<p>In the world of cryptos, where every tweet, prediction, or technical analysis can sway markets, a new forecast is shaking up the XRP community. This time, it’s not just a publicity stunt or a sleight of hand, but a quantified hypothesis that could change the game: XRP at 100 dollars. This estimate, proposed by a renowned researcher, is based on the idea that the crypto captures 10% of the daily transaction volume of SWIFT, the giant of interbank payments. A spectacular scenario that arouses as much hope as skepticism.</p> 
<h2 id="the-projections-around-xrp">The projections around XRP</h2> 
<p>Crypto Tank, an influential researcher within the XRP community, has thrown a spanner in the works of price predictions. According to him, <a href="https://www.cointribune.com/en/crypto-markets/xrp-xrp-en/" target="_blank" rel="noreferrer noopener">the price of XRP</a> could reach 100 dollars if the crypto managed to capture 10% of the daily volume processed by SWIFT, the global network essential for interbank transactions. To put it in context, SWIFT handles nearly 5,000 billion dollars in transactions per day, and capturing even a fraction of this volume would mark a historic turning point for XRP. Currently, the transaction volume of XRP is about 1 billion dollars per day, and such an increase would require an exponential expansion of its use, thereby reinforcing its potential role as a major disruptor in cross-border payments.</p>
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<p><a href="https://thecryptobasic.com/2024/09/16/researcher-suggests-xrp-to-reach-100-if-it-captures-10-of-swifts-daily-volume/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=researcher-suggests-xrp-to-reach-100-if-it-captures-10-of-swifts-daily-volume" target="_blank" rel="noreferrer noopener">Crypto Tank is not the only one to anticipate peaks for XRP</a>. Figures like Javon Marks and EGRAG have also advanced ambitious targets, respectively 100 and 99 dollars, using technical analyses and historical projections to justify their predictions.</p> 
<h2 id="h-les-ambitions-de-xrp-face-a-swift-entre-promesses-et-realites-du-marche">The ambitions of XRP versus SWIFT: Between promises and market realities</h2> 
<p>The idea that XRP could capture a significant portion of SWIFT’s transactions is certainly appealing, but it raises questions about the crypto’s real ability to evolve and impose itself against established banking infrastructures.</p> 
<p>Such adoption would imply not only a massive change in the habits of financial institutions but also increased regulation and significant technological challenges. Proponents of this vision believe that XRP could offer a faster and cheaper alternative to current systems, but this transition largely depends on the willingness of financial players to integrate a blockchain solution on a large scale in an environment often reluctant to change.</p> 
<p>The hypothesis of seeing XRP reach 100 dollars by acquiring 10% of SWIFT’s volume remains a highly speculative vision. <a href="https://www.cointribune.com/en/crypto-the-expected-explosion-for-xrp-may-never-happen/" target="_blank" rel="noreferrer noopener">If it were to materialize</a>, an investment of 10,000 dollars today could yield approximately 1,708,201.59 dollars. In the meantime, let’s dream…</p>

Crypto: XRP Could Reach $100… But At What Cost?

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