## Τι είναι το Dot Finance;

Το Dot Finance είναι μια αποκεντρωμένη πλατφόρμα χρηματοοικονομικής (DeFi) που λειτουργεί εντός του οικοσυστήματος Polkadot. Ο κύριος στόχος του είναι να διευκολύνει την ανάπτυξη και την διαλειτουργικότητα των blockchain, συμβάλλοντας στην ανάπτυξη ενός αποκεντρωμένου διαδικτύου. Η πλατφόρμα παρουσιάζει μια σειρά από χρηματοοικονομικά εργαλεία και υπηρεσίες σχεδιασμένα να εξυπηρετούν ένα ευρύ κοινό, ενθαρρύνοντας έτσι την μεγαλύτερη υιοθέτηση του πλαισίου Polkadot.

Ένα από τα κύρια χαρακτηριστικά του Dot Finance είναι ο αγροτικός συγκεντρωτής DeFi, ο οποίος είναι προσαρμοσμένος για να μεγιστοποιεί την αποδοτικότητα των δραστηριοτήτων yield farming. Αυτοματοποιώντας και συνθέτοντας τις αποδόσεις σε βέλτιστα διαστήματα, διασφαλίζει ότι οι συμμετέχοντες μπορούν να κερδίσουν τις υψηλότερες δυνατές αποδόσεις. Επιπλέον, η πλατφόρμα αντιμετωπίζει το ζήτημα των υψηλών κόστων συναλλαγών, γνωστών ως τέλη gas, ενσωματώνοντας τη συνεργασία με το Moonriver και το Binance Smart Chain, το οποίο βοηθά στη μείωση αυτών των εξόδων.

Το Dot Finance δεν επικεντρώνεται μόνο στην βελτιστοποίηση των αποδόσεων· επικεντρώνεται επίσης στην επέκταση της χρησιμότητας και της προσβασιμότητας του οικοσυστήματος Polkadot. Αυτ

### Πώς εξασφαλίζεται το Dot Finance;

Η Dot Finance ενισχύει την ασφάλεια της πλατφόρμας της μέσω μιας πολυδιάστατης προσέγγισης, επικεντρώνοντας στην ακεραιότητα και την ασφάλεια των λειτουργιών της εντός του χώρου του DeFi, ιδιαίτερα εντός του οικοσυστήματος του Polkadot. Η πλατφόρμα χρησιμοποιεί ασφαλή, ελεγμένα έξυπνα συμβόλαια ως βασικό στρώμα του πλαισίου ασφαλείας της. Αυτά τα έξυπνα συμβόλαια υπόκεινται σε αυστηρούς ελέγχους για να διασφαλιστεί ότι είναι ελεύθερα από ευπάθειες και σχεδιασμένα για να προστατεύουν τις συναλλαγές και τις αλληλεπιδράσεις των χρηστών στην πλατφόρμα.

Εκτός από τους ελέγχους των έξυπνων συμβολαίων, η Dot Finance υλοποιεί διαδικασίες επαλήθευσης πολλαπλών υπογραφών. Αυτό το μέτρο ασφαλείας απαιτεί από πολλαπλά μέρη να υπογράψουν για συναλλαγές, προσθέτοντας ένα επιπλέον στρώμα προστασίας ενάντια στην ανεξουσιοδότητη πρόσβαση ή τις απατηλές δραστηριότητες. Αυτή η μέθοδος είναι ιδιαίτερα αποτελεσματική στην μείωση των κινδύνων που σχετίζονται με τα ενιαία σημεία αποτυχίας, διασφαλίζοντας ότι οι κρίσιμες λειτουργίες προχωρούν μόνο με συναίνεση μεταξύ των εξουσιοδοτημένων μερών.

Η δέσμευση της πλατφόρμας στην ασφάλεια αποδεικνύεται περαιτέρω από

### Πώς θα χρησιμοποιηθεί το Dot Finance;

Η Dot Finance είναι έτοιμη να διαδραματίσει σημαντικό ρόλο στο τοπίο της αποκεντρωμένης χρηματοοικονομικής (DeFi), ιδιαίτερα εντός του οικοσυστήματος Polkadot. Σκοπεύει να δημοκρατικοποιήσει την πρόσβαση στις χρηματοοικονομικές υπηρεσίες, καθιστώντας τες πιο προσβάσιμες σε ευρύτερο κοινό. Αυτή η πλατφόρμα είναι σχεδιασμένη να αξιοποιεί τις δυνατότητες του πλαισίου Polkadot για να προσφέρει μια σειρά από χρηματοοικονομικά εργαλεία και υπηρεσίες που ανταποκρίνονται σε διάφορες ανάγκες εντός του χώρου DeFi.

