## Τι Είναι το DFI.MONEY (YFII);

Το DFI.MONEY, γνωστό και ως YFII, είναι ένα fork της δημοφιλούς πλατφόρμας συνάθροισης αποκεντρωμένης οικονομίας([DeFi](https://coinmarketcap.com/alexandria/article/what-is-decentralized-finance)) yearn.finance ([YFI](https://coinmarketcap.com/el/currencies/yearn-finance/)).

Τέθηκε σε λειτουργία τον Ιούλιο του 2020 και στοχεύει στη βελτιστοποίηση των αποδόσεων για τους επενδυτές DeFi, τηρώντας παράλληλα τις αλλαγές που προτείνονται σε ένα σχέδιο αναβάθμισης που ονομάζεται YIP-8.

Εκτός από τις αλλαγές στο πρωτόκολλο, το DFI.MONEY κυκλοφόρησε επίσης νέα προϊόντα, κυρίαρχο μεταξύ αυτών, το Vault, που το περιγράφει ως «φοβερό προϊόν».

Το εγγενές token του DFI.MONEY είναι το YFII, ένα token σταθερής προσφοράς το οποίο κερδίζουν οι πάροχοι ρευστότητας σύμφωνα με την αλληλεπίδρασή τους στο δίκτυο.

### Ποιοι Είναι οι Ιδρυτές του DFI.MONEY;

Το DFI.MONEY δημιουργήθηκε ως ένα hard fork του yearn.finance, του συναθροιστή για αποδόσεις DeFi που δημιουργήθηκε από τον Andre Cronje.

Ο Cronje άφησε την αρχική μορφή του yearn.finance, το iEarn, στις αρχές του 2020, αλλά επέστρεψε για να συνεχίσει την ανάπτυξή του και στη συνέχεια η δημοτικότητά του αυξήθηκε σημαντικά καθώς το DeFi έγινε πιο mainstream.

Τον Ιούλιο του 2020, η εξόρυξη και το farming του token του yearn.finance, YFI, τελείωσε, και μια πρόταση για την προστασία παροχής ρευστότητας από «φάλαινες» κέρδισε 80% υποστήριξης μεταξύ των συμμετεχόντων στο πρωτόκολλο. Ωστόσο, δεν εγκρίθηκε από το yearn.finance επειδή δεν πληρούσε την απαιτούμενη απαρτία 33%.

Ως αποτέλεσμα, μια ομάδα χρηστών επέλεξε να κάνει hard fork στο πρωτόκολλο για να δημιουργήσει το DFI.MONEY, με το δικό του token, το YFII.

Το «σκληρό πιρούνι» εφάρμοσε την πρόταση, γνωστή ως YIP-8, η οποία κάνει τις ανταμοιβές YFII να μειώνονται κάθε εβδομάδα, ακολουθώντας ένα μοτίβο που διαδόθηκε από το [Bitcoin](https://coinmarketcap.com/el/currencies/bitcoin/) (BTC).

### Τι Κάνει το DFI.MONEY Μοναδικό;

Το DFI.MONEY ουσιαστικά εκπληρώνει τον ίδιο ρόλο στην αγορά DeFi με το yearn.finance, και υπόκειται σε διαφορετικούς κανόνες πρωτοκόλλου για το token του και με ορισμένα νέα χαρακτηριστικά.

Έτσι, η απήχησή του βρίσκεται κυρίως σε χρήστες του προκατόχου του που ψήφισαν υπέρ του YIP-8, καθώς και σε νεοφερμένους επενδυτές DeFi που θέλουν να μεγιστοποιήσουν τις αποδόσεις παρέχοντας ρευστότητα.

Ο ιστότοπος του DFI.MONEY αναφέρει ότι το πρωτόκολλό του ανήκει εξ ορισμού στην κοινότητα και δεν προσφέρει εμπορικά κίνητρα, όπως ανταμοιβές προγραμματιστών.

Οι χρήστες συμμετέχουν σε μία ή και στις δύο ομάδες ρευστότητας που διαθέτουν [Curve](https://coinmarketcap.com/el/exchanges/curve-finance/) (CFI) ή [Balancer](https://coinmarketcap.com/el/currencies/balancer/) (BAL), κερδίζοντας token YFII ως ανταμοιβή για την παροχή ρευστότητας.

Το DFI.MONEY εισήγαγε επίσης μια νέα δυνατότητα, το Vault, το οποίο επιδιώκει να δώσει στους χρήστες του τις υψηλότερες αποδόσεις από οποιοδήποτε token αυτόματα σύμφωνα με στρατηγικές που υποβάλλονται από χρήστες, χωρίς οι ίδιοι να ρυθμίζουν τις συναλλαγές.

