Monetha

# What Is Monetha?

Everyone’s earning from your data. Except you.

Monetha makes your data work for you. It enables individuals to control their digital profiles and receive rewards for their data. 

Monetha is of the belief that users' control over their digital footprint can pave the way for a more equitable interaction between consumers and businesses, benefiting all parties involved.

By interacting with companies in a usual manner, users earn points redeemable for products, vouchers, and cryptocurrencies, or gain access to exclusive deals and discounts. Companies, in turn, equipped with your preferences, can better cater to your needs and earn your loyalty.

Think of your digital profile as a universal discount card that opens the door to an array of benefits.


## Who Are the Founders of Monetha?

Monetha is co-founded by Andrej Ruckij and is the company's CEO. Andrej has a gigantic experience as Vice President of Development at Adform: global digital advertising company. He is an engineering star who led a 300+ team of engineers to create the scalable Adform technology that is now used globally.

With a degree in computer science, Andrej is recognized as one of the thought leaders in Agile software development philosophy and runs one of the most read Agile blogs in the world called Agile Mindstorm. It is notable that Andrej left Adform after 9 years of excellent work to co-found Monetha.


## What Makes Monetha Unique?

Monetha is a service that combines best features from cashback and affiliate services available on the market. This is made possible through the unique peer-to-peer data exchange technology, which facilitates secure and privacy-conscious information sharing between users and businesses, eliminating the need for intermediaries.

Monetha users accumulate points for shopping with Monetha partners or sharing opinions through surveys. These points can be redeemed for a wide array of rewards such as products, vouchers, crypto, or they can be used to unlock exclusive deals and offerings.

Monetha users have access to a diverse range of partners both online and offline. This includes a myriad of options from online shopping portals to retail stores, bars, and restaurants that are all part of the expansive Monetha network.

Interaction with Monetha partners rewards users with points, with returns potentially reaching up to 70% of the purchase price. Interactions, as defined by the partner, can be transaction-based, like the traditional cashback on purchases, or activity-based, such as referring a friend.

Users seeking to further boost their points can:

* Engage in surveys and express thoughts on various brands, products, or services.
* Deposit MTH tokens to fast-track point accumulation and unveil exclusive deals.
* Planned - Opt to share their preference data with the Monetha partners.

The reward potential with Monetha is limitless, with its catalog brimming with options such as gift cards, cryptocurrencies and discount codes. Other reward options are in-progress.


### How Many Monetha (MTH) Tokens Are There in Circulation?

Monetha (MTH) has a maximum supply of 402,400,000 tokens. As of today, all 402,400,000 MTH tokens have been unlocked.

Out of the max supply of MTH tokens, 15% are allocated to the Monetha team. Another 13% to the loyalty program. Additional 12% for Bounty campaign, advisors, partners, ICO campaign costs. For future financing of the company - 10%. Crowdsale participants - 50%


### How Is Monetha Network Secured?

MTH is an [ERC-20](https://coinmarketcap.com/alexandria/article/the-beginners-guide-to-erc-20-tokens-and-addresses) token which means it is running on the [Ethereum](https://coinmarketcap.com/alexandria/article/an-intro-to-ethereum-eth) blockchain.

Ethereum blockchain uses [proof-of-stake (PoS)](https://coinmarketcap.com/alexandria/glossary/proof-of-stake-pos) consensus algorithm and battle-tested network of validators. To date, the Ethereum network has never been successfully attacked and is considered one of the most secure networks currently operating. Therefore, the MTH token is safe to use.


### Where Can You Buy Monetha (MTH)?

Monetha (MTH) tokens can currently be purchased on these exchanges:

*  [LBank](https://coinmarketcap.com/exchanges/lbank/)
*  [BitMart](https://coinmarketcap.com/exchanges/bitmart/)
*  [Mercatox](https://coinmarketcap.com/exchanges/mercatox/)

New to cryptocurrency? [Read more](https://coinmarketcap.com/how-to-buy-bitcoin/) about buying crypto.


#### Related Pages:
Learn about the [Ethereum](https://coinmarketcap.com/currencies/ethereum/) blockchain which the MTH token is running on.

