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A sweeping U.S. crypto market structure bill is expected to face further delays as Senate lawmakers shift their attention to housing affordability legislation backed by President Donald Trump, according to people familiar with the matter.
Per <a rel="noopener noreferrer nofollow">Bloomberg</a>, the Senate Banking Committee has deprioritized digital asset legislation in favor of advancing housing policy aimed at easing costs for American voters ahead of this year’s congressional elections.&nbsp;
As a result, consideration of the long-anticipated crypto market structure framework may now be pushed to late February or March.
The bill, which seeks to clarify regulatory oversight of cryptocurrencies and digital asset platforms, had already been delayed last week.&nbsp;
Lawmakers now say the renewed focus on housing affordability reflects pressure from the Trump administration to deliver tangible economic relief measures as the election season approaches.&nbsp;
The people, who requested anonymity due to the private nature of the discussions, said housing policy has become a near-term legislative priority for the committee.
The shift affects the Senate Banking Committee, which plays a central role in shaping financial and digital asset regulation. Its postponement creates uncertainty for the broader crypto bill, which requires coordination between multiple Senate panels before it can advance to a full floor vote.
Despite the setback, progress on digital asset legislation is continuing in parallel elsewhere.&nbsp;
The Senate Agriculture Committee is still expected to vote on its own digital asset bill on January 27. That legislation primarily addresses oversight of <a href="https://hash.media/hashdesk/anti-defi-campaign-targets-senators-as-crypto-market-bill-nears-vote/" rel="noopener noreferrer nofollow">crypto</a> spot markets and the role of the Commodity Futures Trading Commission.
Once the Agriculture Committee completes its vote, lawmakers would need to reconcile the two measures into a single package before presenting it to the full Senate.&nbsp;
However, the Banking Committee’s delay could slow that process, extending uncertainty for crypto firms, investors, and regulators seeking long-term clarity.
The postponement underscores the fragile timeline for crypto legislation in Washington, where competing political priorities and election-year pressures continue to reshape the legislative agenda.
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US Crypto market structure bill delayed as Senate focus shifts

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