#### Σχετικές σελίδες:

Διάβασε περισσότερα για το yearn.finance [εδώ](https://coinmarketcap.com/el/currencies/yearn-finance/).

Διάβασε περισσότερα για το Harvest Finance [εδώ](https://coinmarketcap.com/el/currencies/harvest-finance/).

Είσαι νέος στα κρυπτονομίσματα; Βρες τις απαντήσεις σε όλες τις ερωτήσεις σου με το [Alexandria](https://coinmarketcap.com/alexandria/categories/crypto-basics), το ειδικό εκπαιδευτικό βοήθημα του CoinMarketCap.

### Πόσα Νομίσματα DFI.MONEY (YFII) Υπάρχουν σε Κυκλοφορία;

Το YFII είναι ένα token με προδιαγραφές ERC-20 με σταθερή προσφορά 40.000 YFII. Σύμφωνα με τα χαρακτηριστικά που ορίζονται και γίνονται δεκτά στο YIP-8, δεν αφαιρέθηκαν token από τη συνολική προσφορά, ούτε από προεξόρυξη, ούτε από προπώληση ούτε διατέθηκαν σε προγραμματιστές.

Το DFI.MONEY δηλώνει ότι ο μόνος τρόπος για να κερδίσει κανείς YFII είναι η παροχή ρευστότητας στο πρωτόκολλο. Τα token διανέμονται σύμφωνα με την παροχή ρευστότητας, με τις ανταμοιβές να μειώνονται εβδομαδιαία. Κάθε μία από τις δύο ομάδες ρευστότητας ξεκίνησε με 20.000 YFII.

Επιβεβαιώνεται από το πρόγραμμα ότι η διανομή token ολοκληρώθηκε 10 εβδομάδες μετά την έναρξή της, στα τέλη Σεπτεμβρίου 2020.

### Πώς Διασφαλίζεται το Δίκτυο DFI.MONEY;

Το DFI.MONEY δηλώνει ότι το YFII έχει μια εγγυημένη προσφορά 40.000 token που δεν μπορούν να χειριστούν οι προγραμματιστές.

Αυτό κατέστη δυνατό με την αποστολή κλειδιών που επιτρέπουν την κοπή νέων token σε μια λεγόμενη διεύθυνση «μαύρης τρύπας» καθώς η πρόσβαση σε αυτά χάνεται οριστικά.

Οι προγραμματιστές δημοσίευσαν συνδέσμους προς τις συναλλαγές που δείχνουν τη μεταφορά των κλειδιών στη μαύρη τρύπα.

### Πού Μπορείς να Αγοράσεις DFI.MONEY (YFII);

Το YFII έχει γίνει ένα δημοφιλές token διαπραγματεύσεων από την κυκλοφορία του. Από τον Οκτώβριο του 2020, είναι διαθέσιμο σε πολλά μεγάλα χρηματιστήρια, με ζεύγη διαπραγματεύσεων με κρυπτονομίσματα, [stablecoin](https://coinmarketcap.com/alexandria/article/what-is-a-stablecoin) και άλλα DeFi token.

Τα [Binance](https://coinmarketcap.com/el/exchanges/binance/), [OKEx](https://coinmarketcap.com/el/exchanges/okex/) και [Huobi Global](https://coinmarketcap.com/el/exchanges/huobi-global/) είναι μεταξύ των χρηματιστηρίων με τον μεγαλύτερο όγκο YFII.

Εξακολουθείς να είσαι αρχάριος στα κρυπτονομίσματα; Διάβασε τον [εύκολο οδηγό](https://coinmarketcap.com/how-to-buy-bitcoin/) μας για την αγορά Bitcoin ή οποιουδήποτε άλλου κρυπτονομίσματος.

DFI.Money

Trust Wallet

MetaMask

Binance Chain Wallet

Welcome to DFI.Money's Community channel aggregated by CoinMarketCap.

Ethereum

Shiba Inu

Chainlink

UNUS SED LEO

Uniswap

ABBC Coin

Zynecoin

Galeon

dForce

SPECTRE AI

Peercoin

Bubblefong

GET Protocol

Weave6

Octopus Network

DORK LORD

GG MetaGame

Mythos

Yearn.finance is an aggregator service for decentralized finance (DeFi) investors, using automation to allow them to maximize profits from yield farming.

Its goal is to simplify the ever-expanding DeFi space for investors who are not technically minded or who wish to interact in a less committal manner than serious traders.