Stay up to date on all things crypto with the [CoinMarketCap Blog](https://coinmarketcap.com/alexandria)

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Populous is a network designed to offer small and medium-sized enterprises (SMEs) invoice liquidity for up to 90 days. Launched in 2017, Populous is designed to enable peer-to-peer (P2P) interaction between enterprises, boost liquidity and solve problems with working capital for SMEs.

By relying on blockchain technology and smart contracts, the Populous network facilitates decentralized communication between businesses and allows them to share liquidity pools. According to the network’s official whitepaper, there is a need for liquidity in the sector, and Populous is trying to bring the solution. By providing short-term liquidity to enterprises through P2P lending, the network gives enterprises quick access to capital, which cannot be achieved by waiting for customers to settle invoices.

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Hifi (formerly Mainframe) is a Lending Protocol that allows anyone to borrow against their crypto. Hifi uses a bond-like instrument, representing an on-chain obligation that settles on a specific future date. Buying and selling the tokenized debt enables fixed-rate, fixed term lending and borrowing — something much needed in decentralized finance today. It is anticipated that a ticker symbol change will occur alongside future iterations on the Hifi Lending Protocol.

Mainframe Token (MFT) is the native utility token that is used for:

Governance votes

Staking to ensure the safety of the protocol

Rewarding contributors to the ecosystem

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Borrow:  Lock collateral in a vault to mint fixed-rate, fixed-term debt tokens.  These debt tokens can be swapped for instant liquidity allowing users to leverage long, yield farm, or pursue other strategic trades without selling their collateral tokens.

Lend:  Buy fixed-rate, fixed-term debt tokens for a discount.  When the term expires they can be redeemed for face value, earning lenders a predictable return on their investment.

Provide Liquidity:  Earn trading fees by providing liquidity between debt tokens and stablecoins on an Automated Market Maker (AMM).

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CyberVein's big-data solution is based on the PISR (private, interlink, secure, robust) distributed database, database operations are stored on CyberVein blockchain network which runs on a Proof-of-Contribution (PoC) consensus mechanism. The solution is focusing on enterprise-level "blockchain + big-data" customized services.

CVT is the native utility token that is used for:

Storage payment: The data owner pays the corresponding storage fee based on the file size and bandwidth consumed in such a process.

Computing power payment: Payments from user to owner for usage, and remuneration for software developers is going to be exclusively conducted in CVT.

Data exchange: On CyberVein's federated learning platform, the data acquirer trades the data at a price contracted between the two parties for distributed modeling applications.

CROSS NFT issuance payment: Dapp businesses are obligated to pay for Storage and Data Exchange in light of network resources occupied, and may set up CyberVein token as a means of payment to issue NFT or conduct business in accordance to their desired business model.

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PISR Consortium database, creates better data management: through safe and reliable virtual machine operation and maintenance of user data, data is efficiently aggregated for upstream data, and data traceability and tracking are realized to ensure the reliability of data sources and outputs, and achieve cross-level, cross-departmental data sharing to improve the timeliness, diversity, stock and density of data to realize the commercial value of data, and truly solve the problems in data flow.

DAG storage chain, creates safer data storage, with better efficiency, no block confirmation, low transaction fees, and also eliminates miner, supports asynchronous verification and parallel processing of each node, the more nodes, the faster the speed, the stronger the scalability, which leads to better scalability. The database backup on DAG storage chain provides an extra layer of security for businesses.

Cytrix, allows GPU to be shared. Nodes can contribute part of their GPU to the network, in return for compensation through the Proof of Contribution mechanism. The contributed GPU can aid enterprises or individuals in data modeling with federated learning.

Federated Learning Platform, enables data to be monetized. Federated Learning is a distributed machine learning workflow. The datasets are first trained locally, and the data of all parties is kept locally, without revealing privacy or violating regulations.  Individual terminals return trained models to the server to create a shared model. Effectively protect data privacy and security, solve the problem of information silo, and thus realize the value of data. The platform will also provide algorithms to support data modeling operations by enterprises and individuals.