U.K. #Crypto Ownership Drops to 8% as Holdings Increase, FCA Survey


Cryptocurrency ownership among U.K. adults fell to 8% in 2025 from 12% in 2024, according to YouGov research conducted for the Financial Conduct Authority. Despite fewer holders, the typical value of individual portfolios increased as investors moved away from small-balance positions.


The ownership rate remains roughly double the 4% level reported in 2021, indicating participation pulled back from recent peaks rather than collapsing entirely. Public awareness of #crypto remained high at 91%, showing broad familiarity even as actual ownership declined.


Holdings worth $1,314 to $6,714 increased four percentage points to represent 21% of crypto users, while portfolios between $6,715 and $14,430 climbed three percentage points to 11%. The share of users holding $134 or less continued falling as investors consolidated into larger positions.


Centralized exchanges strengthened their position as the primary entry point for crypto purchases. Around 73% of respondents acquire digital assets through platforms like Coinbase and Kraken, up four percentage points from 2024. Payment firms offering crypto services followed at 15% as users cited ease of use, reputation, and security as top factors.

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December 16, 2025 at 7:29 PM
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