Apple

April

Daily

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	Apple has announced a new partnership with Goldman Sachs, enabling Apple Card users to grow their Daily Cash rewards in a high-yield Savings account that offers an impressive 4.15 percent annual percentage yield (APY).
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Apple has announced that starting today, Apple Card users will now be able to create a Savings account with a high-yield APY of 4.15%
There are no fees, no minimum deposits, and no minimum balance requirements <a href="https://t.co/jZMTlcPgQ8" rel="nofollow" target="_blank">pic.twitter.com/jZMTlcPgQ8</a>
&mdash; Apple Hub (@theapplehub) <a href="https://twitter.com/theapplehub/status/1647977039390191616?ref_src=twsrc%5Etfw" rel="nofollow noopener" target="_blank">April 17, 2023</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>
This rate is over ten times the U.S average, which stands at a mere 0.35%, as reported by the <a href="https://www.fdic.gov" rel="nofollow noopener" target="_blank">Federal Deposit Insurance Corporation</a>. In comparison, Apple&#8217;s 4.15% <a href="https://crypto.ro/en/dictionary/annual-percentage-yield-apy/">APY</a> is significantly higher.
However, several large credit unions, online banks, and traditional banks also offer customers competitive APYs on their savings accounts.
CITI Bank provides a savings account featuring a 4.75% APY for customers who maintain a minimum balance of $5,000. Marcus by Goldman Sachs presents a 3.9% APY with no minimum balance or monthly fees required.
<a href="https://www.capitalone.com" rel="nofollow noopener" target="_blank">Capital One</a>&#8216;s savings account has no minimum balance requirement and allows users to earn a 3.5% APY. Additionally, Vio Bank offers a savings account with a 4.77% APY and no minimum balance stipulation.
Starting today, users can take advantage of this new feature without any fees, minimum deposits, or minimum balance requirements.
<a href="https://www.apple.com/newsroom/2023/04/apple-cards-new-high-yield-savings-account-is-now-available-offering-a-4-point-15-percent-apy/" rel="nofollow noopener" target="_blank">The Savings account</a> can be easily set up and managed directly from the Apple Card within the Wallet app.
Jennifer Bailey, Apple&#8217;s vice president of Apple Pay and Apple Wallet, commented on the introduction of the Savings account:
<blockquote>&#8220;Our goal is to build tools that help users lead healthier financial lives, and building Savings into Apple Card in Wallet enables them to spend, send, and save Daily Cash directly and seamlessly — all from one place.&#8221;</blockquote>
Once an account is set up, all future Daily Cash earned by the user will be automatically deposited into the Savings account.
Users have the flexibility to change the destination of their Daily Cash at any time, with no limit on how much they can earn. To further grow their savings, users can deposit additional funds into the account through a linked bank account or from their Apple Cash balance.
The Savings account also comes with a user-friendly dashboard in the Wallet app, allowing customers to track their <a href="https://crypto.ro/en/dictionary/account-balance/">account balance</a> and interest earned over time.
Users can withdraw funds at any time through the Savings dashboard by transferring them to a linked bank account or their Apple Cash card without incurring any fees.
This new feature from Goldman Sachs builds on the existing financial health benefits provided by the Apple Card.
Users can continue to enjoy no fees, Daily Cash on every purchase, and tools that encourage them to pay less Apple Card interest, while maintaining the privacy and security they expect from <a href="https://crypto.ro/en/news/hidden-bitcoin-whitepaper-discovered-on-every-recent-apple-macbook/">Apple</a>.

Apple launches 4.15% APY savings account for Apple Card users

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