Μία από τις βασικές χρήσεις της Dot Finance είναι να διευκολύνει τη χρηματοοικονομική αλληλεπίδραση από άτομο σε άτομο, επιτρέποντας στα άτομα να αλληλεπιδρούν απευθείας μεταξύ τους για χρηματοοικονομικές συναλλαγές χωρίς την ανάγκη παραδοσιακών μεσαζόντων. Αυτή η προσέγγιση όχι μόνο απλοποιεί τις συναλλαγές αλλά επίσης μειώνει το κόστος και αυξάνει την αποδοτικότητα. Επιπλέον, η Dot Finance πρόκειται να προσφέρει λύσεις μικροχρηματοδότησης, επιτρέποντας στους χρήστες να έχουν πρόσβαση ή να προσφέρουν χρηματοδότηση μικρής κλίμακας. Αυτό είναι ιδιαίτερα ωφέλιμο για άτομα ή μικρές επιχειρήσεις που μπορεί να μην έχουν πρόσβαση σε συμβατικές πηγές χρ

### Ποια κύρια γεγονότα έχουν συμβεί για το Dot Finance;

Η Dot Finance έχει σημειώσει την παρουσία της στον τομέα της αποκεντρωμένης χρηματοοικονομικής (DeFi) μέσω μιας σειράς σημαντικών γεγονότων, αντανακλώντας τη δέσμευσή της για την προώθηση της ανάπτυξης του οικοσυστήματος Polkadot. Ένα από τα καθοριστικά στιγμιότυπα για τη Dot Finance περιλαμβάνει την ίδρυσή της ως πλατφόρμα DeFi με στόχο την αξιοποίηση της αρχιτεκτονικής του Polkadot για την προσφορά ενός συνόλου χρηματοοικονομικών εργαλείων. Αυτή η πρωτοβουλία σχεδιάζεται για να προσελκύσει ένα ευρύ φάσμα χρηστών απλοποιώντας την πρόσβαση στα προϊόντα και τις υπηρεσίες DeFi, προωθώντας έτσι την ευρύτερη υιοθέτηση.

Η πλατφόρμα έχει εισάγει καινοτόμα χαρακτηριστικά όπως η αυτόματη σύνθεση για την εξόρυξη ρευστότητας, η οποία αυτοματοποιεί τη διαδικασία επανεπένδυσης για να μεγιστοποιήσει την απόδοση για τους χρήστες. Επιπλέον, η εκκίνηση ενός προγράμματος επιχορηγήσεων σηματοδοτεί την αφοσίωση της Dot Finance στην υποστήριξη αναδυόμενων έργων εντός του οικοσυστήματος Polkadot, συμβάλλοντας περαιτέρω στην ανάπτυξη και επέκτασή του.

Μια άλλη αξιοσημείωτη ανάπτυξη είναι η δημιουργία ενός δείκτη για τα νομίσματα Polkadot, παρέχοντας στους χρήστες μια διαφορ



Dot.Finance is a new DeFi platform designed to incentivize the growth of the Polkadot ecosystem. By providing access to a variety of battle-tested high-performing financial instruments, Dot.Finance is designed to bring DeFi to a wide range of users and will help increase user exposure to the many benefits of the Polkadot ecosystem. This will help grow the adoption of not just the Polkadot framework but the many new DeFi products and services that Dot.Finance is building on top of Polkadot’s safe, secure, and resilient architecture.
among our poducts:
* auto compounding for liquidity mining 
* "grant program" to support new projects on the dot ecosystem. 
* index for polka tokens. 
* polka dex aggregator. 
* Il Guard

Dot Finance

MetaMask

Binance Chain Wallet

BNB Smart Chain (BEP20)

PancakeSwap

Trust Wallet Token

BinaryX

SafePal

Phoenix

Ontology Gas

Venus BNB

Venus BTC

Sleepless AI

MOBOX

TokenFi

Metars Genesis

Seedify.fund

Cheelee

EGGY

Vyvo Coin

Probinex

Lesbian Inu

A.I.Earn

Karus Starter

NAGA

BABB is a London-based FinTech company that provides accessible financial services to individuals worldwide. It uses blockchain technology to create peer-to-peer banking solutions, e-money accounts, and crypto-wallets. The BABB app offers seamless financial management, global money transfers, and access to banking services – all with a focus on empowering financially underserved communities.

