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Apple Card has officially launched a new high-yield savings account for users, offering about 4.15% APY, according to a <a href="https://www.apple.com/newsroom/2023/04/apple-cards-new-high-yield-savings-account-is-now-available-offering-a-4-point-15-percent-apy/#:~:text=April%2017%2C%202023-,Apple%20Card&#039;s%20new%20high%2Dyield%20Savings%20account%20is%20now%20available,Savings%20account%20from%20Goldman%20Sachs." rel="nofollow noopener" target="_blank">press release</a> issued today. Apple highlights that this rate is &#8220;more than 10 times the national average.&#8221;



In partnership with Goldman Sachs, the new Apple Card feature enables users to grow their Daily Cash rewards within a savings account. The account requires no fees, minimum deposits, or minimum balance requirements, as stated in the press release.



<h2 id="expanding-apple-8217-s-financial-ecosystem-with-new-savings-account">Expanding Apple&#8217;s financial ecosystem with new savings account</h2>



As part of its growing financial services ecosystem, Apple has introduced an enticing addition: a high-yield savings account boasting 4.15% APY through its collaboration with Goldman Sachs.



&#8220;Savings helps our users get even more value out of their favorite Apple Card benefit &#8211; Daily Cash &#8211; while providing them with an easy way to save money every day,&#8221; said Jennifer Bailey, Apple&#8217;s Vice President of Apple Pay and Apple Wallet.



Bailey added, &#8220;Our goal is to build tools that help users lead healthier financial lives, and integrating savings into the Apple Card in Wallet allows them to spend, send, and save Daily Cash directly and seamlessly &#8211; all from one place.&#8221;



Once users set up the savings account, future Daily Cash earnings are automatically deposited. Also, the Daily Cash destination can be changed at any time, with no limit to the amount users can earn. Additionally, users can deposit further funds into the savings account via a linked bank account or their Apple Cash account.



This development further expands Apple&#8217;s financial services ecosystem, combining the company&#8217;s security with the financial expertise of a leading institution like Goldman Sachs.

Apple partners with Goldman Sachs to launch high-yield savings account

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