and Cronos is a powerful step in that direction,” said Ketat Sarakune, Head of Yield &amp; Asset Growth at Crypto.com. “By embedding Morpho vaults into the Crypto.com platform, we are giving millions of users seamless access to advanced DeFi lending markets, all powered by the Cronos network’s speed, scalability and low costs.”
This collaboration will give Cronos users access to the same non-custodial lending infrastructure that has been proven on Ethereum, enhanced by Cronos’ low fees, fast finality and thriving ecosystem of dApps.

About Cronos
Cronos is a leading blockchain ecosystem, supported by Crypto.com and more than 500 application developers and contributors representing an addressable user base of more than 150 million people around the world. Cronos' mission is to to build the DeFi infrastructure that makes tokenized markets open, compliant and usable by billions.
The Cronos universe encompasses 3 chains: Cronos EVM, the leading Ethereum-compatible blockchain built on the Cosmos SDK; Cronos POS, a leading Cosmos chain for payments and NFTs; and Cronos zkEVM, a new high performance layer 2 network secured by Ethereum.
Cronos ranks among the top 15 blockchain ecosystems, encompassing more than 6 billion dollars of user assets. Since inception, it has securely settled more than 100 million transactions.
Transaction fees are paid in Cronos ($CRO), a blue chip cryptocurrency.
Cronos is supported by Cronos Labs, a Web3 start-up accelerator focused on DeFi, GameFi and the development of the Cronos ecosystem.
For more information, visit <a href="https://cronos.org" rel="noopener noreferrer nofollow">https://cronos.org</a> or follow <a href="https://x.com/cronos_chain" rel="noopener noreferrer nofollow">@cronos_chain</a> on X.
About Morpho
<a href="https://morpho.org/" rel="noopener noreferrer nofollow">Morpho</a> is the most trusted onchain lending network with $13B+ in deposits. Businesses can connect to Morpho's open infrastructure to power any lending or borrowing use case at scale, including embedded crypto-backed loans and custom yield solutions.
About Crypto.com
Founded in 2016, Crypto.com is trusted by millions of users worldwide and is the industry leader in regulatory compliance, security and privacy. Our vision is simple: Cryptocurrency in Every Wallet™. Crypto.com is committed to accelerating the adoption of cryptocurrency through innovation.
Learn more at <a href="https://crypto.com/" rel="noopener noreferrer nofollow">https://crypto.com</a>

Cronos, Morpho and Crypto.com Announce Collaboration to Expand DeFi Lending and Tokenization Opportunities

Cronos

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