ReDeFi: A Subsidiary of BABB

ReDeFi is an FMI platform designed for regulated financial institutions like banks, financial institutions, e-commerce and governments. It utilises a layer-1 and layer-2 model to facilitate the secure and compliant issuance of Onchain Money.

BABB

Handshake is a decentralized permissionless system that is intended to incentivize a distributed network of computers to operate a system for domain name ownership.

Under Handshake, every peer is tasked with validating and managing the root DNS naming zone, with the objective of providing an alternative to current certificate authorities and naming systems.

Different participants across the internet such as social networking handles and domains rely on a centralized approach. This means the systems depend on a system of honesty — and are still prone to cyber attacks and fraud.

Handshake aims to eradicate this problem by creating a decentralized internet that relies on a peer-to-peer system.

Handshake

Splinterlands is a digital, collectible card game based on blockchain technology and inspired by games like Magic the Gathering and Hearthstone, where players build a collection of cards with different attributes and battle other players in skills-based matches. It is a game where players can buy, sell and trade their digital assets just as they would with physical trading cards games such as Magic the Gathering, Pokémon and Yu-Gi-Oh!

Splinterlands was created as players lost the ability to truly own their assets (or trading cards) once games went digital. With blockchain technology, it allows players to own and trade their digital assets freely once again. It also allows the game to have true scarcity and transparency, which means all cards on Splinterlands have a verifiable supply and historical record.

Players battle other players by choosing ranked or practice battles. With ranked battles, players can increase their rating. There is no downside to playing ranked battles as a beginner since players with a rating below 100 do not lose ranking points. Battles take place between players of similar strength. When matched up with an opponent, both players choose a set of six monster cards and one summoner card for the battle to destroy all their opponent’s monster cards and win the battle.

Although the game is free-to-play, players need to purchase the summoner’s spellbook for $10 if they want to unlock the game in full. With the summoner’s spellbook, players get access to their account keys and unlock the ability to earn Dark Energy Crystals, which can be redeemed for real currency.

Splinterlands started in May 2018 and launched Splintershards (SPS) – its governance token for the SPS decentralized autonomous organization (DAO) at the end of July 2021. It concluded a $3.6M private token sale for 6.6% of the SPS token supply. After reaching 100,000 players in its first three years, it added another 50,000 in just over a month from June 2021. Splinterland plans to build out its game in the latter half of 2021, with oracle integration planned for Q1 2022.

Splintershards

OCP introduces an innovative relayer mechanism that seamlessly connects applications to a modular permissionless custody protocol. OCP operates a protocol that acts akin to a mesh network, enabling an end-user to leverage a diverse set of key management protocols. We call this “Keychain Aggregation”. Building a protocol that solves for Keychain Aggregation not only simplifies the way developers can build, abstracting risk and complexity, but it also harmonizes and aggregates the economics associated with having multiple bilateral commercial relationships.

With OCP, we have a new custody primitive that embraces (1) modularity, in connecting key management solutions, and (2) decentralisation, in the way users can access key generation and transaction signing services. We are particularly excited to pioneer this, witnessing existing security and custody solutions struggle to adapt to the ongoing proliferation of chains. Additionally, with the impending tokenization of Real World Assets (RWAs) - potentially mobilizing over trillions of dollars into the blockchain ecosystem - the demand for versatile and modular solutions is clear and present.

Open Custody Protocol

QuickSwap [Old]

Efinity is a cross-chain NFT platform developed by Enjin and built on Polkadot. Efinity was created as the next generation blockchain for digital assets with the aim of adapting to the challenges of the world of non-fungible tokens (NFTs), according to the project.