Launched in February 2020, the service, formerly known as iEarn, has seen huge growth in recent months as new products debuted and developers released in-house token YFI.

yearn.finance

Harvest Finance

Unifi Protocol DAO

C.R.E.A.M Finance is a decentralized  DeFi lending protocol for individuals, institutions and protocols to access financial services. Part of the yearn.finance ecosystem, C.R.E.A.M. Finance is a permissionless, open source and blockchain agnostic protocol serving users on Ethereum, Binance Smart Chain Polygon and Fantom.

Users who are passively holding Ether or wBTC can deposit their assets on C.R.E.A.M. to earn yield, similar to a traditional savings account. For more information visit https://app.cream.finance/.

The C.R.E.A.M. Finance protocol was created as a Compound Finance fork.

C.R.E.A.M Finance is open-source, permissionless, blockchain-agnostic and offers yield farming rewards to its users in order to inclusively develop its network.

The project (which stands for Crypto Runs Everything Around Me) was launched unexpectedly on the Ethereum network on Aug. 3, 2020 through the YOLO liquidity pool. In September 2020 it went live on the Binance Smart Chain (BSC).

The CREAM token allows users to lend, borrow, stake assets and help govern the network, allowing them to vote on assets to support or delist.

Cream Finance

Balancer is an automated market maker (AMM) that was developed on the Ethereum blockchain and launched in March 2020. It was able to raise a $3M seed round by Placeholder and Accomplice. Balancer protocol functions as a self-balancing weighted portfolio, price sensor and liquidity provider. It allows users to earn profits through its recently introduced token ($BAL) by contributing to customizable liquidity pools.

To learn more about this project, check out our deep dive of Balancer(https://coinmarketcap.com/alexandria/article/what-is-balancer.

The protocol operates a few types of pools:

Private pools give the owner governance over the pool, and make the person the sole contributor of liquidity to the pool. Also, all the parameters are mutable by the owner.

Shared pools are for those who want to become liquidity providers (LPs). The LPs are rewarded with the Balancer Pool Tokens (BPTs).

Smart pools are similar to private pools but are controlled by a smart contract. They also reward using BPTs and allow anyone to contribute liquidity to the pool.

Balancer

Augur

BarnBridge, founded in 2019, is a protocol for tokenizing risks. It was launched in September 2020. BarnBridge is a sort of decentralized finance (DeFi) lego for creating tradeable tokens that expose a consumer to market volatility. As of March 2021, the platform is still in an early stage of launch.

To learn more about this project, check out our deep dive of Quant.

BarnBridge is a project that expands the functionality of DeFi to make it more flexible and efficient. By tokenizing market fluctuations and exposure to risks, it can reduce volatility for conservative investors or increase it for daytraders. BarnBridge enables traditional risk management tools and fixed income instruments on the DeFi market. The main focus is dividing cryptocurrency risks into tranches so market participants, depending on their risk profile, can invest in different products or assets.

BarnBridge

Enzyme

Metal DAO

Bancor is an ecosystem of decentralized, open-source protocols that promote on-chain trading and liquidity.

Its main protocol, Carbon, is a decentralized trading protocol allowing users to perform automated trading strategies using custom on-chain limit orders and range orders, with the option of combining orders together to create automated buy low, sell high strategies.

By design, Carbon orders are irreversible on execution, easily adjustable directly on-chain, and resistant to MEV sandwich attacks. These capabilities give users an unprecedented level of control and automation to perform novel trading strategies on-chain.

Fast Lane, a separate open-source arbitrage protocol, allows any user to perform arbitrage between Bancor ecosystem protocols and external on-chain exchanges and redirect arbitrage profits back to the Bancor ecosystem.

All Bancor ecosystem protocols are governed by the BancorDAO via staked BNT.

Bancor

Tellor is a decentralized oracle protocol.

Oracles are a key part of blockchain infrastructure that update valuable off-chain data, making it available for on-chain smart contracts.

Tellor’s oracle supplies data that can be requested, validated and put on-chain permissionlessly with data reporters competing for incentives of TRB. Data reporters bring valuable information on-chain for a wide range of DeFi applications.

Tellor

Keep3rV1 is a decentralized platform designed to facilitate the coordination between projects that need to source outside development operations and those who can provide those required services. Essentially, the project serves as a job board that facilitates the interaction between job posters, such as decentralized finance protocols, and job executors, known as Keepers. The tasks performed by Keepers range from submitting and calling transactions on-chain to completing complex operations off-chain. Keep3rV1 uses an ERC-20 token, KP3R, for governance and to provide rewards to Keepers.

