Stablecoin

Bermuda

Brian

USDC

<h2 id="what-did-1money-announce">What Did 1Money Announce?</h2>
<p>Blockchain payments startup 1Money said Thursday it has secured 34 U.S. money transmitter licences (MTLs) alongside a Class F digital asset licence from the Bermuda Monetary Authority, clearing a path for a global rollout of regulated stablecoin services. MTLs are a prerequisite for handling fiat-linked digital payments across U.S. states, and only a handful of crypto-native companies — including Coinbase, Circle, and Paxos — hold comparable nationwide coverage.</p>
<p>The approvals allow 1Money to launch “stablecoin orchestration services,” combining a dedicated layer-1 blockchain protocol with fiat connectivity and orchestration tools. This setup will let issuers mint stablecoins and <a href="https://financefeeds.com/tokenized-real-world-assets/" rel="noopener noreferrer nofollow">tokenized real-world assets</a> while linking directly into traditional banking networks. The Bermuda licence mirrors the framework held by Circle Internet Financial, which manages the $32 billion USDC stablecoin.</p>
<p>CEO Brian Shroder, a former president of Binance.US, said the licences provide 1Money with the ability to “orchestrate stablecoin flows across both traditional rails and emerging blockchain infrastructure.”</p>
<h3 id="investor-takeaway">Investor Takeaway</h3>
<div style="background: #f9f9f9; border-left: 4px solid #ff9900; padding: 12px; margin: 16px 0;">
 1Money’s dual U.S.–Bermuda regulatory approvals give it a rare compliance footprint among stablecoin players, positioning it to compete directly with Circle, Paxos, and PayPal in institutional payments.
</div>
<h2 id="why-stablecoin-adoption-is-accelerating">Why Stablecoin Adoption Is Accelerating</h2>
<p>The announcement comes as stablecoin usage surges globally. Industry data shows $94.2 billion worth of stablecoin transactions were settled between January 2023 and February 2025. Stablecoins now account for more than 10% of total crypto market capitalization, with circulation exceeding $160 billion, led by Tether (USDT) with $112 billion and Circle’s USDC with $32 billion.</p>
<p>Institutional interest is deepening: a May survey of nearly 300 executives across banks, fintechs, and payment providers found 90% are already using or exploring stablecoins. On the retail side, adoption is also expanding, with supermarket chain Spar in Switzerland beginning to accept stablecoin payments in August 2025.</p>
<p>Traditional payment giants are accelerating integration as well. Shopify enabled early access to USDC payments in June, Visa expanded its network to include multiple stablecoins including PayPal USD, and Mastercard has partnered with Circle to expand USDC’s reach. Visa reported that its pilot stablecoin settlement platform processed over $5 billion in transactions across three continents in Q2 2025.</p>
<h2 id="how-regulation-shapes-the-market">How Regulation Shapes the Market</h2>
<p>Global regulators remain cautious. The European Central Bank warned in January 2025 that widespread adoption of dollar-denominated stablecoins could “undermine monetary sovereignty” in the eurozone. Europe’s Markets in Crypto-Assets Regulation (MiCA), effective mid-2024, already imposes strict reserve and reporting requirements on issuers.</p>
<p>In this context, 1Money’s licences are strategic. By meeting both U.S. state-level and offshore regulatory standards, the company can pitch itself as a compliance-forward alternative at a time when banks and fintechs are seeking trustworthy partners for blockchain-based payments.</p>
<h3 id="investor-takeaway">Investor Takeaway</h3>
<div style="background: #f9f9f9; border-left: 4px solid #ff9900; padding: 12px; margin: 16px 0;">
 Regulatory clarity is becoming a differentiator in the stablecoin market. With MiCA in Europe and MTLs in the U.S., licensed players like 1Money could gain institutional adoption faster than unregulated competitors.
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<h2 id="what-s-next-for-1money">What’s Next for 1Money?</h2>
<p>Armed with its new licences, 1Money plans to position itself as a global stablecoin settlement provider, directly competing with Circle, Paxos, and PayPal. Analysts at Bernstein project that the stablecoin payments market could surpass $2.8 trillion annually by 2028, underlining the potential upside for fully regulated entrants.</p>
<p>Whether 1Money can capture market share will depend on execution: building liquidity in its layer-1 blockchain, integrating with banks and fintechs, and demonstrating reliability in regulated environments. With stablecoins at the intersection of crypto and traditional finance, the company’s regulatory-first approach could be its most powerful differentiator.</p>

1Money Secures US and Bermuda Licenses to Build Stablecoin Payments Blockchain

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