The main specialization of the Efinity project is the NFT space. With the protocol, traders and gamers can create, distribute, transfer, sell and buy NFTs. Efinity aims to remove barriers to entry into the NFT space/decentralized gaming, and to simplify user experience and digital asset governance.

Efinity Token powers the entire Efinity ecosystem, EFI aims to prioritize the generation, transfer and purchase of tokens using an inter-chain infrastructure of protocols resulting in lower transaction fees. As for incentives, rewards on PoW blockchains with NFT functionality go to miners who create/trade tokens, thereby forming a community.

One of the long-term goals of Efinity is to become a hub for both fungible and non-fungible tokens, accepting tokens from any other chain, facilitating the pricing and exchange of NFTs, increasing transaction volume, and creating network effects.

In December 2021, the project won the Polkadot parachain auction, and in March 2022, Enjin launched their flagship parachain Efinity on the Polkadot Relay Chain — a blockchain platform that provides a decentralized parachain network where people havecontrol over their data and identity.

Efinity Token

Reef is a Reliable Extensible Efficient Fast Layer-1 Blockchain for DeFi, NFT & Gaming. Built using Substrate Framework, it provides high scalability, enabling almost instant low-cost transactions, and supports Solidity and EVM, allowing developers to seamlessly migrate their DApps from Ethereum without any change in the codebase.

Reef Chain is the most advanced EVM-compatible blockchain. It's self-upgradable and has on-chain governance. Its infrastructure also allows for EVM extensions which allows for native token bridge, scheduled calls (ie. recurring payments), and smart contract in-place code upgrades. In the near future, it will support additional VMs which will allow developers to write code in multiple programming languages. The network runs on a Nominated Proof-of-Stake (NPoS) consensus mechanism, which offers scalability and low fees.

REEF is the native token that is used for:

Fees for processing transactions and storing data.

Running validator nodes by staking REEF tokens.

Nominating which validator nodes should be part of the network.

Reef is backed by multiple leading funds and venture capitalists including NGC, QCP, Bitcoin.com, Kenetic Capital, LD Capital, TRG Capital, Krypital Group, Genesis Block, Woodstock Fund and others.

Reef Chain development tools include:

Remix and EVM integrated development environments for uploading and deploying smart contracts.

Reefscan blockchain explorer to assist with deploying validators, bonding and nominating validators, debugging contracts, and understanding network performance.

Reef command line tools that allow developers deploy applications from local environments.

Reef wallet for accessing and interacting with the blockchain

Reef

Linear is a decentralized delta-one asset protocol capable of instantly creating synthetic assets with unlimited liquidity. The project opens traditional assets like commodities, forex, market indices and other thematic sectors to cryptocurrency users by supporting the creation of “Liquids” — Linear’s synthetic asset tokens.

The protocol consists of various products like Linear.Buildr, a DApp used to manage Liquids using Linear (LINA) and other tokens as collateral. The exchange is specifically created to enable trading of a variety of Liquids with rapid confirmation times and robust security.

LINA is an ERC-20 token built on the Ethereum network whose main purpose is as collateral for Liquids (using Buildr) and for community governance of the protocol. All token holders have access to the Linear DAO, enabling them to vote on different initiatives and proposals, helping to shape the development of the Linear ecosystem.

The main goal of Linear is to provide a superior user experience with better scalability and greater speed thanks to the cross-chain capabilities of the protocol. Linear Finance intends to provide a simple solution for users that want exposure to traditional assets while still benefiting from the features enabled only by blockchain technology.

Linear Finance

KardiaChain is a blockchain platform that aims to be fully interoperable and "non-invasive," meaning that blockchains can connect to the network without needing to make technical modifications to their own protocols. KardiaChain uses a dual-node structure to facilitate the connection between its own ledger and other blockchains, sharding for scalability and smart contracts for developers.

The platform relies on a native token, KAI, which is used for staking, transaction fees, participating in services and deploying smart contracts.

KardiaChain was first announced in October 2018, and its mainnet went live in December 2020.

KardiaChain

Aurora

X-CASH

Clover Finance (CLV), or simply Clover, is a blockchain operating system. It provides a one-stop, easy‑to‑use blockchain infrastructure and an ethereum virtual machine (EVM) compatible framework for Substrate‑based applications.