The project was first announced on Oct. 22, 2020. It launched on the Ethereum mainnet in beta mode on Oct. 28, 2020.

Keep3rV1

Civic is a blockchain-based identity management solution that gives individuals and businesses the tools they need to control and protect personal identity information.

The platform is designed to change the way we think about identity verification by giving users more control over their personal data, while allowing them to access a wide range of services without needing to fork over excessive amounts of personal information.

Civic's identity verification solution uses distributed ledger technology to authorize identity usage in real time, and is used to sparingly share information with Civic partners after authorization by the user.

Unlike some other identity management services, Civic users store all their sensitive data on their mobile device. Users are able to authorize the sharing of specific personal data by providing a biometric signature through the Civic app.

The Civic ecosystem is enabled by a unique utility token known as the Civic token (CVC), which is used for the settlement of identity-related transactions between Civic participants — such as between a customer and service provider.

Users can earn CVC tokens for completing a variety of tasks, such as signing up for a service through the platform or introducing new users, while validators can earn CVCs for validating documents for service providers.

Civic was launched in 2018, following a sell-out initial coin offering (ICO) the year prior.

Civic

Aragon

UMA was founded in 2018 by Allison Lu and Hart Lambur, two ex Goldman Sachs traders, with the goal of making global markets universally fair, accessible, secure and decentralized.

The team drew inspiration from traditional finance derivatives to define an open-source protocol to allow anyone, anywhere, to design and build trustless financial contracts.

OMG Network, formerly known as OmiseGo, is a non-custodial, layer-2 scaling solution built for the Ethereum blockchain. As an Ethereum scaling solution, OMG Network is designed to allow users to transfer ETH and ERC20 tokens significantly faster and cheaper than when transacting directly on the Ethereum network.

The network is based on a novel scaling solution called MoreViable Plasma, which uses a sidechain architecture to group several transactions off-chain into a batch, which can then be verified as a single transaction on the Ethereum root chain. According to OMG Network, this technology has the potential to scale Ethereum to thousands of transactions per second (TPS) — instead of the 10 to 14 tps Ethereum 1.0 is currently capable of.

The network is powered by the OMG utility token, which can be used as one of the payment methods for fees on the OMG Network, and will eventually be stakable — helping to secure the network in return for rewards.

OMG Network

Venus is an algorithmic money market and synthetic stablecoin protocol launched exclusively on Binance Smart Chain (BSC).

The protocol introduces a simple-to-use crypto asset lending and borrowing solution to the decentralized finance (DeFi) ecosystem, enabling users to directly borrow against collateral at high speed while losing less to transaction fees. In addition, Venus allows users to mint VAI stablecoins on-demand within seconds by posting at least 200% collateral to the Venus smart contract.

VAI tokens are synthetic BEP-20 token assets that are pegged to the value of one U.S. dollar (USD), whereas XVS tokens are also BEP-20-based, but are instead used for governance of the Venus protocol, and can be used to vote on adjustments—including adding new collateral types, changing parameters and organizing product improvements.

The governance of the protocol is entirely controlled by XVS community members, since the Venus founders, team members and other advisors do have any XVS token allocations.

Venus

Band Protocol is a cross-chain data oracle platform that is able to take real-world data and supply it to on-chain applications, while also connecting APIs to smart-contracts to facilitate the exchange of information between on-chain and off-chain data sources.

By supplying reputable, verifiable real-world data to blockchains, Band Protocol unlocks a range of new use cases for developers to explore — since they can now use any type of real-world data as part of their decentralized application (DApp) logic, including sports, weather, random numbers, price feed data and more.

Band Protocol initially launched as an ERC-20 project on the Ethereum blockchain in September 2019, but transitioned to the Cosmos network in June 2020 with the release of Band Protocol 2.0. The new protocol is built on BandChain using the Cosmos SDK. Oracle nodes on BandChain not only relay data but are also involved in block production/validation, giving them a dual role.

BAND is the native token of the Band Protocol ecosystem and is used as collateral by validators involved in fulfilling data requests, as well as the main medium of exchange on BandChain — being used to paying for private data.

Band Protocol

Decred is Money Evolved.

By combining battle tested Proof-of-Work with an innovative take on Proof-of-Stake that places coin holders in charge of shaping the future, Decred is able to adapt to challenges and innovate at a rapid pace. You acquire influence in Decred by putting “skin in the game”.

Decred’s security, privacy, scalability, and decentralized treasury empower stakeholders and provides them with the tools needed to enhance their financial sovereignty.