Clover Finance, another offspring of the Substrate-based Polkadot parachain aims at bridging the compatibility gap when building and operating across blockchains.

The project was founded in May 2020 and the mainnet of Clover Finance launched in July 2021.

BENQI is a decentralized non-custodial liquidity market as well as a liquid staking protocol built on the high-speed Avalanche smart contract network. The lending protocol allows users to lend, borrow, or earn interest using their digital assets.  The Liquid Staking protocol provides a solution for capital efficiency, offering users the opportunity to unlock their “staked” AVAX to be used on Decentralized Financial protocols

The founding team chose Avalanche because of its decentralized network’s claimed high scalability, low fees and compatibility with popular plugin wallets.

BENQI was founded in 2021 with $6 million in backing. Among its strategic investors are Ascensive Assets, Dragonfly Capital, Mechanism Capital, Arrington XRP Capital, Spartan Group, TRGC, Woodstock Fund, Ava Labs, Morningstar Ventures, GBV Capital, Skynet Trading Ltd, Rarestone Capital, Genblock Capital, Moon Inc.

Who Are the Founders of BENQI?

Rome Blockchain Labs Inc. is responsible for the development of BENQI. It is an incubator and a software development firm specializing in decentralized finance (DeFi). JD Gagnon is one of the co-founders and CEO of Rome Blockchain Labs. The two other co-founders are Hannu Kuusi and Alexander Shul.

JD Gagnon graduated with a bachelor’s degree in commerce in finance and accounting from the University of Alberta in Edmonton, Canada. Before Rome Blockchain Labs, Gagnon has created the Velox algorithmic trading platform. Gagnon is also the founder and CEO of Scotch & Ramen Media, Inc. and CSO of Etheralabs, Inc.

Hannu Kuusi has experience building institutional-grade infrastructure for financial technology (fintech) and military applications.

Alexander Szul is in charge of managing the development of the BENQI liquidity market platform.

What Makes BENQI (QI) Unique?

BENQI (QI) claims to be the first DeFi Lending project on the Avalanche platform. It offers DeFi users from congested and centralized networks the option to move and place their unused assets on BENQI with no hurdles and low network fees. Avalanche allows BENQI users to seamlessly and affordably access decentralized financial services and increase control over their strategies.

Developers have the option to use BENQI to create financial products using the protocol and governance tokens.

BENQI also aims to ease the overloading of the Ethereum network by providing Ethereum users with a less expensive and faster alternative. BENQI members can withdraw liquidity from the shared liquidity market, borrow from the liquidity market and get a clear view of interest rates.

BENQI

QuadrantProtocol

Beacon

Aeron

Karura is an all-in-one decentralized finance (DeFi) hub and stablecoin platform built on Kusama (KSM) and integrated into Polkadot (DOT). Karura was created by the Acala Network, which has won four Web3 Foundation grants and founded the Substrate Developer Academy.

To learn more about this project, check out our deep dive of Karura.

Both Karura and Acala are backed by multiple funds, including Coinbase Ventures, Pantera Capital, Polychain Capital and Hypersphere. Karura and Acala operate in parallel. Specifically, Karura is implementing DeFi on Kusama in the same way that Acala is offering DeFi on Polkadot. The network is built with almost the same codebase as Acala: the two platforms provide scalable, convenient and fast DeFi cross-chain ecosystems for Kusama and Polkadot.

Parachain Karura is a platform that allows users to create effective, low-cost and complex financial applications, saving time and increasing trading efficiency.

The platform itself provides a multi-collateralized stablecoin backed by cross-chain assets (kUSD), a trustless staking derivative (liquid KSM), and an automated market maker (AMM) decentralized exchange (DEX) for unlocking liquidity and supporting financial innovation.

Karura is the decentralized financial hub of Kusama, a scalable multi-chain network for radical innovation and early-stage Polkadot deployments. Karura is the sister network to Acala. It hosts multichain liquid staking token (LST) protocols (such as liquid KSM - LKSM), an AMM decentralized exchange, and an app platform that is EVM-compatible and highly customizable (based on Substrate). Karura is secured by Kusama, and is the liquidity gateway of Kusama parachains, Acala and L1/L2 blockchains